Equity
€77,827 ▲ 25.8%
STEIL paid out €1,666 in dividends. That is 9% of the 2025 profit.
STEIL
Lifetime
16 annual accounts with figures on one time axispeak €43,725 (2025)
€43,725▲ 200%
lowest -€38,946 (2015)
€18,409▲ 488%
peak €77,827 (2025)
€77,827▲ 25.8%
€42,472▼ 54.9%
Board3 names since 2020
2 directors and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Gross margin from €14,576 to €43,725Result from €3,129 to €18,409Dividend €1,666Equity from €61,854 to €77,827Debts from €94,127 to €42,472Cash from €27,201 to €7,846
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 34,691 companies had the same profile as STEIL has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,691 companies, not a prediction for STEIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Manager
Director
- deed of 24-11-2020
- all the sharesdeed of 24-11-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0820890709
Company renamed from Krekels Cie Training & Consulting to STEIL
Appointment: (director) · “De vervaardiging van motorfietsen,(elektrische)fietsen en andere rijwielen zonder motor inclusief…” (deed in Dutch) · General meeting of 15-12-2020 · Gazette deed
Registered office moved within Gentbrugge
Transfer of shares from to · New registered office: Gentbruggeplein 1, 9050 Gentbrugge · Previous registered office: Anton Van Dyckstraat 30 bus 1, 9050 Gentbrugge · General meeting of 30-10-2020 · Gazette deed
First establishment
Gentbruggeplein 1, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEIL Ghent | €121,128 | €43,725 | 64.3% | - |
| MOTO 46 Wavre | €148,535 | €43,069 | 79.2% | - |
| Epic Invest Bornem | €118,527 | €32,650 | 17.7% | - |
| Excellerbikes Bruges | €167,549 | €41,947 | -9.1% | - |
| MANTRA Ghent | €167,484 | €63,232 | 77.2% | - |
| SPORTSTUDIE Geel | €118,155 | €48,440 | -0.4% | - |
| BIKE Kortrijk | €169,433 | €39,786 | 71.6% | - |
These companies have the same main activity as STEIL: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €118,000 and €169,000, founded between 2006 and 2015.
Official details
Source: KBO- Status
- Active since 25-11-2009Normal situation
- Activity
- Retail sale of bicyclesNACE 47632and 5 others
- Establishment unit
- 2.183.102.6859050 Ghent, since 09-12-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €121,128▼ 22.9%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on STEIL
STEIL files the micro format. That format states no turnover. The gross margin rose from €18,846 in 2010 to €43,725 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEIL
- What is the company number of STEIL?
- The company number of STEIL is 0820.890.709. The VAT number is the same number with BE in front: BE 0820.890.709.
- Where is STEIL based?
- The registered office is at Gentbruggeplein 1, 9050 Ghent.Company details
- What does STEIL do?
- According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
- What is the legal form of STEIL?
- STEIL is a private limited company (BV).
- When was STEIL founded?
- STEIL was founded on 25-11-2009.
- Is STEIL still active?
- Yes, STEIL is an active enterprise in the KBO register.
- What is the turnover of STEIL?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €43,725 and 367 comparable companies (NACE 47). It probably lies between €230,000 and €680,000.Financials
- Is STEIL profitable?
- In financial year 2025, STEIL made a profit of €18,409.
- Where can I find the annual accounts of STEIL?
- STEIL filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEIL due?
- STEIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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