STEKK
ActiveSTEKK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €855 and a net result of €-546. Its solvency ranks better than 14% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-25
Solvency33▼-8
Growth32
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
-5.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2004 sector peers (2025).
NBB · sector comparisonPosition among 2004 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€855▼ 39.0%
2024 · €1k
2024: €1k
2024 → 2025
Total assets
€10k▲ 15.9%
2024 · €9k
2024: €9k
2024 → 2025
Net result
€-546
2024 · €401
2024: €401
2024 → 2025
Working capital
€855▼ 39.0%
2024 · €1k
2024: €1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1k-€855▼ 39.0%
Operating result€702-€517▼ 26.4%
Net result€401-€-546
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10k
Equity
€855▼ 39.0%
Debt
€9k▲ 26.2%
The debt ratio rises from 84.2% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
8.3%▼
2024 · 15.8%
Current ratio
1.09▼
2024 · 1.19
Quick ratio
1.09▼
2024 · 1.19
ROA
-5.3%▼
2024 · 4.5%
Debt
€9k▲
2024 · €7k
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€1k▲
2024 · €301
Staff costs
€4k▲
2024 · €685
Equity ratios withheld: equity of €855 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€10k▲
Current assets29/58€9k€10k▲
Amounts receivable within one year40/41€972€2k▲
Trade receivables40€972€2k▲
Cash at bank and in hand54/58€8k€8k▼
Deferred charges and accrued income490/1€29€257▲
Equity and liabilities
Total equity and liabilities10/49€9k€10k▲
Equity10/15€1k€855▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€401€-145▼
Amounts payable17/49€7k€9k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€2k€865▼
Suppliers440/4€2k€865▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€2k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€685€4k▲
Other operating charges640/8€2k€371▼
Gross operating margin9900€3k€5k▲
Operating profit (loss)9901€702€517▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B-€19
Recurring financial charges65-€19
Profit (loss) for the period before taxes9903€703€499▼
Income taxes67/77€301€1k▲
Profit (loss) for the period9904€401€-546▼
Profit (loss) for the period to be appropriated9905€401€-546▼
Appropriation of the result
Profit (loss) to be appropriated9906€401€-145▼
Profit (loss) brought forward from the previous period14P-€401
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elewijtsesteenweg 1281980 ZemstGround area
1,385 m²
Building footprint
260 m²
Volume, LiDAR
3,371 m³
2 parcels, Brussels, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
STEKK
since 20242.356.338.153
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020C0227/00X003 | Flanders | 739 m² | 1 · 72 m² | 9.6 m · 2 fl. |
| 21818A0003/00M054 | Brussels | 646 m² | 1 · 188 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 71113 we hold annual accounts for 658. 80 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2024
Fiscal year end30-06
Activities, NACEBEL
71113Urban planning and landscape architecture
46190Agents in non-specialised wholesale trade
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.