Financials
- Fiscal year
- 2025
- Total assets
- €575,679
- Profit
- €23,222
- Solvency
- 33.3%
Total assets▼ 15.3%
Net result
20192025
Stefanco
ActiveSummary
Stefanco has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191,822 and a net result of €23,222. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 38840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€575,679total assets 2025
- Equity
- €191,822
- Profit
- €23,222
Turnover not published (abridged schema)
Structure
Accounts filed 28 d late0 of 2 deeds read
Why 92+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €575,679+ Liquidity: current ratio 1.47, cash €164,119+ Figures for FY 2025 (filed 28-08-2026)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
58-11
equity 33.3% of total assets
Liquidity
61-21
short-term debt 50.1% · cash 28.5%
Profitability
74-11
return on assets 4.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● 0.0% vs 11-2024lowest value
01-2025: < 0.1%● 0.0% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%● 0.0% vs 02-2025lowest value
04-2025: < 0.1%▲ +5.7% vs 03-2025
05-2025: < 0.1%▲ +2.7% vs 04-2025
06-2025: < 0.1%▲ +10.5% vs 05-2025
07-2025: < 0.1%▲ +11.9% vs 06-2025
08-2025: 0.1%▲ +123% vs 07-2025
09-2025: < 0.1%▼ -66.7% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%▲ +2.9% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▲ +5.6% vs 03-2026
05-2026: < 0.1%▲ +2.6% vs 04-2026
06-2026: < 0.1%▲ +5.1% vs 05-2026
07-2026: < 0.1%▲ +9.8% vs 06-2026
08-2026: 0.1%▲ +151% vs 07-2026highest value
09-2026: < 0.1%▼ -65.5% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €575,679 lowers the probability for this profile
- Liquidity: current ratio 1.47, cash €164,119 lowers the probability
- Figures for FY 2025 (filed 28-08-2026) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.99 in 2024; short-term debt: 50.1% and cash: 28.5% of total assets), and 66.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 33%, liquidity 52%, profitability 38%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
20 d late
2023
on the day
2022
35 d early
2021
3 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €23,222 ▼73%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2019
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 20-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 14-07-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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