Summary
STEEVAST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.3m and a net result of €129,692. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 64% of 2460 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.3m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 d early
2024
28 d late
2023
28 d late
2022
31 d early
2021
46 d early
2020
17 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Peer, Finance and insurance sector#9 company by equity in Peer, Finance and insurance sector#10 company by total assets in Peer, Finance and insurance sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.3m▲ 3.1%
2024 · €1.2m
Net result
€129,692▼ 63.2%
2024 · €352,465
Total assets
€2.0m▼ 2.3%
2024 · €2.0m
Solvency
65.1%▲ 3.4pp
2024 · 61.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,647▼ 63.8%€93,614▲ 110%€107,765▲ 15.1%€587,579▲ 445%€214,410▼ 63.5%
Net result€8,109within the sector's middle half▼ 86.3%€44,579within the sector's middle half▲ 450%€52,646within the sector's middle half▲ 18.1%€352,465above the sector's middle half▲ 569%€129,692above the sector's middle half▼ 63.2%
Equity€914,134above the sector's middle half▼ 31.6%€957,913above the sector's middle half▲ 4.8%€1.0mabove the sector's middle half▲ 5.4%€1.2mabove the sector's middle half▲ 23.4%€1.3mabove the sector's middle half▲ 3.1%
Total assets€1.9mabove the sector's middle half▼ 20.2%€1.8mabove the sector's middle half▼ 5.3%€1.7mabove the sector's middle half▼ 4.8%€2.0mabove the sector's middle half▲ 21.0%€2.0mabove the sector's middle half▼ 2.3%
Debt€761,722▼ 6.0%€637,119▼ 16.4%€506,429▼ 20.5%€704,165▲ 39.0%€689,989▼ 2.0%
Working capital-€537,078▼ 14.7%-€277,952▲ 48.2%-€321,156▼ 15.5%€173,932-€228,876
Solvency49.4%within the sector's middle half▼ 8.2pp54.6%within the sector's middle half▲ 5.2pp60.5%within the sector's middle half▲ 5.9pp61.7%within the sector's middle half▲ 1.2pp65.1%within the sector's middle half▲ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.6m ▲ 35.0%
Current assets
€420,771 ▼ 51.6%
Equity and liabilities €2.0m
Equity
€1.3m ▲ 3.1%
Provisions
€0 ▼ 100%
Debt
€689,989 ▼ 2.0%
Debt's share of the balance-sheet total rises from 34.9% to 34.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
10.1%▼
2024 · 28.3%
ROA
6.6%▼
2024 · 17.4%
Debt ≤ 1 year
€649,647▼
2024 · €695,396
Income taxes
€62,446▼
2024 · €282,622
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €289 | €0 | €510,061 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,502 | €74,366 | €82,899 | €84,254 | €95,872 | ▲ 13.8% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | -€70,481 | - |
| Other operating charges640/8 | €12,515 | €12,882 | €13,595 | €15,990 | €22,787 | ▲ 42.5% |
| Non-recurring operating charges66A | - | €53,025 | €558 | €0 | - | - |
| Gross operating margin9900 | €137,664 | €233,887 | €204,817 | €687,823 | €262,589 | ▼ 61.8% |
| Operating profit (loss)9901 | €44,647 | €93,614 | €107,765 | €587,579 | €214,410 | ▼ 63.5% |
| Financial income75/76B | €15 | €0 | €528 | €2,696 | €22,812 | ▲ 746% |
| Recurring financial income75 | €15 | €0 | €528 | €2,696 | €22,812 | ▲ 746% |
| Financial charges65/66B | €24,934 | €19,185 | €27,329 | €38,267 | €45,083 | ▲ 17.8% |
| Recurring financial charges65 | €24,934 | €19,185 | €27,329 | €38,267 | €45,083 | ▲ 17.8% |
| Profit (loss) for the period before taxes9903 | €19,729 | €74,429 | €80,963 | €552,008 | €192,138 | ▼ 65.2% |
| Transfer from deferred taxes780 | €3,802 | €16,939 | €5,428 | €83,079 | €0 | ▼ 100% |
| Income taxes67/77 | €15,422 | €46,788 | €33,745 | €282,622 | €62,446 | ▼ 77.9% |
| Profit (loss) for the period9904 | €8,109 | €44,579 | €52,646 | €352,465 | €129,692 | ▼ 63.2% |
| Transfer from tax-exempt reserves789 | €11,405 | €50,817 | €16,283 | €249,237 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €19,513 | €95,396 | €68,929 | €601,702 | €129,692 | ▼ 78.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.8m | €1.7m | €2.0m | €2.0m | ▼ 2.3% |
| Fixed assets21/28 | €1.6m | €1.5m | €1.5m | €1.2m | €1.6m | ▲ 35.0% |
| Tangible fixed assets22/27 | €1.6m | €1.5m | €1.5m | €1.2m | €1.6m | ▲ 35.0% |
| Land and buildings22 | €1.6m | €1.5m | €1.5m | €1.1m | €1.5m | ▲ 29.0% |
| Plant, machinery and equipment23 | €5,691 | €4,979 | €4,267 | €2,451 | €5,510 | ▲ 125% |
| Furniture and vehicles24 | €6,648 | €13,230 | €29,321 | €16,300 | €87,780 | ▲ 439% |
| Current assets29/58 | €209,925 | €206,074 | €147,141 | €869,327 | €420,771 | ▼ 51.6% |
| Amounts receivable within one year40/41 | €61,906 | €29,230 | €40,478 | €64,687 | €60,956 | ▼ 5.8% |
