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Steganos

Active
Private limited companyfounded 201510 yrs activeZilverbeeklaan 41, 2640 Mortsel, BelgiumKBO/BCE: BE 0644.423.260
Summary

Steganos has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €197,045 and a net result of €35,085. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes
Profitability90
Solvency100
Growth-
Track record85
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 18.64; short-term debt: 4.8% and cash: 64.1% of total assets), and 4.8% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
35 d early
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Steganos was incorporated on 11 December 2015.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€197,045
Total assets
€207,042
Net result
€35,085
Working capital
€176,304

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €207,042
Fixed assets €20,742
Current assets €186,301
Equity and liabilities €207,042
Equity €197,045
Debt €9,997
Debt finances 4.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€56,311
Cash flow
€43,448
Current ratio
18.64
Debt to equity
0.05
ROE
17.8%
ROA
16.9%
Interest coverage
169.85
Debt ≤ 1 year
€9,997
Income taxes
€14,034
Staff costs
€1,025

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 49 lines
Balance sheet Code2024
Assets
Total assets20/58€207,042
Fixed assets21/28€20,742
Tangible fixed assets22/27€20,742
Plant, machinery and equipment23€2,062
Furniture and vehicles24€15,946
Other tangible fixed assets26€2,734
Current assets29/58€186,301
Amounts receivable after more than one year29€16,000
Other amounts receivable291€16,000
Amounts receivable within one year40/41€27,979
Trade receivables40€13,562
Other amounts receivable41€14,417
Cash at bank and in hand54/58€132,715
Deferred charges and accrued income490/1€9,607
Equity and liabilities
Total equity and liabilities10/49€207,042
Equity10/15€197,045
Contributions10/11€1,000
Reserves13€196,045
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Distributable reserves133€196,045
Profit (loss) carried forward14€0
Amounts payable17/49€9,997
Amounts payable within one year42/48€9,997
Trade debts44€792
Suppliers440/4€792
Taxes, remuneration and social security45€3,871
Taxes450/3€3,871
Other amounts payable47/48€5,335
Income statement Code2024
Remuneration, social security and pensions62€1,025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,362
Other operating charges640/8€906
Non-recurring operating charges66A€0
Gross operating margin9900€58,242
Operating profit (loss)9901€47,949
Financial income75/76B€1,502
Recurring financial income75€1,502
Financial charges65/66B€332
Recurring financial charges65€332
Profit (loss) for the period before taxes9903€49,120
Income taxes67/77€14,034
Profit (loss) for the period9904€35,085
Profit (loss) for the period to be appropriated9905€35,085
Appropriation of the result
Profit (loss) to be appropriated9906€35,085
Transfer from equity791/2€46,667
Transfer to equity691/2€35,085
To other reserves6921€35,085
Profit to be distributed694/7€46,667
Return on contributions (dividend)694€46,667

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€1,025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,362
Other operating charges640/8€906
Non-recurring operating charges66A€0
Gross operating margin9900€58,242
Operating profit (loss)9901€47,949
Financial income75/76B€1,502
Recurring financial income75€1,502
Financial charges65/66B€332
Recurring financial charges65€332
Profit (loss) for the period before taxes9903€49,120
Income taxes67/77€14,034
Profit (loss) for the period9904€35,085
Profit (loss) for the period to be appropriated9905€35,085
Line2024
Assets
Total assets20/58€207,042
Fixed assets21/28€20,742
Tangible fixed assets22/27€20,742
Plant, machinery and equipment23€2,062
Furniture and vehicles24€15,946
Other tangible fixed assets26€2,734
Current assets29/58€186,301
Amounts receivable after more than one year29€16,000
Other amounts receivable291€16,000
Amounts receivable within one year40/41€27,979
Trade receivables40€13,562
Other amounts receivable41€14,417
Cash at bank and in hand54/58€132,715
Deferred charges and accrued income490/1€9,607
Equity and liabilities
Total equity and liabilities10/49€207,042
Equity10/15€197,045
Contributions10/11€1,000
Reserves13€196,045
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Distributable reserves133€196,045
Profit (loss) carried forward14€0
Amounts payable17/49€9,997
Amounts payable within one year42/48€9,997
Trade debts44€792
Suppliers440/4€792
Taxes, remuneration and social security45€3,871
Taxes450/3€3,871
Other amounts payable47/48€5,335
Line2024
Profit (loss) for the period9904€35,085
+ Depreciation and write-downs630€8,362
Operating cash flow (approximation)€43,448

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
276 m²
Building footprint
81 m²
Volume, LiDAR
656 m³
Parcel 11029A0005/00V002, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Steganos
Zilverbeeklaan 41, 2640 MortselComputer programming, consultancy and related activities
since 20162.248.391.110
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11029A0005/00V002 Flanders 276 m² 1 · 81 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 84 EUR awarded · 84 EUR paid
Year Entries awardedpaid
2025 1 0 EUR84 EUR
2024 1 84 EUR0 EUR
Schemes
2 entries · 84 EUR · 84 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

254900GWJS8ZVSSYFQ93
live in the LEI register

Similar companies · same sector, comparable size

Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 6,645 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
26110Manufacture of computer, electronic and optical products
27320Manufacture of electrical equipment
33190Repair, maintenance and installation of machinery and equipment
62200Computer consultancy and computer facilities management
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0644423260
Also 9925:BE0644423260
Registered 31-10-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.