STEACO 15
ActiveSummary
The computed 12-month bankruptcy probability of STEACO 15 is 2.2% (moderate). The 2025 annual accounts show negative equity (-€44,986) and a net result of €10,652. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 15% of 13617 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+41
Solvency0=
Growth51▲+8
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.37 in 2024; short-term debt: 144% and cash: 27.4% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-44%
Return on assets
10.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 13617 sector peers (2025).
NBB · sector comparisonPosition among 13617 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
10 d early
2023
on the day
2022
8 d early
2021
12 d early
2020
2 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€557,052▲ 18.2%
2024 · €471,301
EBIT margin
2.7%▲ 4.5pp
2024 · -1.8%
Net result
€10,652
2024 · -€11,697
Working capital
-€63,311▲ 12.6%
2024 · -€72,436
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€528,369€338,565▼ 35.9%€471,301▲ 39.2%€557,052▲ 18.2%
Operating result€26,211€32,611▲ 24.4%-€7,807-€8,613▼ 10.3%€15,139
Net result€24,726within the sector's middle half€20,838above the sector's middle half▼ 15.7%-€20,329below the sector's middle half-€11,697below the sector's middle half▲ 42.5%€10,652within the sector's middle half
EBIT margin6.2%-2.3%▼ 8.5pp-1.8%▲ 0.5pp2.7%▲ 4.5pp
Equity-€44,450below the sector's middle half▲ 35.7%-€23,612below the sector's middle half▲ 46.9%-€43,941below the sector's middle half▼ 86.1%-€55,638below the sector's middle half▼ 26.6%-€44,986below the sector's middle half▲ 19.1%
Total assets€27,391below the sector's middle half▼ 3.5%€48,125within the sector's middle half▲ 75.7%€44,580below the sector's middle half▼ 7.4%€59,615within the sector's middle half▲ 33.7%€102,176within the sector's middle half▲ 71.4%
Debt€71,841▼ 26.4%€71,737▼ 0.1%€88,521▲ 23.4%€115,253▲ 30.2%€147,162▲ 27.7%
Working capital-€58,128below the sector's middle half▲ 31.2%-€34,505below the sector's middle half▲ 40.6%-€62,097below the sector's middle half▼ 80.0%-€72,436below the sector's middle half▼ 16.6%-€63,311below the sector's middle half▲ 12.6%
Solvency-162.3%below the sector's middle half▲ 81.3pp-49.1%below the sector's middle half▲ 113.2pp-98.6%below the sector's middle half▼ 49.5pp-93.3%below the sector's middle half▲ 5.2pp-44.0%below the sector's middle half▲ 49.3pp
Current ratio0.19below the sector's middle half▲ 0.060.50below the sector's middle half▲ 0.310.30below the sector's middle half▼ 0.200.37below the sector's middle half▲ 0.070.57within the sector's middle half▲ 0.20
Return on assets (ROA)90.3%above the sector's middle half▲ 249.8pp43.3%above the sector's middle half▼ 47.0pp-45.6%below the sector's middle half▼ 88.9pp-19.6%below the sector's middle half▲ 26.0pp10.4%within the sector's middle half▲ 30.0pp
Staff (FTE)3.4▼ 29.2%13.7▲ 303%11.7▼ 14.6%16.3▲ 39.3%17.2▲ 5.5%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15,139 after a loss of €8,613 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102,176
Fixed assets
€18,325 ▲ 9.1%
Current assets
€83,850 ▲ 95.8%
Key figures and ratios
EBITDA
€16,704▲
2024 · -€7,255
Cash flow
€12,217▲
2024 · -€10,339
Quick ratio
0.52▲
2024 · 0.29
Debt to equity
-3.27▼
2024 · -2.07
Interest coverage
2.58▲
2024 · -2.17
Debt ≤ 1 year
€147,162▲
2024 · €115,253
Income taxes
€155▼
2024 · €165
Staff costs
€166,365▼
2024 · €173,567
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 265 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
1.1%
went bankrupt
3.4%
stopped otherwise
94%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 265 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €528,369 | €338,565 | €471,301 | €557,052 | ▲ 18.2% |
| Goods, raw materials, services and sundry goods60/61 | - | €332,231 | €262,180 | €3,441 | €396,695 | ▲ 11,429% |
| Remuneration, social security and pensions62 | - | €162,758 | €82,999 | €173,567 | €166,365 | ▼ 4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,808 | €239 | €880 | €1,358 | €1,565 | ▲ 15.2% |
| Other operating charges640/8 | - | €6,545 | €3,913 | €3,246 | €8,783 | ▲ 171% |
| Gross operating margin9900 | €58,267 | €202,153 | €79,985 | €169,558 | €191,853 | ▲ 13.1% |
| Operating profit (loss)9901 | €26,211 | €32,611 | -€7,807 | -€8,613 | €15,139 | ▲ 276% |
| Financial income75/76B | - | €110 | €1,763 | €429 | €2,152 | ▲ 401% |
| Recurring financial income75 | €449 | €110 | €1,763 | €429 | €2,152 | ▲ 401% |
| Financial charges65/66B | - | €11,709 | €14,092 | €3,348 | €6,484 | ▲ 93.6% |
