Skip to content

Stee

Active
Private limited companyfounded 2025incorporated this yearMarie-Thérèse de Courtebourneln 3, 9041 Gent, BelgiumKBO/BCE: BE 1030.664.590
Summary

Stee is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €7,800 and a net result of €6,800. Its solvency ranks better than 17% of 9557 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare
SteeActiveChecked score 45/100
Risk analysis Report Compare

Checked score

Score 2025
45 / 100
Fair
Every signal that weighs is under Signals.
Axes
Profitability82
Solvency38
Growth-
Track record50
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9557 sector peers (2025).
NBB · sector comparison
Position among 9557 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 November 2025, Stee was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€7,800
Total assets
€62,181
Net result
€6,800
Working capital
-€36,542

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €62,181
Fixed assets €44,342
Current assets €17,839
Equity and liabilities €62,181
Equity €7,800
Debt €54,381
Debt finances 87.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€10,305
Cash flow
€7,858
Current ratio
0.33
Debt to equity
6.97
ROE
87.2%
ROA
10.9%
Interest coverage
103047.00
Debt ≤ 1 year
€54,381
Income taxes
€2,446
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€62,181
Fixed assets21/28€44,342
Intangible fixed assets21€4,944
Tangible fixed assets22/27€39,398
Plant, machinery and equipment23€15,448
Furniture and vehicles24€23,950
Current assets29/58€17,839
Amounts receivable within one year40/41€11,411
Trade receivables40€11,411
Cash at bank and in hand54/58€6,428
Equity and liabilities
Total equity and liabilities10/49€62,181
Equity10/15€7,800
Contributions10/11€1,000
Reserves13€6,800
Distributable reserves133€6,800
Amounts payable17/49€54,381
Amounts payable within one year42/48€54,381
Trade debts44€7,250
Suppliers440/4€7,250
Taxes, remuneration and social security45€6,420
Taxes450/3€6,420
Other amounts payable47/48€40,711
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,058
Other operating charges640/8€279
Gross operating margin9900€10,584
Operating profit (loss)9901€9,247
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€9,246
Income taxes67/77€2,446
Profit (loss) for the period9904€6,800
Profit (loss) for the period to be appropriated9905€6,800
Appropriation of the result
Profit (loss) to be appropriated9906€6,800
Transfer to equity691/2€6,800
To other reserves6921€6,800

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,058
Other operating charges640/8€279
Gross operating margin9900€10,584
Operating profit (loss)9901€9,247
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€9,246
Income taxes67/77€2,446
Profit (loss) for the period9904€6,800
Profit (loss) for the period to be appropriated9905€6,800
Line2025
Assets
Total assets20/58€62,181
Fixed assets21/28€44,342
Intangible fixed assets21€4,944
Tangible fixed assets22/27€39,398
Plant, machinery and equipment23€15,448
Furniture and vehicles24€23,950
Current assets29/58€17,839
Amounts receivable within one year40/41€11,411
Trade receivables40€11,411
Cash at bank and in hand54/58€6,428
Equity and liabilities
Total equity and liabilities10/49€62,181
Equity10/15€7,800
Contributions10/11€1,000
Reserves13€6,800
Distributable reserves133€6,800
Amounts payable17/49€54,381
Amounts payable within one year42/48€54,381
Trade debts44€7,250
Suppliers440/4€7,250
Taxes, remuneration and social security45€6,420
Taxes450/3€6,420
Other amounts payable47/48€40,711
Line2025
Profit (loss) for the period9904€6,800
+ Depreciation and write-downs630€1,058
Operating cash flow (approximation)€7,858

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marie-Thérèse de Courtebourneln 39041 Gent
1 establishment unit
Stee
Marie-Thérèse de Courtebourneln 3, 9041 GentActivities of building architects
since 20252.381.202.223

Similar companies · same sector, comparable size

ARCHITECTENBUREAU VAN AUDENAERDE
BE 0599.801.082
Lede · Eq €7,784
Claver
BE 1017.915.921
Zwalm · Eq €7,774
ARCHITECTENKANTOOR VLEMINCKX
BE 0435.477.045
Antwerpen · Eq €7,844
TENARCHITECTS
BE 0738.536.224
Antwerpen · Eq €7,870
AGS ARCHITECTURE
BE 0729.939.846
Oudergem · Eq €7,871
Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 3,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-11-2025
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1030664590
Also 9925:BE1030664590
Registered 14-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

We would like to set cookies. That happens only with your consent. What we measure