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STEF CONSTRUCT

Bankruptcy closed
Private limited company (pre-2019)founded 2013KBO/BCE: BE 0524.726.448
Summary

STEF CONSTRUCT was declared bankrupt on 24-08-2021 (Ondernemingsrechtbank Brussel); the bankruptcy was closed by liquidation by judgment of 24-02-2026, published in the Belgian Official Gazette on 09-03-2026. The 2018 annual accounts show equity of €100,478 and a net result of €33,840.

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STEF CONSTRUCTBankruptcy closed
Report

Overview

Activity
Other building cleaning and industrial cleaning
NACE 81220
1 site
Size
€224,575total assets 2018
Staff
0.5 FTE
Equity
€100,478
Profit
€33,840
Turnover not published (micro format)
Financial health
Bankruptcy closed: no score
Structure
7 deeds in the Belgian Official Gazette
Signalsraises riskBankruptcy closed2018 accounts filed 76 days lateAdministrative warnings in the KBO publicationsShow the evidence

Signals

Three signals.
raises risk
raises risk · Bankruptcy closed
The Belgian Official Gazette published the closure of the bankruptcy. The latest notice is dated 09-03-2026. The KBO register has not yet processed that closure. The register usually follows the Belgian Official Gazette later, so the newer publication in the Gazette prevails.
Belgian Official Gazette
raises risk · 2018 accounts filed 76 days late
The financial year that closed on 31-12-2018 was due by 31-07-2019 and was filed on 15-10-2019, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2020
not filed
2019
not filed
2018
76 days late
2017
238 days late
2016
164 days late
2015
75 days late
2014
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 104 days after the deadline; the sector median (NACE 81) for financial year 2020 is on the deadline day, and 49% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Bankruptcy closure (by liquidation)Enterprise Court of Brussels ·…
  2. Address struckKBO administration
  3. OpeningEnterprise Court of Brussels ·…

Financials · financial year 2018, micro format

2018 annual accounts filed late (76 days) Filed on 15 October 2019, deadline 31 July 2019 (7 months after the close on 31 December 2018, Companies Code art. 3:10). Source: NBB, 2019-70200386.

Equity
€100,478
Total assets
€224,575
Net result
€33,840
Working capital
€98,503

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €224,575
Fixed assets €1,976
Current assets €222,599
Equity and liabilities €224,575
Equity €100,478
Debt €124,097
Debt finances 55.3% of the balance-sheet total.
Key figures and ratios
2018 value
EBITDA
€56,693
Cash flow
€36,852
Current ratio
1.79
ROE
33.7%
ROA
15.1%
Debt ≤ 1 year
€124,097
Income taxes
€19,148
Annual accounts
Filed annual accounts As filed with the NBB · 2018 · 23 lines
Balance sheet Code2018
Assets
Total assets20/58€224,575
Fixed assets21/28€1,976
Tangible fixed assets22/27€1,063
Financial fixed assets28€913
Current assets29/58€222,599
Amounts receivable within one year40/41€205,020
Cash at bank and in hand54/58€574
Equity and liabilities
Total equity and liabilities10/49€224,575
Equity10/15€100,478
Contributions10/11€18,600
Reserves13€8,490
Profit (loss) carried forward14€73,388
Amounts payable17/49€124,097
Amounts payable within one year42/48€124,097
Trade debts44€95,460
Income statement Code2018
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,012
Gross operating margin9900€77,658
Operating profit (loss)9901€53,681
Recurring financial charges65€693
Profit (loss) for the period before taxes9903€52,988
Income taxes67/77€19,148
Profit (loss) for the period9904€33,840
Profit (loss) for the period to be appropriated9905€33,840
Line2018
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,012
Gross operating margin9900€77,658
Operating profit (loss)9901€53,681
Recurring financial charges65€693
Profit (loss) for the period before taxes9903€52,988
Income taxes67/77€19,148
Profit (loss) for the period9904€33,840
Profit (loss) for the period to be appropriated9905€33,840
Line2018
Assets
Total assets20/58€224,575
Fixed assets21/28€1,976
Tangible fixed assets22/27€1,063
Financial fixed assets28€913
Current assets29/58€222,599
Amounts receivable within one year40/41€205,020
Cash at bank and in hand54/58€574
Equity and liabilities
Total equity and liabilities10/49€224,575
Equity10/15€100,478
Contributions10/11€18,600
Reserves13€8,490
Profit (loss) carried forward14€73,388
Amounts payable17/49€124,097
Amounts payable within one year42/48€124,097
Trade debts44€95,460
Line2018
Profit (loss) for the period9904€33,840
+ Depreciation and write-downs630€3,012
Operating cash flow (approximation)€36,852

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2018 micro format 15-10-2019 2019-70200386
31-12-2017 micro format 26-03-2019 2019-08000419
31-12-2016 full format 11-01-2018 2018-01600401
31-12-2015 full format 14-10-2016 2016-65600528
31-12-2014 full format 29-06-2015 2015-25100303

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Of the 6,866 active companies whose main activity is other building cleaning and industrial cleaning (NACE 81220), figures are known for 2,405. 2,007 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 7 Gazette acts processed. See the directors and other office holders in the KBO →

Insolvency mandates

1 mandate
Role Name Tenure
Trustee Gunther Peeters
Kunstlaan 24, Bus 9, 1000 Brussel 1
 24-08-2021 → 24-02-2026

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 21 March 2013, STEF CONSTRUCT was incorporated.1 The company has filed 5 sets of annual accounts, the latest for financial year 2018.2 The company was declared bankrupt on 24 August 2021; the bankruptcy was closed on 24 February 2026.34

  1. 1KBO register
  2. 2National Bank, annual accounts 2018
  3. 3Belgian Official Gazette, 30-08-2021
  4. 4Belgian Official Gazette, 09-03-2026

Acts, filings and financial milestones

2026
09-03
Bankruptcy Bankruptcy closure (by liquidation)
Enterprise Court of Brussels · judgment of 24-02-2026
2025
08-08
KBO administration Address struck
2021
30-08
Bankruptcy Opening
Enterprise Court of Brussels · judgment of 24-08-2021
2019
15-10
NBB filing Annual accounts filed
financial year 2018 · micro format · 76 days late
26-03
NBB filing Annual accounts filed
financial year 2017 · micro format · 238 days late
2018
11-01
NBB filing Annual accounts filed
financial year 2016 · full format · 164 days late
2016
14-10
NBB filing Annual accounts filed
financial year 2015 · full format · 75 days late
2015
29-06
NBB filing Annual accounts filed
financial year 2014 · full format
SignalNBB filing
0 of 7 deeds read
About the unread acts

We know of 7 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded21-03-2013
Financial year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43990Other specialised construction activities
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2013
registered office establishment The establishment unit on the map
Ground area
685 m²
Building footprint
193 m²
Building volume
1,164 m³
2 parcels, Brussels, Flanders · tallest building 14.3 m. Linked by address, not a title deed.
1 establishment unit
AMA DECOR
Bergense Steenweg 1148, 1070 AnderlechtOther building cleaning and industrial cleaning
since 2013unit no. 2.218.590.730
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
21306D0127/00K003 Brussels 533 m² 1 · 114 m² 14.3 m · 4
23069A0140/00M004 Flanders 152 m² 1 · 79 m² -
How the parcels are linked
Good to know
Both parcels match the address exactly.

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