STELICO
ActiveSTELICO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €2k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 12.33 against 15.37 in 2024; short-term debt: 8.1% and cash: 44.5% of total assets), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
119 d early
2023
26 d early
2022
32 d early
2021
9 d early
2020
25 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 9.7%
2024 · €81k
2018: €46k
2019: €56k
2020: €71k
2021: €88k
2022: €83k
2023: €84k
2024: €81k
2018 → 2025
Total assets
€79k▼ 8.1%
2024 · €86k
2018: €217k
2019: €184k
2020: €155k
2021: €119k
2022: €104k
2023: €92k
2024: €86k
2018 → 2025
Net result
€2k
2024 · €-3k
2018: €3k
2019: €9k
2020: €15k
2021: €17k
2022: €635
2023: €6k
2024: €-3k
2018 → 2025
Working capital
€73k▼ 9.7%
2024 · €81k
2018: €123k
2019: €113k
2020: €107k
2021: €99k
2022: €83k
2023: €84k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€83k▼ 5.0%€84k▲ 1.0%€81k▼ 4.1%€73k▼ 9.7%
Operating result€29k-€4k▼ 85.0%€11k▲ 145%€-2k€4k
Net result€17k-€635▼ 96.2%€6k▲ 813%€-3k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €79k
Equity
€73k▼ 9.7%
Debt
€6k▲ 14.6%
The debt ratio rises from 6.5% to 8.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
91.9%▼
2024 · 93.5%
Current ratio
12.33▼
2024 · 15.37
Quick ratio
8.92▼
2024 · 12.12
Debt / equity
0.09▲
2024 · 0.07
ROE
2.4%▲
2024 · -4.3%
ROA
2.2%▲
2024 · -4.0%
Debt
€6k▲
2024 · €6k
Debt ≤ 1 year
€6k▲
2024 · €6k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€79k▼
Current assets29/58€86k€79k▼
Stocks and contracts in progress3€18k€22k▲
Stocks30/36€18k€22k▲
Amounts receivable within one year40/41€12k€20k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€54k€35k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€86k€79k▼
Equity10/15€81k€73k▼
Contributions10/11€20k€20k=
Reserves13€61k€53k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€51k▼
Profit (loss) carried forward14€34€48▲
Amounts payable17/49€6k€6k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€458€63▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€285-
Gross operating margin9900€-510€6k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B€726€1k▲
Recurring financial income75€726€1k▲
Financial charges65/66B€283€286▲
Recurring financial charges65€283€286▲
Profit (loss) for the period before taxes9903€-2k€5k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-3k€2k▲
Profit (loss) for the period to be appropriated9905€-3k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€2k▲
Profit (loss) brought forward from the previous period14P€508€34▼
Transfer from equity791/2€3k€10k▲
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Profit to be distributed694/7€0€10k▲
Return on contributions (dividend)694€0€10k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼160%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 11.97
Current ratio from 4.97 to 11.97; short-term debt falls from €21k to €8k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €17k ▲8%
Operating result €29k, net result €17k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Denijsstraat(Z) 28550 ZwevegemGround area
811 m²
Building footprint
140 m²
Volume, LiDAR
751 m³
Parcel 34042C0221/00H000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stelico
since 20102.188.348.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042C0221/00H000 | Flanders | 811 m² | 1 · 140 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZwevegem2.188.348.209
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DE TERRE EN VIGNE
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Of 1,508 companies in sector 47252 we hold annual accounts for 651. 488 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-05-2010
Fiscal year end31-12
Trade name NL
Wijnen Lippens
Activities, NACEBEL
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.