STELIFTEC
ActiveSummary
STELIFTEC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €29,504 and a net result of €18,439. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 36386 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+25
Solvency100▲+2
Growth52▲+30
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 8.52 against 3.76 in 2023; short-term debt: 11.7% and cash: 7.5% of total assets), and 11.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €29,504
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
50 d early
2022
49 d early
2021
44 d early
2020
50 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€46,382▼ 7.6%
2022 · €50,198
EBIT margin
5.8%▼ 27.2pp
2022 · 33.1%
Net result
€18,439▲ 654%
2023 · €2,444
Working capital
€29,504▲ 148%
2023 · €11,896
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€18,505▼ 74.7%€29,445▲ 59.1%€50,198▲ 70.5%€46,382▼ 7.6%
Operating result-€17,890▼ 132%-€7,797▲ 56.4%€16,597€2,702▼ 83.7%€20,837▲ 671%
Net result-€18,408below the sector's middle half▼ 134%-€8,079below the sector's middle half▲ 56.1%€16,438within the sector's middle half€2,444within the sector's middle half▼ 85.1%€18,439within the sector's middle half▲ 654%
EBIT margin-96.7%▼ 86.1pp-26.5%▲ 70.2pp33.1%▲ 59.5pp5.8%▼ 27.2pp
Equity€1,093below the sector's middle half▼ 94.4%-€6,986below the sector's middle half€9,452below the sector's middle half€11,896below the sector's middle half▲ 25.9%€29,504within the sector's middle half▲ 148%
Total assets€6,313below the sector's middle half▼ 74.7%€24,217below the sector's middle half▲ 284%€24,396below the sector's middle half▲ 0.7%€16,213below the sector's middle half▼ 33.5%€33,430below the sector's middle half▲ 106%
Debt€5,220▼ 3.6%€31,204▲ 498%€14,944▼ 52.1%€4,317▼ 71.1%€3,926▼ 9.1%
Working capital€1,093below the sector's middle half▼ 94.4%-€6,986below the sector's middle half€9,452within the sector's middle half€11,896within the sector's middle half▲ 25.9%€29,504within the sector's middle half▲ 148%
Solvency17.3%below the sector's middle half▼ 61.0pp-28.8%below the sector's middle half▼ 46.2pp38.7%within the sector's middle half▲ 67.6pp73.4%above the sector's middle half▲ 34.6pp88.3%above the sector's middle half▲ 14.9pp
Current ratio1.21within the sector's middle half▼ 3.390.78below the sector's middle half▼ 0.431.63within the sector's middle half▲ 0.863.76above the sector's middle half▲ 2.128.52above the sector's middle half▲ 4.76
Return on assets (ROA)-291.6%below the sector's middle half▼ 259.9pp-33.4%below the sector's middle half▲ 258.2pp67.4%above the sector's middle half▲ 100.7pp15.1%within the sector's middle half▼ 52.3pp55.2%above the sector's middle half▲ 40.1pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 671% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €33,430
Equity
€29,504 ▲ 148%
Debt
€3,926 ▼ 9.1%
Debt's share of the balance-sheet total falls from 26.6% to 11.7%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.13▼
2023 · 0.36
ROE
62.5%▲
2023 · 20.5%
Debt ≤ 1 year
€3,926▼
2023 · €4,317
Income taxes
€2,866
Staff costs
€55
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €18,505 | €29,445 | €50,198 | €46,382 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €40,210 | €32,143 | €42,700 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €55 | - |
| Other operating charges640/8 | - | €358 | €1,306 | €785 | €441 | ▼ 43.8% |
| Non-recurring operating charges66A | - | - | €152 | €195 | €222 | ▲ 13.9% |
| Gross operating margin9900 | -€17,313 | -€7,439 | €18,055 | €3,682 | €21,555 | ▲ 485% |
| Operating profit (loss)9901 | -€17,890 | -€7,797 | €16,597 | €2,702 | €20,837 | ▲ 671% |
