STEFONA
ActiveSTEFONA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €175k and a net result of €-3k. Its solvency ranks better than 44% of 8091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability35
Solvency73
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity short (current ratio 0.01; short-term debt: 52.1% and cash: 0.1% of total assets), and 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.9%
Return on assets
-0.9%
Age of the figures
24 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 28-04-2025, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€175k
Total assets
€366k
Net result
€-3k
Working capital
€-190k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €366k
Fixed assets
€365k
Current assets
€1k
Equity and liabilities €366k
Equity
€175k
Debt
€191k
Debt finances 52.1% of the balance-sheet total.
Key figures and ratios
Solvency
47.9%
Current ratio
0.01
Quick ratio
0.01
Debt / equity
1.09
ROE
-1.8%
ROA
-0.9%
Debt
€191k
Debt ≤ 1 year
€191k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€366k
Fixed assets21/28€365k
Financial fixed assets28€365k
Current assets29/58€1k
Amounts receivable within one year40/41€643
Other amounts receivable41€643
Cash at bank and in hand54/58€364
Equity and liabilities
Total equity and liabilities10/49€366k
Equity10/15€175k
Contributions10/11€179k
Profit (loss) carried forward14€-3k
Amounts payable17/49€191k
Amounts payable within one year42/48€191k
Other amounts payable47/48€191k
Income statement
Code2024
Gross operating margin9900€-3k
Operating profit (loss)9901€-3k
Profit (loss) for the period before taxes9903€-3k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boterhoek 29900 EekloGround area
5,164 m²
Building footprint
386 m²
Volume, LiDAR
1,560 m³
Parcel 43005A0006/00M000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STEFONA
since 20242.361.057.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43005A0006/00M000 | Flanders | 5,164 m² | 1 · 386 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,691 companies in sector 70100 we hold annual accounts for 3,489. 2,373 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2024
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.