Liquidity
18.76 was 10.99 in 2024
Short-term debts fell from €16,070 to €10,723.
STEF MANAGEMENT
Lifetime
9 annual accounts with figures on one time axispeak €61,917 (2017)
€38,545▲ 27.1%
lowest -€518 (2021)
€20,911▲ 65.0%
peak €199,340 (2025)
€199,340▲ 11.7%
€10,723▼ 33.3%
Board1 name since 2016
-
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Gross margin from €30,325 to €38,545Result from €12,676 to €20,911Debts from €16,070 to €10,723
Key points
from the 2025 annual accountsFilings
9 annual accounts 9 late
The 2023 accounts came latest: 114 days after the end of the period.
Position in the sector
94.9%
Higher solvency than 94% of companies in office administrative support. Sector median 50.2% · 10,261 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 34,721 companies had the same profile as STEF MANAGEMENT has now. Each dot stands for 87 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for STEF MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
last known boardManager, last mentioned in 2016
- 90 sharesdeed of 29-02-2016
- 10 sharesdeed of 29-02-2016
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0648981765
First establishment
Rue Baron Charles Poswick, Sauv. 4, Gembloux
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: (les fondateurs) and (les fondateurs) · Appointment: (manager) · published on 29-02-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEF MANAGEMENT Gembloux | €210,063 | €38,545 | 94.9% | - |
| GREEN BIRD Kortenberg | €238,153 | €38,503 | 42.0% | - |
| Digital Business Center Ixelles | €241,851 | €37,644 | 6.8% | - |
| ARTEGRAPH Berchem-Sainte-Agathe | €212,802 | €41,448 | 34.0% | 1.9 |
| INGRID DUBUISSON & CO Bastogne | €222,550 | €46,603 | 30.9% | - |
| BEL YUNLAI Hannut | €187,813 | €32,336 | 81.8% | - |
| Knowledge Hub Bruges | €170,951 | €46,134 | 36.2% | 0.8 |
These companies have the same main activity as STEF MANAGEMENT: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €171,000 and €242,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 25-02-2016Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 1 other
- Establishment unit
- 2.253.454.0155030 Gembloux, since 01-03-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 07-02-2026
Insights on STEF MANAGEMENT
STEF MANAGEMENT files the micro format. That format states no turnover. The gross margin fell from €40,896 in 2016 to €38,545 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEF MANAGEMENT
- What is the company number of STEF MANAGEMENT?
- The company number of STEF MANAGEMENT is 0648.981.765. The VAT number is the same number with BE in front: BE 0648.981.765.
- Where is STEF MANAGEMENT based?
- The registered office is at Rue Baron Charles Poswick, Sauv. 4, 5030 Gembloux.Company details
- What does STEF MANAGEMENT do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of STEF MANAGEMENT?
- STEF MANAGEMENT is a private limited company (pre-2019) (BVBA).
- When was STEF MANAGEMENT founded?
- STEF MANAGEMENT was founded on 25-02-2016.
- Is STEF MANAGEMENT still active?
- Yes, STEF MANAGEMENT is an active enterprise in the KBO register.
- What is the turnover of STEF MANAGEMENT?
- The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €38,545 and 33 comparable companies (NACE 82100). It probably lies between €66,000 and €110,000.Financials
- Is STEF MANAGEMENT profitable?
- In financial year 2025, STEF MANAGEMENT made a profit of €20,911.
- Where can I find the annual accounts of STEF MANAGEMENT?
- STEF MANAGEMENT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEF MANAGEMENT due?
- STEF MANAGEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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