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STEFAM

Active Risk: very low
Coöperatieve vennootschap met onbeperkte aansprakelijkheidfounded 199333 yrs activeHaenestraat 17, 8630 Veurne, BelgiumKBO/BCE: BE 0450.826.405
Summary

STEFAM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Checked score

Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
neutral · No filing for years
The last filed financial year closed on 31-12-2004. Since then, 21 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filings
Position against the passed deadline
31-12-2005 close31-07-2006 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2004 was due by 31-07-2005 and was filed on 28-09-2005, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 August 1993, STEFAM was incorporated.1 The company has filed 10 sets of annual accounts, the latest for fiscal year 2004.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2004

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Financials · abbreviated schema

Figures filed as PDF only
The National Bank holds 10 filings for this company, the latest for fiscal year 2004 (abbreviated schema). That filing exists only as a PDF; Checked reads figures from a filing's XBRL file.
Filings with the National Bank
Fiscal year Type Filed Reference
31-12-2004 abbreviated schema 28-09-2005 2005-73701180
31-12-2003 abbreviated schema 14-12-2004 2004-85300494
31-12-2002 abbreviated schema 10-12-2003 2003-82802852
31-12-2001 abbreviated schema 03-02-2003 2003-03402590
31-12-2000 abbreviated schema 24-09-2001 2001-58100911
31-12-1999 abbreviated schema 12-10-2000 2000-64105311
31-12-1998 abbreviated schema 13-03-2000 2000-06400115
31-12-1997 abbreviated schema 03-08-1998 1998-38505046
31-12-1996 abbreviated schema 10-12-1997 1997-56301890
31-12-1994 abbreviated schema 26-06-1996 1996-23702570

Timeline · acts, filings and financial milestones

2005
28-09
NBB filing Annual accounts filed
fiscal year 2004 · abbreviated schema · 59 days late
2004
14-12
NBB filing Annual accounts filed
fiscal year 2003 · abbreviated schema · 136 days late
2003
10-12
NBB filing Annual accounts filed
fiscal year 2002 · abbreviated schema · 132 days late
03-02
NBB filing Annual accounts filed
fiscal year 2001 · abbreviated schema · 187 days late
2001
24-09
NBB filing Annual accounts filed
fiscal year 2000 · abbreviated schema · 55 days late
2000
12-10
NBB filing Annual accounts filed
fiscal year 1999 · abbreviated schema · 73 days late
13-03
NBB filing Annual accounts filed
fiscal year 1998 · abbreviated schema · 226 days late
1998
03-08
NBB filing Annual accounts filed
fiscal year 1997 · abbreviated schema · 3 days late
1997
10-12
NBB filing Annual accounts filed
fiscal year 1996 · abbreviated schema · 132 days late
1996
26-06
NBB filing Annual accounts filed
fiscal year 1994 · abbreviated schema · 331 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 1994
seat establishment approximate The establishment unit on the map
Ground area
4.0 ha
Building footprint
738 m²
Volume, LiDAR
4,153 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
STEFAM
Haenestraat 11, 8630 VeurneNACE 6024103
since 19942.065.793.954
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38024B0209/00D000 Flanders 3.5 ha - -
38024B0111/00A000 Flanders 4,242 m² 1 · 738 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

The National Bank holds 10 filings for this company, but none with figures Checked can read: the latest, for fiscal year 2004, exists only as a PDF. A size comparison is therefore not possible. These companies share only the sector and the region. Of 12,584 companies in sector 49410 we hold annual accounts for 8,204. See the whole sector

Identification & contact

Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded30-08-1993
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID 0208:0450826405
Also 9925:BE0450826405
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.