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STEENFISC

Active
Private limited companyfounded 20206 yrs activeAvenue du Bois 15, 7170 Manage, BelgiumKBO/BCE: BE 0741.561.040
Summary

STEENFISC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,834 and a net result of -€7,657. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
2 sites
How big
€22,874total assets 2025
Equity
€8,834
Loss
-€7,657
Turnover not published (abridged schema)
Financially healthy?
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 1 d early0 of 1 deed read
Why 89- Loss of €7,657 (FY 2025)+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €22,874+ Figures for FY 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 16% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 64-17
equity 38.6% of total assets
Liquidity 38-39
short-term debt 61.4% · cash 16.0%
Profitability 7-55
return on assets -33.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Size: total assets €22,874 lowers the probability for this profile
  • Figures for FY 2025 (filed 30-07-2026) lowers the probability
  • Loss of €7,657 (FY 2025) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.89 in 2024; short-term debt: 61.4% and cash: 16% of total assets), and 61.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 36%, liquidity 14%, profitability 3%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €22,874
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €7,657 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
31 d late
2022
15 d early
2021
28 d late
2020
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity doublescurrent ratio 1.89

Key points

  • Caution: Among the weakest 6% on net resultsector median €37,570 · 14,010 companies -€7,657 View
  • Total assets 20256 fiscal years filed €22,874 View
  • Active since 2020founded 15-01-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€22,874
Loss
-€7,657
Solvency
38.6%
Total assets▼ 25.8%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 31-07-2025Annual accounts filed
  3. 31-12-2024Liquidity doubles
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
15-01-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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