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STEFAAN VERSCHAEVE

Active
Private limited companyfounded 2003active for 23 yearsLiersesteenweg 282, 2547 Lint, BelgiumKBO/BCE: BE 0860.661.697

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STEFAAN VERSCHAEVE has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409,980 and a net result of €89,974. Equity has been growing by about 7.5% per year since 2019. Its solvency ranks better than 82% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 23-09-2003 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.133.805.604 2547 Lint, since 23-09-2003
Financial year end
31 July
Peppol
Reachable since 24-11-2023

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-07-2025
Gross margin
€107,516
▲ 8.7%
Turnover
≈ €180,000
estimated
Profit
€89,974
▲ 0.5%
Equity
€409,980
▲ 7.0%
Total assets
€488,693
▲ 5.8%
Filed on 21-01-2026, 38 days before the deadlinePDF
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €409,980 (83.9% of total assets)Size: total assets €488,693Figures for financial year 2025 (filed on 22-01-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.9% of total assets
Liquidity 55+6
short-term debt 15.8% · cash 6.5%
Profitability 92-1
return on assets 18.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.29 (5.92 in 2024), above the usual 1.5. Short-term debt is 15.8% and cash 6.5% of total assets. 16.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 44% on liquidity, 61% on profitability and 53% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €409,980 (83.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €488,693
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-01-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 21-01-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
38 days early
2023
2 days early
2022
1 day early
2021
on the day
2020
4 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-07-2026 is due by 28-02-2027. Nothing is late today. The company usually files around 27 February (5 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
31-07-2026 year end01-11-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 86% of companies in head offices and management consultancysector median €78,218 · 39,274 companies €409,980 View
  • Positive: 7 profitable years in a rowprofit 2025: €89,974 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Comparable companies

These companies have the same main activity as STEFAAN VERSCHAEVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €433,000 and €550,000, founded between 2002 and 2004.

CompanyTotal assetsGross margin
STEFAAN VERSCHAEVE Lint€488,693€107,516
LITIWO Kasterlee€504,945€106,166
BRIGANDSHOF Antwerpen€514,168€105,950
WED Westerlo€480,619€113,592
B'right consulting Bonheiden€471,115€100,557
HOUTMAN TECHNICAL SUPPORT Edegem€432,549€107,762
FutureOne Invest Mortsel€549,644€116,341
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Articles and registers

Key facts about STEFAAN VERSCHAEVE

What is the company number of STEFAAN VERSCHAEVE?
The company number of STEFAAN VERSCHAEVE is 0860.661.697. The VAT number is the same number with BE in front: BE 0860.661.697.
Where is STEFAAN VERSCHAEVE based?
The registered office is at Liersesteenweg 282, 2547 Lint.Company details
What does STEFAAN VERSCHAEVE do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of STEFAAN VERSCHAEVE?
The legal form of STEFAAN VERSCHAEVE is Private limited company (BV).
When was STEFAAN VERSCHAEVE founded?
STEFAAN VERSCHAEVE was founded on 23-09-2003.
Is STEFAAN VERSCHAEVE still active?
Yes, STEFAAN VERSCHAEVE is an active enterprise in the KBO register.
What is the turnover of STEFAAN VERSCHAEVE?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €107,516 and 110 comparable companies (NACE 70200). It probably lies between €150,000 and €220,000.Financials
Is STEFAAN VERSCHAEVE profitable?
In financial year 2025, STEFAAN VERSCHAEVE made a profit of €89,974.
Where can I find the annual accounts of STEFAAN VERSCHAEVE?
STEFAAN VERSCHAEVE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of STEFAAN VERSCHAEVE due?
STEFAAN VERSCHAEVE must file the annual accounts for financial year 2026 by 28-02-2027.Timeline

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