Equity
-€85,672
Debts exceed assets in financial year 2025.
STEFMAR
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €112,445 (2012)
-€876▲ €1,267
lowest -€143,207 (2013)
-€1,454▼ €854
peak €30,081 (2006)
-€85,672▼ €1,454
€79,212▲ 1.8%
peak 1.4 FTE (2008)
-not published
Board1 name since 2016
1 director
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from -€2,143 to -€876Loss of €1,454Cash from €91 to €40
Key points
from the 2025 annual accountsLosses
-€2,658 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Filings
20 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,618 companies had the same profile as STEFMAR has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,618 companies, not a prediction for STEFMAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved from Menen to Alveringem
New registered office: Burgmolenstraat 23, 8690 Alveringem · Previous registered office: Esplanadestraat 16/0202, 8930 Menen · Board meeting of 20-04-2016 · Gazette deed
Incorporation
published on 16-04-1991 · Gazette deed
Official details
Source: KBO- Status
- Active since 20-03-1991Normal situation
- Activity
- No activity registered in the KBO
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on STEFMAR
STEFMAR files the micro format. That format states no turnover. The gross margin fell from €93,827 in 2006 to -€876 in 2025.
The balance sheet grew most in 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEFMAR
- What is the company number of STEFMAR?
- The company number of STEFMAR is 0443.703.437. The VAT number is the same number with BE in front: BE 0443.703.437.
- Where is STEFMAR based?
- The registered office is at Burgmolenstraat 23, 8690 Alveringem.Company details
- What is the legal form of STEFMAR?
- STEFMAR is a private limited company (pre-2019) (BVBA).
- When was STEFMAR founded?
- STEFMAR was founded on 20-03-1991.
- Is STEFMAR still active?
- Yes, STEFMAR is an active enterprise in the KBO register.
- What is the turnover of STEFMAR?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is STEFMAR profitable?
- In financial year 2025, STEFMAR made a loss of €1,454.
- Where can I find the annual accounts of STEFMAR?
- STEFMAR filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEFMAR due?
- STEFMAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.