STEKR

Active

Non-profit associationfounded 20251 yr activeSmidsestraat 130, 9000 Gent, BelgiumKBO/BCE: BE 1020.457.915

STEKR has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €6k. Its solvency ranks better than 35% of 515 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2025

70 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency44

Growth-

Stability67

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.16), and 73.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 88

Relative position

BE, all sectors

reference

Sector 88

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

119 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k

Total assets

€22k

Net result

€6k

Working capital

€3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €22k

14.7%

85.3%

Fixed assets €3k

Current assets €19k

Equity and liabilities €22k

26.6%

73.4%

Equity €6k

Debt €16k

Debt finances 73.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€6k

Cash flow

€6k

Solvency

26.6%

Current ratio

1.16

Quick ratio

1.16

Debt / equity

2.76

ROE

100.0%

ROA

26.6%

Debt

€16k

Debt ≤ 1 year

€16k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€22k

Fixed assets21/28€3k

Tangible fixed assets22/27€183

Furniture and vehicles24€183

Financial fixed assets28€3k

Current assets29/58€19k

Cash at bank and in hand54/58€2k

Deferred charges and accrued income490/1€17k

Equity and liabilities

Total equity and liabilities10/49€22k

Equity10/15€6k

Profit (loss) carried forward14€6k

Amounts payable17/49€16k

Amounts payable within one year42/48€16k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46

Gross operating margin9900€6k

Operating profit (loss)9901€6k

Profit (loss) for the period before taxes9903€6k

Profit (loss) for the period9904€6k

Profit (loss) for the period to be appropriated9905€6k

Appropriation of the result

Profit (loss) to be appropriated9906€6k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

03-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

no sitting director, no change since 2026

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

01-04-2026 Resigned as Director

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2026

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smidsestraat 1309000 Gent

Ground area

1,360 m²

Building footprint

1,168 m²

Parcel 44809I0757/00D000, Flanders. Linked by address, not a title deed.

1 establishment unit