Steffi Bekaert

Active

Private limited companyfounded 20242 yrs activeLijsterstraat 6, 8850 Ardooie, BelgiumKBO/BCE: BE 1012.889.935

Steffi Bekaert has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €81k. Its solvency ranks better than 51% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

93 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency97

Growth-

Stability67

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days only on tighter terms

Liquidity ample (current ratio 5.43), and 43.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

56.4%

Return on assets

47.6%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

18 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€96k

Total assets

€169k

Net result

€81k

Working capital

€137k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €169k

98.9%

Fixed assets €2k

Current assets €168k

Equity and liabilities €169k

56.4%

43.6%

Equity €96k

Debt €74k

Debt finances 43.6% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€105k

Cash flow

€81k

Solvency

56.4%

Current ratio

5.43

Quick ratio

5.43

Debt / equity

0.77

ROE

84.3%

ROA

47.6%

Interest coverage

111.68

Debt

€74k

Debt ≤ 1 year

€31k

Debt > 1 year

€43k

Income taxes

€23k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Total assets 20/58€169k

Fixed assets 21/28€2k

Tangible fixed assets 22/27€2k

Current assets 29/58€168k

Amounts receivable within one year 40/41€3k

Investments 50/53€75k

Cash & bank 54/58€58k

Total equity & liabilities 10/49€169k

Equity 10/15€96k

Contributions / capital 10/11€15k

Reserves 13€81k

Amounts payable 17/49€74k

Amounts payable after one year 17€43k

Amounts payable within one year 42/48€31k

Trade debts payable within one year 44€2k

Income statement Code2025

Gross operating margin 9900€106k

Operating result 9901€105k

Financial income 75€43

Financial charges 65€941

Result before taxes 9903€104k

Income taxes 67/77€23k

Net result for the period 9904€81k

Result to be appropriated 9905€81k

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

13-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Sint-Martens-Latem · Eq €96k

Salto Vuelo

BE 0775.348.318

Staden · Eq €96k

Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 39,863 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-08-2024

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

70100Activities of head offices

82300Organisation of conventions and trade shows

85599Other education

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.