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STEEN HOLDINGS

Active
Private limited companyfounded 2019active for 7 yearsBoondaalse Steenweg 365, 1050 Ixelles, BelgiumKBO/BCE: BE 0728.809.203
Summary

STEEN HOLDINGS has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€51,773) and a net result of €4,741, of which €10,000 non-recurring income. Equity has been shrinking by about 14% per year since 2020. Its solvency ranks better than 19% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 24-06-2019 Normal situation
Registered office
37 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
Buying and selling of own real estate NACE 68110and 4 others
Establishment unit
2.290.416.359 1000 Brussels, since 24-06-2019
Financial year end
31 December
Peppol
Reachable since 23-10-2025

Board and ownership

Board
  • Van Schevensteen HaroldDirector · since 24-06-2019

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€185,914
▲ 182%
Turnover
≈ €330,000
estimated
Profit
€4,741
▼ 88.1%
Equity
-€51,773
▲ 8.4%
Total assets
€4.5m
▲ 14×
  • Negative equity on 31-12-2025
  • 2025 accounts filed 82 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.24, cash €9,291Last filed accounts filed 82 days late; 1 of the last 3 accounts lateNegative equity -€51,773lowers riskSize: total assets €4.5mShow the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 41% of small companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 24+17
equity -1.2% of total assets
Liquidity 50+3
short-term debt 11.1% · cash 0.2%
Profitability 35-37
return on assets 0.1%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.2%▲ +0.1 percentage points vs 01-2025 03-2025: 2.1%▼ -0.1 percentage points vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.0%▼ -0.1 percentage points vs 06-2025 08-2025: 2.6%▲ +0.6 percentage points vs 07-2025 09-2025: 3.1%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 0.9%▼ -2.2 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.8%▼ -0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.4 percentage points vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.24 (1.78 in 2024), below 1. Short-term debt is 11.1% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 13% of them on solvency, 51% on liquidity, 28% on profitability and 70% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.24, cash €9,291
NBB · annual accounts
lowers risk · Size: total assets €4.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 82 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€51,773
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17149 sector peers (2025).
NBB · sector comparison
Position among 17149 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 82 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-10-2026, 82 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
82 days late
2024
29 days late
2023
29 days late
2022
91 days late
2021
31 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 49 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€51,773 View
  • Caution: Less equity than 90% of companies in real estatesector median €73,261 · 17,164 companies -€51,773 View

Recent changes

  1. · Gazette deed General meeting · Director resignation
  2. · Gazette deed General meeting · Director resignation
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as STEEN HOLDINGS: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.7m and €6.2m, founded between 2016 and 2020.

CompanyTotal assetsGross margin
STEEN HOLDINGS Ixelles€4.5m€0.2m
AFT RE BELGIUM Aartselaar€4.5m€0.3m
Salt Estates Knokke-Heist€4.3m€0.2m
RELES Kortrijk€5.3m€0.2m
MI-SO Riemst€3.7m€0.2m
EBITDA Ixelles€5.2m€0.2m
H.I.A REAL ESTATE Ixelles€6.2m€0.4m
Full comparison

Key facts about STEEN HOLDINGS

What is the company number of STEEN HOLDINGS?
The company number of STEEN HOLDINGS is 0728.809.203. The VAT number is the same number with BE in front: BE 0728.809.203.
Where is STEEN HOLDINGS based?
The registered office is at Boondaalse Steenweg 365, 1050 Ixelles.Company details
What does STEEN HOLDINGS do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of STEEN HOLDINGS?
STEEN HOLDINGS is a private limited company (BV).
When was STEEN HOLDINGS founded?
STEEN HOLDINGS was founded on 24-06-2019.
Is STEEN HOLDINGS still active?
Yes, STEEN HOLDINGS is an active enterprise in the KBO register.
What is the turnover of STEEN HOLDINGS?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €185,914 and 49 comparable companies (NACE 681). It probably lies between €250,000 and €620,000.Financials
Is STEEN HOLDINGS profitable?
In financial year 2025, STEEN HOLDINGS made a profit of €4,741.
Where can I find the annual accounts of STEEN HOLDINGS?
STEEN HOLDINGS filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEEN HOLDINGS due?
STEEN HOLDINGS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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