STELAR CONSULTING
ActiveSTELAR CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €57k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-11
Solvency36▼-64
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.42 against 7.85 in 2024; short-term debt: 87.8% and cash: 27.5% of total assets), and 88.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.3%
Return on assets
9.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7740 sector peers (2025).
NBB · sector comparisonPosition among 7740 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
99 d early
2024
7 d early
2023
7 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 54.3%
2024 · €143k
2022: €71k
2023: €113k
2024: €143k
2022 → 2025
Total assets
€580k▲ 254%
2024 · €164k
2022: €100k
2023: €158k
2024: €164k
2022 → 2025
Net result
€57k▲ 90.7%
2024 · €30k
2022: €66k
2023: €42k
2024: €30k
2022 → 2025
Working capital
€-295k
2024 · €140k
2022: €70k
2023: €108k
2024: €140k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€71k-€113k▲ 59.2%€143k▲ 26.5%€66k▼ 54.3%
Operating result€88k-€57k▼ 36.0%€43k▼ 23.2%€82k▲ 87.9%
Net result€66k-€42k▼ 36.4%€30k▼ 28.8%€57k▲ 90.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €580k
Fixed assets
€365k▲ 9,713%
Current assets
€215k▲ 34.4%
Equity and liabilities €580k
Equity
€66k▼ 54.3%
Debt
€515k▲ 2,426%
The debt ratio rises from 12.4% to 88.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€97k▲
2024 · €45k
Cash flow
€72k▲
2024 · €31k
Solvency
11.3%▼
2024 · 87.6%
Current ratio
0.42▼
2024 · 7.85
Quick ratio
0.42▼
2024 · 7.85
Debt / equity
7.85▲
2024 · 0.14
ROE
87.2%▲
2024 · 20.9%
ROA
9.9%▼
2024 · 18.3%
Interest coverage
12.38▲
2024 · 10.44
Debt
€515k▲
2024 · €20k
Debt ≤ 1 year
€510k▲
2024 · €20k
Income taxes
€17k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€580k▲
Fixed assets21/28€4k€365k▲
Tangible fixed assets22/27€4k€365k▲
Land and buildings22€3k€365k▲
Furniture and vehicles24€372-
Current assets29/58€160k€215k▲
Amounts receivable within one year40/41€16k€53k▲
Trade receivables40€16k€53k▲
Cash at bank and in hand54/58€140k€160k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€164k€580k▲
Equity10/15€143k€66k▼
Contributions10/11€5k€5k=
Reserves13€138k€61k▼
Distributable reserves133€138k€61k▼
Amounts payable17/49€20k€515k▲
Amounts payable within one year42/48€20k€510k▲
Trade debts44€2k€369k▲
Suppliers440/4€2k€369k▲
Taxes, remuneration and social security45€18k€27k▲
Taxes450/3€18k€26k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€75€114k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€-2k▼
Other operating charges640/8€907€3k▲
Gross operating margin9900€48k€97k▲
Operating profit (loss)9901€43k€82k▲
Financial income75/76B€127€0▼
Recurring financial income75€127€0▼
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€39k€74k▲
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€30k€57k▲
Profit (loss) for the period to be appropriated9905€30k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€57k▲
Transfer from equity791/2-€135k
Transfer to equity691/2€30k€57k▲
To other reserves6921€30k€57k▲
Profit to be distributed694/7-€135k
Return on contributions (dividend)694-€135k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €30k ▼28.8%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.85
Current ratio from 3.44 to 7.85; short-term debt falls from €44k to €20k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲59.2%
2 profitable years in a row build equity to €113k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nielstraat 73840 Tongeren-BorgloonGround area
1,004 m²
Building footprint
143 m²
Volume, LiDAR
913 m³
Parcel 73036A0351/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STELAR CONSULTING
since 20212.321.192.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73036A0351/00E000 | Flanders | 1,004 m² | 1 · 143 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488NU6RTEZ556S81955
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,075 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:david.boussu@hotmail.com
Phone:0478503866