Steenacker
ActiveSteenacker has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.82M and a net result of €105k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 2028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-10
Solvency61▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.52 in 2024), and 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
2.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
35 d early
2023
30 d early
2022
13 d early
2021
16 d early
2020
31 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€105k▼ 21.9%
2024 · €135k
2018: €85k
2019: €106k
2020: €53k
2021: €40k
2022: €109k
2023: €80k
2024: €135k
2018 → 2025
Working capital
€-611k▼ 15.3%
2024 · €-530k
2018: €-202k
2019: €-289k
2020: €-294k
2021: €-415k
2022: €-486k
2023: €-547k
2024: €-530k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.42M-€1.53M▲ 7.7%€1.61M▲ 5.2%€1.72M▲ 6.7%€1.82M▲ 6.1%
Operating result€88k-€193k▲ 121%€171k▼ 11.3%€240k▲ 39.9%€189k▼ 21.1%
Net result€40k-€109k▲ 170%€80k▼ 26.8%€135k▲ 69.2%€105k▼ 21.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.76M
Fixed assets
€3.06M▲ 1.7%
Current assets
€699k▲ 20.8%
Equity and liabilities €3.76M
Equity
€1.82M▲ 6.1%
Debt
€1.94M▲ 3.6%
The debt ratio falls from 52.2% to 51.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€342k▼
2024 · €385k
Cash flow
€258k▼
2024 · €280k
Solvency
48.4%▲
2024 · 47.8%
Current ratio
0.53▲
2024 · 0.52
Quick ratio
0.50▲
2024 · 0.49
Debt / equity
1.06▼
2024 · 1.09
ROE
5.8%▼
2024 · 7.9%
ROA
2.8%▼
2024 · 3.8%
Interest coverage
5.86▼
2024 · 6.02
Debt
€1.94M▲
2024 · €1.87M
Debt ≤ 1 year
€1.31M▲
2024 · €1.11M
Debt > 1 year
€624k▼
2024 · €759k
Income taxes
€30k▼
2024 · €49k
Staff costs
€517k▲
2024 · €465k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.59M€3.76M▲
Fixed assets21/28€3.01M€3.06M▲
Tangible fixed assets22/27€3.01M€3.06M▲
Land and buildings22€2.19M€2.19M=
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€426k€398k▼
Leasing and similar rights25€380k€463k▲
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€2k€2k=
Current assets29/58€579k€699k▲
Stocks and contracts in progress3€39k€46k▲
Stocks30/36€39k€46k▲
Amounts receivable within one year40/41€441k€559k▲
Trade receivables40€388k€460k▲
Other amounts receivable41€53k€99k▲
Cash at bank and in hand54/58€60k€63k▲
Deferred charges and accrued income490/1€38k€31k▼
Equity and liabilities
Total equity and liabilities10/49€3.59M€3.76M▲
Equity10/15€1.72M€1.82M▲
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Reserves13€44k€50k▲
Non-distributable reserves130/1€44k€50k▲
Legal reserve130€44k€50k▲
Profit (loss) carried forward14€671k€771k▲
Amounts payable17/49€1.87M€1.94M▲
Amounts payable after more than one year17€759k€624k▼
Financial debts170/4€759k€624k▼
Amounts payable within one year42/48€1.11M€1.31M▲
Current portion of amounts payable after more than one year42€424k€504k▲
Financial debts43€72k€77k▲
Credit institutions430/8€46k€47k▲
Other loans439€26k€30k▲
Trade debts44€489k€636k▲
Suppliers440/4€489k€636k▲
Taxes, remuneration and social security45€51k€47k▼
Taxes450/3€24k€16k▼
Remuneration and social security454/9€27k€31k▲
Other amounts payable47/48€72k€45k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€465k€517k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145k€152k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€2k▼
Other operating charges640/8€42k€31k▼
Gross operating margin9900€896k€892k▼
Operating profit (loss)9901€240k€189k▼
Financial income75/76B€8k€4k▼
Recurring financial income75€8k€4k▼
Financial charges65/66B€64k€58k▼
Recurring financial charges65€64k€58k▼
Profit (loss) for the period before taxes9903€184k€136k▼
Income taxes67/77€49k€30k▼
Profit (loss) for the period9904€135k€105k▼
Profit (loss) for the period to be appropriated9905€135k€105k▼
Appropriation of the result
Profit (loss) to be appropriated9906€705k€777k▲
Profit (loss) brought forward from the previous period14P€570k€671k▲
Transfer to equity691/2€7k€5k▼
To the legal reserve6920€7k€5k▼
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€27k-
Social balance
Average headcount (FTE)90877.62.0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director reappointmentGeneral meeting · Director reappointment · Mandate compensation5 facts ▸
State Gazette act
General meeting · Director reappointment
General meeting · Director reappointment · Mandate compensation5 facts ▸
- General meeting, 2026-06-30
- Director reappointment, William Emiel Steenacker (bestuurder en gedelegeerd bestuurder)
- Mandate compensation, William Emiel Steenacker
- Director reappointment, Magdalena Jozef Irina Mollaert (bestuurder)
- Mandate compensation, Magdalena Jozef Irina Mollaert
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €135k ▲69.2%
Operating result €240k, net result €135k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €40k ▼24.7%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Magdalena Jozef Irina Mollaert
CurrentDirector · since 30-06-2026
William Emiel Steenacker
CurrentBestuurder en gedelegeerd bestuurder · since 30-06-2026
30-06-2026
Magdalena Jozef Irina Mollaert: Mandate renewed as Director
30-06-2026
William Emiel Steenacker: Mandate renewed as Bestuurder en gedelegeerd bestuurder
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Marcelisstraat 491970 Wezembeek-OppemGround area
407 m²
Building footprint
628 m²
Parcel 22006B0055/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
STEENACKER
since 19942.067.350.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0055/00D002 | Flanders | 406 m² | 1 · 628 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 20,292 EUR awarded · 20,292 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 20,292 EUR | 20,292 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Recognitions · licences · registrations
Recognised contractor
12 categoriesSteenacker NV38582
Similar companies · same sector, comparable size
ARGV
BE 0460.369.027
Merelbeke-Melle · Eq €1.83M
B.C.T Millon
BE 0876.633.243
Haacht · Eq €1.81M
GRONDWERKEN TONY SOENENS
BE 0477.656.605
Wielsbeke · Eq €1.88M
DE KOCK WAVRE
BE 0660.945.726
Wavre · Eq €1.91M
WELVAERT
BE 0454.294.748
Evergem · Eq €1.68M
Of 1,347 companies in sector 43110 we hold annual accounts for 620. 249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-02-1993
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
49410Freight transport by road
43120Site preparation
45112
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47521Retail sale of hardware, building materials, paint and glass (general range)
50200
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.