SteLaur

Active

Private limited companyfounded 2021active for 5 yearsBlasiusdriesstraat 5, 9850 Deinze, BelgiumKBO/BCE: BE 0774.513.128

Summary

SteLaur has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,039 and a net result of €32,798. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 54% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

SteLaurActiveChecked score 96/100

Risk analysis Report Compare

Activity

Activities of head offices

NACE 70100

1 site

Size

€78,404total assets 2025

Equity: €47,039
Profit: €32,798

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts 70 days early1 of 2 deeds summarised

Why 96lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.50, cash €35,932Size: total assets €78,404Equity €47,039 (60.0% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 72% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 85-4

equity 60.0% of total assets

Liquidity 81-2

short-term debt 40.0% · cash 45.8%

Profitability 100+12

return on assets 41.8%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,438 companies, NACE 70, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity ample (current ratio 2.5, compared with 2.74 in 2024, above the usual 1.5; short-term debt: 40% and cash: 45.8% of total assets), and 40% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 55% on solvency, 73% on liquidity, 84% on profitability and 76% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Liquidity: current ratio 2.50, cash €35,932

NBB · annual accounts

Size: total assets €78,404

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €47,039 (60.0% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

70 days early

2024

8 days early

2023

13 days early

2022

34 days early

2021

13 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 28 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-05-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2021 to 2025net €32,798 ▲204%
23-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Always filed on timeaccounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2025: €32,798 5 years View
Total assets 20255 financial years filed €78,404 View

By topic

Financials

Financial year: 2025
Total assets: €78,404
Profit: €32,798
Solvency: 60.0%

Total assets▲ 45.5%

Net result

20212025

Go to Financials

Timeline

Events: 7
Since: 2022
Next accounts: by 31-07-2027

18-07-2024Annual accounts filed
17-11-2023Registered office
27-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Activities of head officesNACE 70100
Founded: 23-09-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about SteLaur

What is the company number of SteLaur?: 0774.513.128. In Belgium the VAT number is the company number with BE in front: BE 0774.513.128.
Where is SteLaur based?: The registered office is at Blasiusdriesstraat 5, 9850 Deinze.Company details
What does SteLaur do?: According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of SteLaur?: Private limited company (BV).
When was SteLaur founded?: On 23-09-2021.
Is SteLaur still active?: Yes, SteLaur is an active enterprise in the KBO register.
What is the turnover of SteLaur?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SteLaur profitable?: In financial year 2025, SteLaur made a profit of €32,798.
Where can I find the annual accounts of SteLaur?: SteLaur filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SteLaur due?: By 31-07-2027, for financial year 2026.Timeline