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STEK.

Active
Private limited companyfounded 2019active for 7 yearsNieuwewandeling 64, 9000 Ghent, BelgiumKBO/BCE: BE 0733.733.239
Summary

STEK. has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,911 and a net result of €18,217. Equity grew by about 12% per year on average since 2021. In 2025 it fell by 29.5%. Its solvency ranks better than 57% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-09-2019 Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 9 others
Establishment unit
2.292.875.805 9000 Ghent, since 05-09-2019
Financial year end
30 June
Peppol
Reachable since 04-11-2025

Board and ownership

Board
  • Slabbinck WimDirector

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€44,816
▼ 44.1%
Turnover
≈ €73,000
estimated
Profit
€18,217
▼ 61.8%
Equity
€113,911
▼ 29.5%
Total assets
€296,214
▼ 15.0%
Score breakdownraises riskProfit of €18,217 (financial year 2025)lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 2.26, cash €84,629Equity €113,911 (38.5% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 63-8
equity 38.5% of total assets
Liquidity 81-10
short-term debt 17.7% · cash 28.6%
Profitability 76-10
return on assets 6.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.26 (3.62 in 2024), above the usual 1.5. Short-term debt is 17.7% and cash 28.6% of total assets. However, 61.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 56% of them on solvency, 86% on liquidity, 72% on profitability and 17% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 2.26, cash €84,629
NBB · annual accounts
raises risk · Profit of €18,217 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €113,911 (38.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
45 days early
2024
58 days early
2023
2 days early
2022
on the day
2021
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 21 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €18,217 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as STEK.: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €252,000 and €300,000, founded between 2018 and 2020.

CompanyTotal assetsGross margin
STEK. Ghent€296,214€44,816
IMMODONTO Spa€280,757€43,946
Total Care Schoten€282,226€46,443
LA DRILLO Hasselt€289,225€44,852
MONS FINANCE Mons€274,385€49,960
COROA Mons€252,485€37,673
Gezondheidspraktijk Harmonie Antwerp€299,865€36,936
Full comparison

Key facts about STEK.

What is the company number of STEK.?
The company number of STEK. is 0733.733.239. The VAT number is the same number with BE in front: BE 0733.733.239.
Where is STEK. based?
The registered office is at Nieuwewandeling 64, 9000 Ghent.Company details
What does STEK. do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of STEK.?
STEK. is a private limited company (BV).
When was STEK. founded?
STEK. was founded on 05-09-2019.
Is STEK. still active?
Yes, STEK. is an active enterprise in the KBO register.
What is the turnover of STEK.?
The turnover in financial year 2025 is ≈ €73,000. This figure is estimated from the gross margin of €44,816 and 51 comparable companies (NACE 682). It probably lies between €55,000 and €110,000.Financials
Is STEK. profitable?
In financial year 2025, STEK. made a profit of €18,217.
Where can I find the annual accounts of STEK.?
STEK. filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEK. due?
STEK. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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