Skip to content

STEFFECTIVE

Active Private limited companyfounded 2016active for 10 yearsSepulkrijnenlaan 73, 3500 HasseltKBO/BCE: BE 0645.698.415
STEFFECTIVE
Financial year 2025
Follow ReportCompare

Annual accounts 2025

micro format, filed on 31-07-2026, on the day of the deadline
€85,602
▼ 38.0%
€55,206
▼ 55.0%
€41,575
▼ 53.1%
€417,674
▲ 8.9%
85.8%
▲ 3.0 percentage points
10.17
▼ 0.11

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €160,000 and €240,000.

Balance sheet

balance sheet total €535,745 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

85.8%

Higher than 84% of 8,614 companies in 2025.

10.17

Higher than 90% of 8,290 companies in 2025.

7.8%

Higher than 45% of 8,399 companies in 2025.

STEFFECTIVE Middle half of the sector 80% of the sector Micro accounts in advertising and market research (NACE 73)

Net result: middle half · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 535,745524,177389,763295,571234,424206,551142,633119,11392,13358,702
21/28 72,52099,4526,8986,88710,7919,85710,54716,83923,13022,663
22/27 72,32099,2526,6986,68710,5919,65710,34716,63922,93022,463
23 1,6911,9242,158-------
24 --1421,2864,1865,602----
25 68,23993,934--------
26 2,3913,3944,3985,4016,4054,0554,7315,4076,083-
28 200200200200200200200200200200
29/58 463,225424,725382,865288,684223,633196,694132,086102,27569,00336,039
40/41 16,75017,38817,35821,71616,10415,33832,95422,29316,70920,050
40 14,44316,30516,63917,57615,58214,13017,31414,11915,00620,050
41 2,3061,0837194,1405211,20815,6408,1751,703-
50/53 228,073311,329290,849100,357------
54/58 216,19592,71736,789128,981204,678159,73097,16478,54650,89714,609
490/1 2,2073,29137,86937,6292,85121,6251,9681,4351,3971,380
Balance sheet: equity and liabilities
10/49 535,745524,177389,763295,571234,424206,551142,633119,11392,13358,702
10/15 459,751433,960378,713282,682224,360176,257121,659105,87572,43724,545
10/11 18,60018,60018,60018,60018,60012,40012,40012,40012,40012,400
100 ------18,60018,60018,60018,600
101 ------6,2006,2006,2006,200
13 441,151415,360360,113264,082205,760163,857109,25993,47560,03712,145
130/1 -----1,860----
130 ------1,8601,8601,860607
1311 -----1,860----
133 441,151415,360360,113264,082205,760161,997107,39991,61558,17711,538
17/49 75,99490,21711,05012,88910,06430,29320,97513,23819,69634,157
17 30,44348,895------7,11714,164
170/4 30,44348,895------7,11714,164
42/48 45,55141,32211,05012,88910,06430,29320,97513,23812,57919,992
42 18,45217,874-----7,1177,0476,978
44 3,9098,2472,6635,2342,75926,4696,9662,1613,3513,206
440/4 3,9098,2472,6635,2342,75926,4696,9662,1613,3513,206
45 7,36613,9888,2272,0862,7032886,657-236,952
450/3 7,3665,6898,2272,0862,703288--236,952
454/9 -8,298----6,657---
47/48 15,8241,2131605,5694,6023,5367,3513,9602,1572,857
Income statement
76A -10,744--------
9900 85,602138,010122,318108,03265,21385,18834,64656,48979,05426,305
630 26,93210,2252,3253,9043,6862,4326,2926,2926,2925,616
640/8 3,4645,1061,4619771,1381,1202,0981,4021,1282,237
66A -----5,616----
9901 55,206122,678118,532103,15260,38976,02026,25748,79571,63518,452
75/76B 5,0422,645327--032510
75 5,0422,645327--032510
65/66B 2,206950-17,39917,74472133179244313402
65 2,206950-17,39917,74472133179244313402
9903 58,042124,373136,25885,40860,31775,88726,08048,55471,37318,050
67/77 16,46735,68940,22725,08617,41420,2889,28114,31622,8415,905
9904 41,57588,68496,03160,32242,90355,59816,79934,23848,53212,145
9905 41,57588,68496,03160,32242,90355,59816,79934,23848,53212,145
Appropriation of the result
9906 41,57588,68496,03160,32242,90355,59816,79934,23848,53212,145
791/2 15,78433,438--------
691/2 41,57588,68496,03158,32241,90354,59815,78433,43847,89212,145
6920 --------1,253607
6921 41,57588,68496,03158,32241,90354,59815,78433,43846,63911,538
694/7 15,78433,438-2,0001,0001,0001,015800640-
694 15,78433,438-2,0001,0001,0001,015800640-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00368418 PDF
31-12-2024 micro format 23-05-2025 2025-00108863 PDF
31-12-2023 micro format 23-04-2024 2024-00073070 PDF
31-12-2022 micro format 05-07-2023 2023-00221746 PDF
31-12-2021 micro format 25-07-2022 2022-20225847 PDF
31-12-2020 micro format 16-07-2021 2021-36300554 PDF
31-12-2019 micro format 03-07-2020 2020-25700483 PDF
31-12-2018 micro format 12-07-2019 2019-32500562 PDF
31-12-2017 micro format 10-07-2018 2018-31400051 PDF
31-12-2016 micro format 08-08-2017 2017-42000113 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
82,138132,904120,857107,05564,07578,45232,54855,08777,92624,068
68,50798,90998,35664,22646,58858,03123,09140,52954,82417,761
0102,7792,33504,62035,437006,75928,278
123,47855,927-92,192-75,69644,94762,56618,61827,65036,288-
417,674383,403371,815275,794213,569166,400111,11289,03656,42416,047
85.8%82.8%97.2%95.6%95.7%85.3%85.3%88.9%78.6%41.8%
10.1710.2834.6522.4022.226.496.307.735.491.80
0.170.210.030.050.040.170.170.130.271.39
9.0%20.4%25.4%21.3%19.1%31.5%13.8%32.3%67.0%49.5%
7.8%16.9%24.6%20.4%18.3%26.9%11.8%28.7%52.7%20.7%
37.23over 100-6.956.03over 100-----

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€102,779€2,335-€4,620
€26,932€10,225€2,325€3,904€3,686

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEFFECTIVE

The operating result for 2025 is 55% lower than in 2024 and the lowest since 2019.

Debt's share of the balance-sheet total falls from 17.2% to 14.2%. Equity is higher and debt is lower.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed

We would like to set cookies. That happens only with your consent. What we measure