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STEFAN BOESMAN

Active
Private limited companyfounded 2002active for 24 yearsBedrijvenlaan 6, 9080 Lochristi, BelgiumKBO/BCE: BE 0478.239.692

From the official registers: KBO 23 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STEFAN BOESMAN has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €502,082 and a net result of -€37,525. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 26% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 30-08-2002 Normal situation
Legal form
Private limited company
Registered office
Bedrijvenlaan 6, 9080 Lochristi
Activity
Plumbing work NACE 43221and 4 others
Establishment unit
2.262.675.250 9080 Lochristi, since 17-02-2017
Financial year end
31 December
Peppol
Reachable since 09-03-2026

Board and ownership

Board
Auditor
VRC Bedrijfsrevisoren BV

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€416,628
▲ 8.0%
Turnover
≈ €1.1m
estimated
Loss
€37,525
▼ 75.5%
Equity
€502,082
▼ 7.0%
Total assets
€2.1m
▲ 19.6%
Staff
5.6 FTE
▼ 16.4%
2025 accounts filed 14 days before the deadline
Filed on 17-07-2026at the National Bank
Score breakdownraises riskLiquidity: current ratio 0.47, cash €42,321, halvedSector: Specialised construction activities (NACE 43)Equity €502,082 (24.4% of total assets)lowers riskFounded in 2002Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 24% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 49-7
equity 24.4% of total assets
Liquidity 38-9
short-term debt 32.5% · cash 2.1%
Profitability 27+19
return on assets -1.8%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 2.4%▲ +1.0 percentage point vs 04-2025highest value 06-2025: 2.4%● unchanged vs 05-2025highest value 07-2025: 2.4%● unchanged vs 06-2025highest value 08-2025: 2.4%● unchanged vs 07-2025highest value 09-2025: 2.4%● unchanged vs 08-2025highest value 10-2025: 2.4%● unchanged vs 09-2025highest value 11-2025: 2.4%● unchanged vs 10-2025highest value 12-2025: 2.4%● unchanged vs 11-2025highest value 01-2026: 1.6%▼ -0.8 percentage points vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 0.8%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.47 (0.85 in 2024), below 1. Short-term debt is 32.5% and cash 2.1% of total assets. 75.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 26% of them on solvency, 27% on liquidity, 15% on profitability and 27% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.47, cash €42,321, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €502,082 (24.4% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€37,525
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
99 days early
2023
23 days early
2022
52 days early
2021
80 days early
2020
65 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 91% of companies in specialised constructionsector median €26,861 · 9,875 companies -€37,525 View
  • Positive: Result rose in 2025from -€153,069 to -€37,525 ▲ 75.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€37,525 View

Documents

Annual accounts at the NBB

All 23 annual accounts

Articles and registers

Key facts about STEFAN BOESMAN

What is the company number of STEFAN BOESMAN?
The company number of STEFAN BOESMAN is 0478.239.692. The VAT number is the same number with BE in front: BE 0478.239.692.
Where is STEFAN BOESMAN based?
The registered office is at Bedrijvenlaan 6, 9080 Lochristi.Company details
What does STEFAN BOESMAN do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of STEFAN BOESMAN?
The legal form of STEFAN BOESMAN is Private limited company (BV).
When was STEFAN BOESMAN founded?
STEFAN BOESMAN was founded on 30-08-2002.
Is STEFAN BOESMAN still active?
Yes, STEFAN BOESMAN is an active enterprise in the KBO register.
How many employees does STEFAN BOESMAN have?
STEFAN BOESMAN had an average of 5.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STEFAN BOESMAN?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €416,628 and 45 comparable companies (NACE 432). It probably lies between €900,000 and €1.4m.
Is STEFAN BOESMAN profitable?
In financial year 2025, STEFAN BOESMAN made a loss of €37,525.
Where can I find the annual accounts of STEFAN BOESMAN?
STEFAN BOESMAN filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STEFAN BOESMAN due?
STEFAN BOESMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to STEFAN BOESMAN

Parent and group

Comparable companies

These companies have the same main activity as STEFAN BOESMAN: plumbing work (NACE 43221). They are comparable in size and age: total assets between €1.4m and €2.4m, founded between 1989 and 2007.

CompanyTotal assetsGross margin
STEFAN BOESMAN Lochristi€2.1m€0.4m
De Vlieger Kris Dentergem€1.6m€0.6m
STEVEN HEBBRECHT Aalter€2.4m€0.6m
PATRICK VERWILST Lievegem€1.4m€0.4m
INDEPENDENT FIRE PROTECTION COMPANY Oudenaarde€2.3m€0.7m
EDCO SERVICE Gavere€1.7m€0.7m
P.D.K. PREMEREUR Geraardsbergen€1.4m€0.5m
Full comparison

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