Equity
€26,430
STEK has made a profit without a break since 2022.
STEK
Lifetime
6 annual accounts with figures on one time axispeak €184,548 (2020)
€134,599▲ 12.3%
lowest -€34,567 (2021)
€45,773▲ 212%
peak €26,430 (2025)
€26,430▲ €45,773
€238,864▼ 21.1%
peak 3.2 FTE (2020)
-not published
Board2 names since 2019
2 directors and 1 other
Documentsfilings and deeds
12-07-202619 days before the deadline
2025micro format
Gross margin from €119,853 to €134,599Result from €14,674 to €45,773Equity from -€19,343 to €26,430Debts from €302,897 to €238,864Cash from €25,178 to €43,150
Key points
from the 2025 annual accountsTurnover
≈ €390,000 estimated
The micro format states no turnover.
Debts
€238,864 90% of the balance sheet
Financial debts 52%Suppliers 6%Taxes and wages 5%Other 37%
Of this, €115,619 falls due within a year.
Staff
2.2 FTE from 13 in 2024
Between 2024 and 2025, 83% of the full-time equivalents disappeared.
Filings
6 annual accounts 2 late
The 2020 accounts came latest: 184 days after the end of the period.
Position in the sector
€45,773
Higher net result than 87% of companies in food and beverage service. Sector median €4,883 · 17,138 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as STEK has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for STEK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0726686188
Appointment: (director)
General meeting of 11-10-2021 · Gazette deed
Incorporation
Founding capital of €20,000, 100 shares · Founder: · Appointment: (director) · published on 15-05-2019 · Gazette deed
First establishment
Broekstraat 1, Tienen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEK Tienen | €265,294 | €134,599 | 10.0% | - |
| LA LUNE CHEZ VIOLETTE Halle | €251,968 | €153,958 | -62.4% | - |
| LE ROI DE TREFLE Namur | €255,469 | €129,705 | 42.3% | - |
| SANTY’S PIZZA Kortrijk | €258,059 | €134,812 | 13.1% | - |
| M&G Hove | €277,388 | €133,524 | 93.0% | - |
| Jonquières De Panne | €289,549 | €124,925 | 92.2% | - |
| M. Van de Velde Berlare | €253,311 | €123,843 | 21.1% | - |
These companies have the same main activity as STEK: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €252,000 and €290,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 13-05-2019Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Joint committee
- 302Hotels and catering · annual accounts 2021
- Establishment unit
- 2.290.019.4513300 Tienen, since 13-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Annual accounts 2025
- €265,294▼ 6.4%
- Filing
- Filed on 12-07-2026, 19 days before the end of the filing period
Insights on STEK
STEK files the micro format. That format states no turnover. The gross margin fell from €184,548 in 2020 to €134,599 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEK
- What is the company number of STEK?
- The company number of STEK is 0726.686.188. The VAT number is the same number with BE in front: BE 0726.686.188.
- Where is STEK based?
- The registered office is at Broekstraat 1, 3300 Tienen.Company details
- What does STEK do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of STEK?
- STEK is a private limited company (BV).
- When was STEK founded?
- STEK was founded on 13-05-2019.
- Is STEK still active?
- Yes, STEK is an active enterprise in the KBO register.
- How many employees does STEK have?
- STEK had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STEK fall under?
- In its 2021 annual accounts, STEK states joint committee 302 (Hotels and catering).
- What is the turnover of STEK?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €134,599 and 87 comparable companies (NACE 56111). It probably lies between €330,000 and €480,000.
- Is STEK profitable?
- In financial year 2025, STEK made a profit of €45,773.
- Where can I find the annual accounts of STEK?
- STEK filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEK due?
- STEK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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