Equity
€143,072 from €602,018 in 2008
Equity fell by 76% in 17 years.
STEFF
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €189,884 (2007)
€76,552▲ 27.3%
lowest -€19,153 (2012)
€40,110▲ 75.8%
peak €602,018 (2008)
€143,072▼ 49.1%
€266,518▲ 77.1%
Board1 name since 2021
1 director
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €60,130 to €76,552Result from €22,821 to €40,110Dividend €178,235Equity from €281,197 to €143,072Debts from €150,524 to €266,518Cash from €21,804 to €63,986
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,356 companies had the same profile as STEFF has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,356 companies, not a prediction for STEFF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463849149
Company renamed from STELF B.V.B.A. to STEFF
Change of role: , from manager to director · Director discharge: · Gazette deed
First establishment
Meirebeekstraat 23, Ghent
Incorporation
published on 29-07-1998 · Gazette deed
Official details
Source: KBO- Status
- Active since 16-07-1998Normal situation
- Activity
- “Het verrichten van werkzaamheden van bemiddeling in bank- en beleggingsdiensten overeenkomstig de wet van…” (deed in Dutch)From the articles, 9 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.087.988.9409031 Ghent, since 10-08-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 05-03-2026
Annual accounts 2025
- ≈ €230,000estimated
- €409,590▼ 5.1%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on STEFF
STEFF files the micro format. That format states no turnover. The gross margin fell from €163,719 in 2006 to €76,552 in 2025.
The balance sheet grew most in 2007 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEFF
- What is the company number of STEFF?
- The company number of STEFF is 0463.849.149. The VAT number is the same number with BE in front: BE 0463.849.149.
- Where is STEFF based?
- The registered office is at Meirebeekstraat 23, 9031 Ghent.Company details
- What is the legal form of STEFF?
- STEFF is a private limited company (BV).
- When was STEFF founded?
- STEFF was founded on 16-07-1998.
- Is STEFF still active?
- Yes, STEFF is an active enterprise in the KBO register.
- What is the turnover of STEFF?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €76,552 and 2,666 comparable companies of the same size. It probably lies between €150,000 and €400,000. It is a rough estimate.Financials
- Is STEFF profitable?
- In financial year 2025, STEFF made a profit of €40,110.
- Where can I find the annual accounts of STEFF?
- STEFF filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEFF due?
- STEFF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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