Financials
- Financial year
- 2025
- Turnover
- €17,424
- Profit
- €3,565
- Solvency
- 56.3%
Stefan Schmitz
ActiveSummary
Stefan Schmitz has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,565 and a net result of €3,565. Its solvency ranks better than 72% of 1,847 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Manufacture of food products
NACE 10112
1 site
Size
€17,424turnover 2025
- Equity
- €13,565
- Profit
- €3,565
Structure
Accounts filed 27 days late
Why 68raises riskFounded in 2025Size: turnover €17,424, total assets €24,079Sector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 2.29, cash €16,892Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 70% of its sector peers (NACE 10, micro)
Financial strength
Strong
Solvency
81
equity 56.3% of total assets
Liquidity
79
short-term debt 43.7% · cash 70.2%
Profitability
75
return on assets 14.8%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.5%
07-2026: 3.5%● unchanged vs 06-2026
08-2026: 3.6%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 1.0%▼ -2.6 percentage points vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.29, above the usual 1.5; short-term debt: 43.7% and cash: 70.2% of total assets), and 43.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 72% on solvency, 83% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: Stefan SCHMITZ (verwalter) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of food productsNACE 10112
- Founded
- 29-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 10
- Purpose
- “Schlachten (ohne Schlachten von Geflügel); Einzelhandel mit Fleisch und Fleischwaren in…” (deed in German)
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