STECHA
ActiveSummary
The computed 12-month bankruptcy probability of STECHA is 4.8% (elevated). For STECHA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €5,530 and a net result of -€616. Equity is shrinking by ~10.6% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability25▲+1
Solvency69▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
44.2%
Return on assets
-4.9%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2022
3 d early
2021
31 d late
2020
96 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 39 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€5,530▼ 10.0%
2022 · €6,146
Total assets
€12,514▼ 0.2%
2022 · €12,545
Net result
-€616▲ 9.4%
2022 · -€680
Working capital
-€6,970▼ 9.7%
2022 · -€6,354
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2020202120222023
Operating result-€2,069--€1,074▲ 48.1%-€560
Net result-€2,101--€1,074▲ 48.9%-€680▲ 36.7%-€616▲ 9.4%
Equity€7,899-€6,826▼ 13.6%€6,146▼ 10.0%€5,530▼ 10.0%
Total assets€14,993-€13,199▼ 12.0%€12,545▼ 5.0%€12,514▼ 0.2%
Debt€7,094-€6,373▼ 10.2%€6,399▲ 0.4%€6,985▲ 9.2%
Working capital-€4,600--€5,674▼ 23.3%-€6,354▼ 12.0%-€6,970▼ 9.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is -€560 in 2023, compared with -€1,074 in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €12,514
Fixed assets
€12,499 =
Current assets
€15 ▼ 66.9%
Equity and liabilities €12,514
Equity
€5,530 ▼ 10.0%
Debt
€6,985 ▲ 9.2%
Debt's share of the balance-sheet total rises from 51.0% to 55.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.00▼
2022 · 0.01
Debt to equity
1.26▲
2022 · 1.04
ROE
-11.1%▼
2022 · -11.1%
ROA
-4.9%▲
2022 · -5.4%
Debt ≤ 1 year
€6,985▲
2022 · €6,399
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €606 | - |
| Other operating charges640/8 | - | €348 | - | - | - |
| Gross operating margin9900 | -€2,069 | -€726 | - | -€560 | - |
| Operating profit (loss)9901 | -€2,069 | -€1,074 | - | -€560 | - |
| Financial charges65/66B | - | - | €680 | €56 | ▼ 91.8% |
| Recurring financial charges65 | €32 | - | €680 | €56 | ▼ 91.8% |
| Profit (loss) for the period before taxes9903 | -€2,101 | -€1,074 | -€680 | -€616 | ▲ 9.4% |
| Profit (loss) for the period9904 | -€2,101 | -€1,074 | -€680 | -€616 | ▲ 9.4% |
| Profit (loss) for the period to be appropriated9905 | -€2,101 | -€1,074 | -€680 | -€616 | ▲ 9.4% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €14,993 | €13,199 | €12,545 | €12,514 | ▼ 0.2% |
| Fixed assets21/28 | €12,499 | €12,499 | €12,499 | €12,499 | = |
| Tangible fixed assets22/27 | €12,499 | €12,499 | €12,499 | €12,499 | = |
| Plant, machinery and equipment23 | - | €6,999 | €6,999 | €6,999 | = |
| Other tangible fixed assets26 | - | €5,500 | €5,500 | €5,500 | = |
| Current assets29/58 | €2,494 | €699 | €45 | €15 | ▼ 66.9% |
| Amounts receivable within one year40/41 | €1,795 | - | - | - | - |
| Cash at bank and in hand54/58 | €699 | €699 | €45 | €15 | ▼ 66.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €14,993 | €13,199 | €12,545 | €12,514 | ▼ 0.2% |
| Equity10/15 | €7,899 | €6,826 | €6,146 | €5,530 | ▼ 10.0% |
| Contributions10/11 | - | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€2,101 | -€3,174 | -€3,854 | -€4,471 | ▼ 16.0% |
| Amounts payable17/49 | €7,094 | €6,373 | €6,399 | €6,985 | ▲ 9.2% |
| Amounts payable within one year42/48 | €7,094 | €6,373 | €6,399 | €6,985 | ▲ 9.2% |
| Trade debts44 | €6,892 | - | - | €606 | - |
| Suppliers440/4 | - | - | - | €606 | - |
| Taxes, remuneration and social security45 | - | €500 | €298 | - | - |
| Taxes450/3 | - | €500 | €298 | - | - |
| Other amounts payable47/48 | - | €5,873 | €6,101 | €6,379 | ▲ 4.6% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,101 | -€1,074 | -€680 | -€616 | ▲ 9.4% |
| Operating cash flow (approximation) | -€2,101 | -€1,074 | -€680 | -€616 | ▲ 9.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €0 | -€654 | -€30 | ▲ 95.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 96 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2019
Ground area
2,240 m²
Building footprint
239 m²
Volume, LiDAR
750 m³
Parcel 41026B0379/00D000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
STECHA
since 20192.292.346.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41026B0379/00D000 | Flanders | 2,240 m² | 1 · 239 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded07-08-2019
Fiscal year end31-12
Contact
Phone
0478/407291
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.