STEFTRANS
ActiveSummary
STEFTRANS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €706,970 and a net result of €139,811. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 47% of 1873 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+12
Solvency63▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.42 in 2024; short-term debt: 43.5% and cash: 2.6% of total assets), and 62.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
7 d early
2023
6 d early
2022
3 d early
2021
31 d early
2020
2 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€706,970▲ 6.0%
2024 · €667,159
Total assets
€1.9m▲ 3.3%
2024 · €1.8m
Net result
€139,811▲ 91.2%
2024 · €73,136
Working capital
€334,282▼ 5.5%
2024 · €353,572
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€89,238▼ 69.8%€94,181▲ 5.5%€184,661▲ 96.1%€170,266▼ 7.8%€243,649▲ 43.1%
Net result€51,556▼ 76.0%€56,880▲ 10.3%€88,378▲ 55.4%€73,136▼ 17.2%€139,811▲ 91.2%
Equity€632,472▲ 8.9%€689,352▲ 9.0%€710,979▲ 3.1%€667,159▼ 6.2%€706,970▲ 6.0%
Total assets€1.3m▼ 11.3%€1.4m▲ 7.4%€1.8m▲ 32.5%€1.8m▲ 0.2%€1.9m▲ 3.3%
Debt€636,487▼ 24.1%€673,218▲ 5.8%€1.1m▲ 62.6%€1.1m▲ 4.3%€1.2m▲ 1.8%
Working capital€474,209▲ 19.3%€498,675▲ 5.2%€392,776▼ 21.2%€353,572▼ 10.0%€334,282▼ 5.5%
Staff (FTE)28.8▼ 9.7%28.7▼ 0.3%30.1▲ 4.9%27.9▼ 7.3%25.2▼ 9.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2021 Net result -76% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€721,275 ▲ 18.4%
Current assets
€1.1m ▼ 4.3%
Equity and liabilities €1.9m
Equity
€706,970 ▲ 6.0%
Debt
€1.2m ▲ 1.8%
Debt's share of the balance-sheet total falls from 63.1% to 62.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€419,778▲
2024 · €324,780
Cash flow
€315,940▲
2024 · €227,650
Current ratio
1.41▼
2024 · 1.42
Debt to equity
1.64▼
2024 · 1.71
ROE
19.8%▲
2024 · 11.0%
ROA
7.5%▲
2024 · 4.0%
Interest coverage
8.37▲
2024 · 5.11
Debt ≤ 1 year
€813,463▼
2024 · €846,274
Debt > 1 year
€348,587▲
2024 · €295,676
Income taxes
€53,679▲
2024 · €33,538
Staff costs
€1.4m▼
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €500 | - | €6,913 | €12,500 | €8,769 | ▼ 29.8% |
| Remuneration, social security and pensions62 | €1.2m | €1.2m | €1.4m | €1.4m | €1.4m | ▼ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €156,331 | €57,140 | €104,885 | €154,514 | €176,129 | ▲ 14.0% |
| Other operating charges640/8 | €19,036 | €18,747 | €39,568 | €23,229 | €23,191 | ▼ 0.2% |
| Non-recurring operating charges66A | - | - | - | €11,347 | €0 | ▼ 100% |
| Gross operating margin9900 | €1.5m | €1.4m | €1.7m | €1.8m | €1.8m | ▲ 2.1% |
| Operating profit (loss)9901 | €89,238 | €94,181 | €184,661 | €170,266 | €243,649 | ▲ 43.1% |
| Financial income75/76B | €10 | €57 | €1 | €21 | €8 | ▼ 61.2% |
| Recurring financial income75 | €10 | €57 | €1 | €21 | €8 | ▼ 61.2% |
| Financial charges65/66B | €18,640 | €17,506 | €58,814 | €63,613 | €50,167 | ▼ 21.1% |
| Recurring financial charges65 | €18,640 | €17,506 | €58,814 | €63,613 | €50,167 | ▼ 21.1% |
| Profit (loss) for the period before taxes9903 | €70,607 | €76,732 | €125,848 | €106,674 | €193,490 | ▲ 81.4% |
| Transfer from deferred taxes780 | €10,833 | - | - | - | - | - |
| Income taxes67/77 | €29,885 | €19,852 | €37,470 | €33,538 | €53,679 | ▲ 60.1% |
| Profit (loss) for the period9904 | €51,556 | €56,880 | €88,378 | €73,136 | €139,811 | ▲ 91.2% |
| Transfer from tax-exempt reserves789 | €43,331 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €94,886 | €56,880 | €88,378 | €73,136 | €139,811 | ▲ 91.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.4m | €1.8m | €1.8m | €1.9m | ▲ 3.3% |
| Fixed assets21/28 | €254,147 | €327,008 | €648,153 | €609,262 | €721,275 | ▲ 18.4% |
| Tangible fixed assets22/27 | €244,402 | €317,262 | €638,002 | €599,112 | €710,990 | ▲ 18.7% |
| Land and buildings22 | €123,240 | €120,658 | €118,896 | €117,843 | €229,590 | ▲ 94.8% |
| Plant, machinery and equipment23 | €1,109 | €109 | €3,824 | €36,389 | €528 | ▼ 98.5% |
| Furniture and vehicles24 | €14,999 | €16,596 | €147,609 | €86,097 | €110,896 | ▲ 28.8% |
| Leasing and similar rights25 | €105,053 | €179,898 | €367,673 | €358,783 | €369,976 | ▲ 3.1% |