| Trade receivables40 | €47,041 | €20,989 | €40,478 | €64,606 | €60,925 | ▼ 5.7% |
| Other amounts receivable41 | €14,865 | €8,241 | €0 | €81 | €31 | ▼ 62.0% |
| Current investments50/53 | - | - | - | €766,472 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €122,989 | €166,052 | €102,029 | €26,579 | €351,517 | ▲ 1,223% |
| Deferred charges and accrued income490/1 | €25,031 | €10,792 | €4,634 | €11,590 | €8,297 | ▼ 28.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €1.7m | €2.0m | €2.0m | ▼ 2.3% |
| Equity10/15 | €914,134 | €957,913 | €1.0m | €1.2m | €1.3m | ▲ 3.1% |
| Contributions10/11 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Capital10 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Issued capital100 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Reserves13 | €790,134 | €833,913 | €885,760 | €1.1m | €1.2m | ▲ 3.5% |
| Non-distributable reserves130/1 | €31,957 | €31,957 | €31,957 | €31,957 | €31,957 | = |
| Legal reserve130 | €31,957 | €31,957 | €31,957 | €31,957 | €31,957 | = |
| Tax-exempt reserves132 | €316,337 | €265,520 | €249,237 | €0 | - | - |
| Distributable reserves133 | €441,840 | €536,437 | €604,566 | €1.1m | €1.1m | ▲ 3.6% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €175,926 | €158,987 | €153,560 | €70,481 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | €70,481 | €70,481 | €70,481 | €70,481 | €0 | ▼ 100% |
| Pensions and similar obligations160 | €70,481 | €70,481 | €70,481 | €70,481 | €0 | ▼ 100% |
| Deferred taxes168 | €105,446 | €88,507 | €83,079 | €0 | - | - |
| Amounts payable17/49 | €761,722 | €637,119 | €506,429 | €704,165 | €689,989 | ▼ 2.0% |
| Amounts payable after more than one year17 | - | €131,417 | €0 | - | - | - |
| Financial debts170/4 | - | €131,417 | €0 | - | - | - |
| Amounts payable within one year42/48 | €747,003 | €484,026 | €468,297 | €695,396 | €649,647 | ▼ 6.6% |
| Current portion of amounts payable after more than one year42 | €125,000 | €39,378 | €0 | - | - | - |
| Financial debts43 | - | - | - | €394 | €80 | ▼ 79.6% |
| Credit institutions430/8 | - | - | - | €394 | €80 | ▼ 79.6% |
| Trade debts44 | €18,214 | €14,356 | €2,455 | €2,227 | €4,703 | ▲ 111% |
| Suppliers440/4 | €18,214 | €14,356 | €2,455 | €2,227 | €4,703 | ▲ 111% |
| Advances received on contracts in progress46 | €30,000 | €25,000 | €20,000 | €15,000 | €16,954 | ▲ 13.0% |
| Taxes, remuneration and social security45 | - | €14,238 | €6,607 | €75,436 | €46,038 | ▼ 39.0% |
| Taxes450/3 | - | €14,238 | €6,607 | €75,436 | €46,038 | ▼ 39.0% |
| Other amounts payable47/48 | €573,789 | €391,053 | €439,235 | €602,339 | €581,871 | ▼ 3.4% |
| Accrued charges and deferred income492/3 | €14,719 | €21,676 | €38,133 | €8,769 | €40,343 | ▲ 360% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,109 | €44,579 | €52,646 | €352,465 | €129,692 | ▼ 63.2% |
| + Depreciation and write-downs630 | €80,502 | €74,366 | €82,899 | €84,254 | €95,872 | ▲ 13.8% |
| Operating cash flow (approximation) | €88,611 | €118,946 | €135,545 | €436,719 | €225,564 | ▼ 48.4% |
| Investment in fixed assets (approximation) | - | €19,544 | -€57,560 | €287,411 | -€498,845 | ▼ 274% |
| Change in cash | - | €43,063 | -€64,023 | -€75,450 | €324,938 | ▲ 531% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €352,465 ▲569%
Operating result €587,579, net result €352,465, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.25
Current ratio from 0.31 to 1.25.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €1mEq €1.0m ▲5.4%
6 profitable years in a row build equity to €1.0m.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €8,109 ▼86.3%
Net result drops to €8,109, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 1999
Ground area
3,020 m²
Building footprint
244 m²
Volume, LiDAR
1,806 m³
Parcel 72030F0648/00F000, Flanders · tallest building 16.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STEEVAST
since 19992.090.328.224
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030F0648/00F000 | Flanders | 3,020 m² | 1 · 244 m² | 16.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,507 companies in sector 66199 we hold annual accounts for 921. 490 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded06-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
46180Agents specialised in the wholesale of other particular products
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465174188
Also
9925:BE0465174188
Registered
27-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.