| Recurring financial charges65 | €1,669 | €11,709 | €14,092 | €3,348 | €6,484 | ▲ 93.6% |
| Profit (loss) for the period before taxes9903 | €24,992 | €21,012 | -€20,136 | -€11,532 | €10,807 | ▲ 194% |
| Income taxes67/77 | €266 | €175 | €193 | €165 | €155 | ▼ 5.9% |
| Profit (loss) for the period9904 | €24,726 | €20,838 | -€20,329 | -€11,697 | €10,652 | ▲ 191% |
| Profit (loss) for the period to be appropriated9905 | €24,726 | €20,838 | -€20,329 | -€11,697 | €10,652 | ▲ 191% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €27,391 | €48,125 | €44,580 | €59,615 | €102,176 | ▲ 71.4% |
| Fixed assets21/28 | €13,678 | €13,440 | €18,156 | €16,798 | €18,325 | ▲ 9.1% |
| Tangible fixed assets22/27 | €1,178 | €940 | €5,656 | €4,298 | €5,825 | ▲ 35.5% |
| Plant, machinery and equipment23 | - | €940 | €5,656 | €2,369 | €4,490 | ▲ 89.6% |
| Other tangible fixed assets26 | - | - | - | €1,929 | €1,335 | ▼ 30.8% |
| Financial fixed assets28 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Current assets29/58 | €13,713 | €34,685 | €26,424 | €42,817 | €83,850 | ▲ 95.8% |
| Stocks and contracts in progress3 | €5,210 | €6,485 | €7,610 | €9,480 | €6,630 | ▼ 30.1% |
| Stocks30/36 | - | €6,485 | €7,610 | €9,480 | €6,630 | ▼ 30.1% |
| Amounts receivable within one year40/41 | €2,162 | €11,409 | €1,931 | €9,840 | €49,204 | ▲ 400% |
| Trade receivables40 | - | €1,931 | €1,931 | €9,840 | €47,766 | ▲ 385% |
| Other amounts receivable41 | - | €9,478 | - | - | €1,438 | - |
| Cash at bank and in hand54/58 | €6,341 | €16,791 | €16,610 | €23,497 | €28,016 | ▲ 19.2% |
| Deferred charges and accrued income490/1 | - | - | €272 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €27,391 | €48,125 | €44,580 | €59,615 | €102,176 | ▲ 71.4% |
| Equity10/15 | -€44,450 | -€23,612 | -€43,941 | -€55,638 | -€44,986 | ▲ 19.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | - | €18,600 | - |
| Issued capital100 | - | - | - | - | €18,600 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€64,910 | -€44,072 | -€64,401 | -€76,098 | -€65,446 | ▲ 14.0% |
| Amounts payable17/49 | €71,841 | €71,737 | €88,521 | €115,253 | €147,162 | ▲ 27.7% |
| Amounts payable within one year42/48 | €71,841 | €69,191 | €88,521 | €115,253 | €147,162 | ▲ 27.7% |
| Current portion of amounts payable after more than one year42 | - | - | €35,551 | €22,206 | €36,738 | ▲ 65.4% |
| Financial debts43 | - | €273 | €3,773 | €3,773 | €484 | ▼ 87.2% |
| Credit institutions430/8 | - | €273 | €3,773 | €3,773 | €484 | ▼ 87.2% |
| Trade debts44 | €48,993 | €33,261 | €23,701 | €30,470 | €78,608 | ▲ 158% |
| Suppliers440/4 | - | €33,261 | €23,701 | €30,470 | €78,608 | ▲ 158% |
| Taxes, remuneration and social security45 | - | €26,237 | €18,407 | €25,207 | €19,443 | ▼ 22.9% |
| Taxes450/3 | - | €5,163 | €9,549 | €8,770 | €11,738 | ▲ 33.8% |
| Remuneration and social security454/9 | - | €21,073 | €8,858 | €16,437 | €7,705 | ▼ 53.1% |
| Other amounts payable47/48 | - | €9,420 | €7,088 | €33,598 | €11,889 | ▼ 64.6% |
| Accrued charges and deferred income492/3 | - | €2,547 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,726 | €20,838 | -€20,329 | -€11,697 | €10,652 | ▲ 191% |
| + Depreciation and write-downs630 | €2,808 | €239 | €880 | €1,358 | €1,565 | ▲ 15.2% |
| Operating cash flow (approximation) | €27,533 | €21,076 | -€19,449 | -€10,339 | €12,217 | ▲ 218% |
| Investment in fixed assets (approximation) | - | €0 | -€5,597 | €0 | -€3,092 | - |
| Change in cash | - | €10,450 | -€181 | €6,887 | €4,519 | ▼ 34.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €10,652
Net result €10,652 after 2 loss-making years.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €24,726
Net result €24,726 after 2 loss-making years.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
30-06
Financial
Weakest financial yearnet -€45,312
Net result drops to -€45,312, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
251 m²
Building footprint
145 m²
Volume, LiDAR
1,400 m³
Parcel 11807G0422/00B015, Flanders · tallest building 16.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Filet d' Anvers
since 20152.243.751.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0422/00B015 | Flanders | 251 m² | 1 · 145 m² | 16.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.243.751.540
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 8,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2015
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0633531447
Also
9925:BE0633531447
Registered
11-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.