| Financial fixed assets28 | €9,745 | €9,745 | €10,150 | €10,150 | €10,285 | ▲ 1.3% |
| Current assets29/58 | €1.0m | €1.0m | €1.2m | €1.2m | €1.1m | ▼ 4.3% |
| Amounts receivable within one year40/41 | €882,480 | €967,499 | €1.1m | €1.1m | €1.1m | ▼ 3.7% |
| Trade receivables40 | €567,986 | €641,015 | €679,691 | €730,181 | €790,096 | ▲ 8.2% |
| Other amounts receivable41 | €314,494 | €326,484 | €426,257 | €410,742 | €309,067 | ▼ 24.8% |
| Cash at bank and in hand54/58 | €131,082 | €68,062 | €51,316 | €58,923 | €48,582 | ▼ 17.5% |
| Deferred charges and accrued income490/1 | €1,250 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.4m | €1.8m | €1.8m | €1.9m | ▲ 3.3% |
| Equity10/15 | €632,472 | €689,352 | €710,979 | €667,159 | €706,970 | ▲ 6.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €291,534 | €348,414 | €370,041 | €326,221 | €688,370 | ▲ 111% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €289,674 | €346,554 | €368,181 | €326,221 | €688,370 | ▲ 111% |
| Profit (loss) carried forward14 | €322,338 | €322,338 | €322,338 | €322,338 | €0 | ▼ 100% |
| Amounts payable17/49 | €636,487 | €673,218 | €1.1m | €1.1m | €1.2m | ▲ 1.8% |
| Amounts payable after more than one year17 | €95,885 | €136,331 | €329,950 | €295,676 | €348,587 | ▲ 17.9% |
| Financial debts170/4 | €95,885 | €136,331 | €329,950 | €295,676 | €348,587 | ▲ 17.9% |
| Amounts payable within one year42/48 | €540,603 | €536,886 | €764,488 | €846,274 | €813,463 | ▼ 3.9% |
| Current portion of amounts payable after more than one year42 | €146,095 | €111,006 | €159,487 | €171,954 | €195,857 | ▲ 13.9% |
| Financial debts43 | €100,000 | €150,000 | €200,000 | €275,000 | €275,000 | = |
| Credit institutions430/8 | €100,000 | €150,000 | €200,000 | €275,000 | €275,000 | = |
| Trade debts44 | €172,522 | €163,118 | €198,332 | €233,551 | €150,452 | ▼ 35.6% |
| Suppliers440/4 | €172,522 | €163,118 | €198,332 | €233,551 | €150,452 | ▼ 35.6% |
| Taxes, remuneration and social security45 | €121,986 | €112,761 | €116,669 | €165,769 | €192,154 | ▲ 15.9% |
| Taxes450/3 | €20,799 | €20,862 | €15,933 | €16,525 | €69,204 | ▲ 319% |
| Remuneration and social security454/9 | €101,187 | €91,899 | €100,736 | €149,243 | €122,950 | ▼ 17.6% |
| Other amounts payable47/48 | - | - | €90,000 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,556 | €56,880 | €88,378 | €73,136 | €139,811 | ▲ 91.2% |
| + Depreciation and write-downs630 | €156,331 | €57,140 | €104,885 | €154,514 | €176,129 | ▲ 14.0% |
| Operating cash flow (approximation) | €207,886 | €114,020 | €193,263 | €227,650 | €315,940 | ▲ 38.8% |
| Investment in fixed assets (approximation) | - | -€130,000 | -€426,030 | -€115,624 | -€288,142 | ▼ 149% |
| Change in cash | - | -€63,019 | -€16,746 | €7,607 | -€10,341 | ▼ 236% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €51,556 ▼76%
Net result drops to €51,556, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €214,792 ▲50%
Operating result €295,352, net result €214,792, both a record.
31-12
Financial
Equity above €500,000Eq €580,916 ▲58.7%
3 profitable years in a row build equity to €580,916.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1999
Ground area
308 m²
Building footprint
82 m²
Volume, LiDAR
579 m³
Parcel 24111C0080/00N004, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mechelsesteenweg 2010, 3020 Herent
since 19992.057.488.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24111C0080/00N004 | Flanders | 308 m² | 1 · 82 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,205 EUR awarded · 5,204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,187 EUR | 2,187 EUR |
| 2024 | 1 | 1,470 EUR | 1,470 EUR |
| 2023 | 1 | 543 EUR | 556 EUR |
| 2022 | 1 | 1,005 EUR | 991 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerent2.057.488.180
Parcel delivery
Notified to the BIPT
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 4,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447278480
Also
9925:BE0447278480
Registered
21-08-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.