| Financial income75/76B | - | - | €2 | €2 | €630 | ▲ 31,733% |
| Recurring financial income75 | - | - | €2 | €2 | €630 | ▲ 31,733% |
| Financial charges65/66B | - | €283 | €161 | €260 | €163 | ▼ 37.4% |
| Recurring financial charges65 | €517 | €283 | €161 | €260 | €163 | ▼ 37.4% |
| Profit (loss) for the period before taxes9903 | -€18,408 | -€8,079 | €16,438 | €2,444 | €21,304 | ▲ 772% |
| Income taxes67/77 | - | - | - | - | €2,866 | - |
| Profit (loss) for the period9904 | -€18,408 | -€8,079 | €16,438 | €2,444 | €18,439 | ▲ 654% |
| Profit (loss) for the period to be appropriated9905 | -€18,408 | -€8,079 | €16,438 | €2,444 | €18,439 | ▲ 654% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,313 | €24,217 | €24,396 | €16,213 | €33,430 | ▲ 106% |
| Current assets29/58 | €6,313 | €24,217 | €24,396 | €16,213 | €33,430 | ▲ 106% |
| Amounts receivable within one year40/41 | €5,449 | €16,088 | €23,582 | €15,939 | €30,932 | ▲ 94.1% |
| Trade receivables40 | - | €15,599 | €22,745 | €12,834 | €10,207 | ▼ 20.5% |
| Other amounts receivable41 | - | €489 | €837 | €3,105 | €20,725 | ▲ 567% |
| Cash at bank and in hand54/58 | €864 | €8,130 | €814 | €274 | €2,499 | ▲ 812% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,313 | €24,217 | €24,396 | €16,213 | €33,430 | ▲ 106% |
| Equity10/15 | €1,093 | -€6,986 | €9,452 | €11,896 | €29,504 | ▲ 148% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €20,260 | ▲ 989% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | - | €18,400 | - |
| Profit (loss) carried forward14 | -€6,967 | -€15,046 | €1,392 | €3,836 | €3,044 | ▼ 20.6% |
| Amounts payable17/49 | €5,220 | €31,204 | €14,944 | €4,317 | €3,926 | ▼ 9.1% |
| Amounts payable within one year42/48 | €5,220 | €31,204 | €14,944 | €4,317 | €3,926 | ▼ 9.1% |
| Trade debts44 | €905 | €777 | €922 | €2,647 | €230 | ▼ 91.3% |
| Suppliers440/4 | - | €777 | €922 | €2,647 | €230 | ▼ 91.3% |
| Taxes, remuneration and social security45 | - | €17 | - | - | €2,866 | - |
| Taxes450/3 | - | €17 | - | - | €2,866 | - |
| Other amounts payable47/48 | - | €30,409 | €14,022 | €1,670 | €830 | ▼ 50.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,408 | -€8,079 | €16,438 | €2,444 | €18,439 | ▲ 654% |
| Operating cash flow (approximation) | -€18,408 | -€8,079 | €16,438 | €2,444 | €18,439 | ▲ 654% |
| Change in cash | - | €7,265 | -€7,315 | -€540 | €2,225 | ▲ 512% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €18,439 ▲654%
Operating result €20,837, net result €18,439, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.52
Current ratio from 3.76 to 8.52; short-term debt falls from €4,317 to €3,926.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.76
Current ratio from 1.63 to 3.76; short-term debt falls from €14,944 to €4,317.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16,438
Net result €16,438 after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.78 to 1.63; short-term debt falls from €31,204 to €14,944.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€18,408
Net result drops to -€18,408, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumes · 1 establishment unit since 2010
Ground area
1,484 m²
Building footprint
168 m²
Volume, LiDAR
1,460 m³
Parcel 57077B1223/00P000, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Steliftec
since 20102.197.178.672
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57077B1223/00P000 | Wallonia | 1,484 m² | 1 · 168 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,093 companies in sector 43240 we hold annual accounts for 1,635. 1,241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0830489551
Registered
19-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.