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STEBACO

Active Public limited companyfounded 1998active for 27 yearsSchilderachtige dreef 43, 1180 UccleKBO/BCE: BE 0464.981.673

Annual accounts 2025

abbreviated format, filed on 31-07-2026, on the day of the deadline
€105,107
▼ 62.0%
€35,430
▼ 81.9%
€64,693
▼ 49.8%
€429,016
▲ 46.9%
76.6%
▲ 3.0 percentage points
2.39
▲ 0.60

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €220,000. Estimated: probably between €140,000 and €510,000.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €1.5m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

76.6%

Higher than 83% of 11,299 companies in 2025.

2.39

Higher than 72% of 10,851 companies in 2025.

4.4%

Higher than 71% of 11,184 companies in 2025.

STEBACO Middle half of the sector 80% of the sector Abbreviated accounts in real estate (NACE 68)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011201020092008
Balance sheet: assets
20/58 1.5m1.5m1.0m963,2651.0m1.0m1.1m1.1m1.2m1.3m1.3m1.3m1.4m1.4m1.8m1.8m1.8m1.9m
20 -----0------------
21/28 748,144794,708838,340889,294940,769992,5121.1m1.1m1.2m1.2m1.3m1.3m1.4m1.4m1.5m1.5m1.5m1.6m
21 -----0------------
22/27 747,006793,571837,203888,157939,364991,1071.1m1.1m1.2m1.2m1.3m1.3m1.4m1.4m1.5m1.5m1.5m1.6m
22 745,489791,842836,835887,593938,604990,0311.1m1.1m1.2m1.2m1.3m1.3m1.4m1.4m1.5m1.5m1.5m1.6m
23 1,5181,7293685647601,076240360480---------
24 -----0------------
26 -----0------------
27 -----0------------
28 1,1371,1371,1371,1371,4051,4051,2001,2001,2001,200---200----
29/58 737,662663,224176,41673,97166,86021,47427,8477,84624,70253,77514,11512,19211,7905,065294,100297,526296,447307,870
290 -----0------------
291 -----0------------
3 -----0------------
30/36 -----0------------
37 -----0------------
40/41 728,713648,167170,62373,97166,8603,088530--2,7162,716882882810290,628291,111292,944293,067
40 ---01,1590--------237,970237,970237,970238,885
41 728,713648,167170,62373,97165,7013,088530--2,7162,71688288281052,65853,14154,97454,183
50/53 -----0------------
54/58 7,14312,9364,773-012,79227,3177,84624,70251,05911,39911,31010,9094,2553,4716,4153,50314,803
490/1 1,8062,1201,020-05,594------------
Balance sheet: equity and liabilities
10/49 1.5m1.5m1.0m963,2651.0m1.0m1.1m1.1m1.2m1.3m1.3m1.3m1.4m1.4m1.8m1.8m1.8m1.9m
10/15 1.1m1.1m944,979906,253865,248808,491573,364553,032526,048499,946477,920459,934431,549410,321390,454367,140349,930320,865
10/11 285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078
10 285,078285,078285,078285,078285,078-------------
100 285,078285,078285,078285,078285,078-285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078285,078
12 -----0------------
13 523,414523,414523,414523,414523,414523,414288,287267,954240,970214,869192,843174,856146,471125,244105,37782,06264,85235,787
130/1 28,50828,50828,50828,50828,50828,508------------
130 28,50828,50828,50828,50828,508-28,50828,50828,50828,50828,50828,50828,50828,50828,5086,6545,7932,887
1311 -----0------------
1313 -----0------------
1319 -----28,508------------
132 -----0------------
133 494,906494,906494,906494,906494,906494,906259,779239,446212,462186,361164,335146,348117,96396,73676,86975,40959,05932,900
14 329,950265,256136,48797,76256,7560------------
15 -----0------------
160/5 -----0------------
160 -----0------------
161 -----0------------
162 -----0------------
163 -----0------------
164/5 -----0------------
168 -----0------------
17/49 347,364384,18569,77757,012142,382205,495535,431581,683671,197767,798800,533868,166945,5261.0m1.4m1.4m1.5m1.6m
17 11,93811,9381,0531,0531,0534,0794,0795,2455,2456,2456,2456,3995,8995,5995,5995,5993,0993,099
175 -----0------------
176 -----0------------
178/9 11,93811,9381,0531,0531,0534,0794,0795,2455,2456,2456,2456,3995,8995,5995,5995,5993,0993,099
42/48 308,646371,27768,72555,959141,329201,416531,351576,439665,952761,553792,434859,967937,8281.0m1.4m1.4m1.5m1.6m
42 -----0------------
43 ---07,674------14,87434,70554,53774,36894,200114,031133,863
430/8 ---07,6740------------
439 -----0-----14,87434,70554,53774,36894,200114,031133,863
44 11526,2783,5201,81511,0441,5238,729-2,006193,547193,159193,159200,913194,325193,159193,159203,670234,213
440/4 11526,2783,5201,81511,0441,5238,729-2,006193,547193,159193,159200,913194,325193,159193,159203,670234,213
441 -----0------------
46 -----0------------
45 76,72853,19212,1051,04469,511101,271-12,34712,3974,731-2,659--1,2992,0534,7594,601
450/3 76,72853,19212,1051,04468,979100,705-12,34712,3974,731-2,659--1,2992,0534,7594,601
454/9 ---0531565------------
47/48 231,803291,80753,10053,10053,10098,622522,622564,092651,549563,275599,275649,275702,209755,0981.1m1.1m1.2m1.2m
492/3 26,781970---0----1,8541,8001,8001,8008413,3961,7001,700
Income statement
76A 0187,600---0------------
9900 105,107276,779103,913121,299107,29897,67491,828103,189103,28092,42383,62596,91585,98388,07787,20783,81290,64688,248
62 --0-5317,3677,252------------
630 51,27451,41550,95451,20851,74250,25450,98851,21051,29151,56951,56951,56951,13051,13049,78049,18549,42348,948
631/4 -----0------------
635/8 -----0------------
640/8 18,4032,74238411,52611,27311,1969,42210,1009,9847,9298,8188,7898,69112,5308,23011,6634,0003,829
649 -----0------------
66A 027,219---0------------
9901 35,430195,40352,57559,09636,91528,97331,41841,87942,00532,92623,23836,55726,16124,41629,19822,96437,22335,470
75/76B 78,0857---077214002791725164161
75 78,0857---077214002791725164161
76B -----0------------
65/66B 25,286335394,5305424892872272391699695177451,3732,1551,9833,4348,969
65 25,286335394,5305424892872272391699695177451,3732,1551,9833,4348,969
66B -----0------------
9903 88,229195,07552,53654,56636,37328,48331,90241,66541,76732,75722,27136,04625,42523,06027,06820,99833,83026,562
67/77 23,53666,30713,81113,561-20,3839,06311,57014,68115,66610,7314,2857,6614,1983,1933,7543,7874,7654,610
9904 64,693128,76938,72641,00556,75619,42120,33326,98426,10122,02617,98628,38521,22719,86723,31417,21029,06521,952
789 -----0------------
689 -----0------------
9905 64,693128,76938,72641,00556,75619,42120,33326,98426,10122,02617,98628,38521,22719,86723,31417,21029,06521,952
Appropriation of the result
9906 329,950265,256136,48797,76256,75619,42120,33326,98426,10122,02617,98628,38521,22719,86723,31417,21029,06521,952
14P 265,256136,48797,76256,756--------------
791/2 -----0------------
691/2 ----019,42120,33326,98426,10122,02617,98628,38521,22719,86723,31417,21029,06521,952
691 -----0------------
6920 -----0--------21,8548612,9062,195
6921 ----019,42120,33326,98426,10122,02617,98628,38521,22719,8671,46016,35026,15919,757
694 -----0------------
695 -----0------------
696 -----0------------
Social balance sheet
9087 ----0.40.3------------
Hours worked1013 ----323457------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 9 older financial years (1999-2007) were filed as documents without figures as data, scans for example.

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-07-2026 2026-00363821 PDF
31-12-2024 micro format 28-07-2025 2025-00314347 PDF
31-12-2023 micro format 30-08-2024 2024-00427768 PDF
31-12-2022 micro format 30-08-2024 2024-00427767 PDF
31-12-2021 micro format 30-08-2024 2024-00408133 PDF
31-12-2020 micro format 01-10-2021 2021-70300216 PDF
31-12-2019 micro format 12-08-2020 2020-40600402 PDF
31-12-2018 micro format 30-08-2019 2019-55100572 PDF
31-12-2017 micro format 04-07-2018 2018-27600089 PDF
31-12-2016 micro format 21-06-2017 2017-18900206 PDF
31-12-2015 abbreviated format 20-06-2016 2016-18800244 PDF
31-12-2014 abbreviated format 15-06-2015 2015-16900464 PDF
31-12-2013 abbreviated format 22-07-2014 2014-32100145 PDF
31-12-2012 abbreviated format 02-07-2013 2013-24300075 PDF
31-12-2011 abbreviated format 15-06-2012 2012-17500522 PDF
31-12-2010 abbreviated format 28-06-2011 2011-19900056 PDF
31-12-2009 abbreviated format 29-06-2010 2010-22400509 PDF
31-12-2008 abbreviated format 28-06-2009 2009-29900223 PDF
31-12-2007 abbreviated format 23-07-2008 2008-43900093 PDF
31-12-2006 abbreviated format 29-06-2007 2007-30500290 PDF
31-12-2005 abbreviated format 03-07-2006 2006-36900037 PDF
31-12-2004 abbreviated format 26-08-2005 2005-65300101 PDF
31-12-2003 abbreviated format 02-07-2004 2004-36900238 PDF
31-12-2002 abbreviated format 10-07-2003 2003-39300036 PDF
31-12-2001 abbreviated format 19-07-2002 2002-39300129 PDF
31-12-2000 abbreviated format 27-07-2001 2001-43100150 PDF
31-12-1999 abbreviated format 30-06-2000 2000-30800036 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011201020092008
86,704246,818103,529110,30488,65779,22782,40693,08993,29784,49574,80788,12677,29275,54778,97872,14986,64684,418
115,968180,18389,67992,213108,49969,67571,32178,19477,39373,59569,55579,95472,35870,99873,09466,39578,48870,900
4,7098,1680-26806,8185,0675,5369,8641,20002,192-2009,02714,48104,7527,617
-5,7938,164---12,792-14,52519,471-16,856-26,35739,660894026,654783-2,9442,913-11,300-
429,016291,947107,69118,012-74,469-179,941-503,504-568,592-641,250-707,779-778,319-847,775-926,037-998,895-1.1m-1.1m-1.2m-1.3m
76.6%73.6%93.1%94.1%85.9%79.7%51.7%48.7%43.9%39.4%37.4%34.6%31.3%28.9%22.3%20.5%19.0%16.9%
2.391.792.571.320.470.110.050.010.040.070.020.010.010.010.220.210.200.20
0.310.360.070.060.160.250.931.051.281.541.681.892.192.463.493.884.264.91
5.7%12.0%4.1%4.5%6.6%2.4%3.5%4.9%5.0%4.4%3.8%6.2%4.9%4.8%6.0%4.7%8.3%6.8%
4.4%8.8%3.8%4.3%5.6%1.9%1.8%2.4%2.2%1.7%1.4%2.1%1.5%1.4%1.3%1.0%1.6%1.2%
3.43over 100over 10024.35over 100-------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2021
0.2
Joined0
Left1

Source: social balance sheet in the 2021 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€4,709€8,168--€0
Financial fixed assets€0----
€51,274€51,415€50,954€51,208€51,742

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEBACO

The operating result for 2025 is 82% lower than in 2024 and the lowest since 2020.

Debt's share of the balance-sheet total falls from 26.4% to 23.4%. Equity is higher and debt is lower.

Next steps