STEALTH CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of STEALTH CONCEPT is 2.9% (moderate). The 2025 annual accounts show equity of €3,877 and a net result of -€1,123. Its solvency ranks better than 25% of 1526 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability18
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 1.0; short-term debt: 97.3% and cash: 5.1% of total assets), and 98.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 1526 sector peers (2025).
NBB · sector comparisonPosition among 1526 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€3,877
Total assets
€202,238
Net result
-€1,123
Working capital
-€567
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €202,238
Fixed assets
€5,944
Current assets
€196,294
Equity and liabilities €202,238
Equity
€3,877
Debt
€198,361
Debt finances 98.1% of the balance-sheet total.
Key figures and ratios
EBITDA
-€726
Cash flow
-€859
Current ratio
1.00
Debt to equity
51.16
ROE
-29.0%
ROA
-0.6%
Interest coverage
-5.40
Debt ≤ 1 year
€196,861
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €264 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€327 |
| Operating profit (loss)9901 | -€991 |
| Financial income75/76B | €2 |
| Recurring financial income75 | €2 |
| Financial charges65/66B | €135 |
| Recurring financial charges65 | €135 |
| Profit (loss) for the period before taxes9903 | -€1,123 |
| Profit (loss) for the period9904 | -€1,123 |
| Profit (loss) for the period to be appropriated9905 | -€1,123 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €202,238 | |
| Fixed assets21/28 | €5,944 | |
| Tangible fixed assets22/27 | €5,944 | |
| Furniture and vehicles24 | €5,944 | |
| Current assets29/58 | €196,294 | |
| Amounts receivable within one year40/41 | €104,617 | |
| Trade receivables40 | €104,617 | |
| Cash at bank and in hand54/58 | €10,370 | |
| Deferred charges and accrued income490/1 | €81,307 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €202,238 | |
| Equity10/15 | €3,877 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€1,123 | |
| Amounts payable17/49 | €198,361 | |
| Amounts payable within one year42/48 | €196,861 | |
| Trade debts44 | €86,026 | |
| Suppliers440/4 | €86,026 | |
| Advances received on contracts in progress46 | €12,502 | |
| Taxes, remuneration and social security45 | €3,375 | |
| Taxes450/3 | €3,375 | |
| Other amounts payable47/48 | €94,959 | |
| Accrued charges and deferred income492/3 | €1,500 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,123 |
| + Depreciation and write-downs630 | €264 |
| Operating cash flow (approximation) | -€859 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2025
Ground area
283 m²
Building footprint
91 m²
Volume, LiDAR
1,294 m³
Parcel 21383B0020/00R054, Brussels · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
STEALTH CONCEPT
since 20252.380.264.687
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0020/00R054 | Brussels | 283 m² | 1 · 91 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
InTwo
BE 1002.096.211
Jabbeke · Eq €3,885
MOLECO
BE 0472.781.760
Liège · Eq €3,808
ZENLOC
BE 0787.160.047
Elsene · Eq €3,960
LS LOCATION BELGIUM
BE 0797.576.164
Mouscron · Eq €3,977
AMT TRANS
BE 1019.042.408
Sint-Gillis (bij-Brussel) · Eq €3,986
Of 1,446 companies in sector 77110 we hold annual accounts for 727. 219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
73110Advertising agencies
77340Rental and leasing activities
77350Rental and leasing activities
79110Travel agency activities
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.