The last five annual accounts were filed 29 to 59 days before the end of the period.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 17,035 companies had the same profile as STEFF has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Micro
20 years or older
solvency 30% or more
a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,035 companies, not a prediction for STEFF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
2 directors appointed, 2 resignations
Appointments: Name after signing inVisible after signing in (director) and Name hiddenVisible after signing in (director) · Resignations: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Name hiddenVisible after signing in holds 80 shares · General meeting of 15-01-2024 · Gazette deed
Reappointments: Hidden nameVisible after signing in (director) and Name after signing inVisible after signing in (director)
Director discharge: Name hiddenVisible after signing in · Director discharge: Hidden nameVisible after signing in · General meeting of 27-05-2021 · Gazette deed
“Het verwerven, beheren, onderhouden en oordeelkundig uitbreiden van een patrimonium hoofdzakelijk bestaande uit onroerende…” (deed in Dutch)From the articles, 11 activitiesNo NACE code in the KBO yet
Establishment unit
2.047.992.4749150 Beveren-Kruibeke-Zwijndrecht, since 09-05-1990
The company number of STEFF is 0440.287.453. The VAT number is the same number with BE in front: BE 0440.287.453.
Where is STEFF based?
The registered office is at Langestraat 60, 9150 Beveren-Kruibeke-Zwijndrecht.Company details
What is the legal form of STEFF?
STEFF is a public limited company (NV).
When was STEFF founded?
STEFF was founded on 01-03-1990.
Is STEFF still active?
Yes, STEFF is an active enterprise in the KBO register.
What is the turnover of STEFF?
The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €11,999 and 6,298 comparable companies of the same size. It probably lies between €42,000 and €220,000. It is a rough estimate.Financials
Is STEFF profitable?
In financial year 2025, STEFF made a profit of €6,707.
Where can I find the annual accounts of STEFF?
STEFF filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEFF due?
STEFF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline