STEA GROUP
ActiveSummary
The computed 12-month bankruptcy probability of STEA GROUP is 2.2% (moderate). The 2025 annual accounts show equity of €53,664 and a net result of -€210. Its solvency ranks better than 95% of 7900 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 3,440 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,943 | €3,943 | = |
| Other operating charges640/8 | €2,305 | €525 | ▼ 77.2% |
| Gross operating margin9900 | €3,756 | €6,558 | ▲ 74.6% |
| Operating profit (loss)9901 | -€2,492 | €2,090 | ▲ 184% |
| Financial charges65/66B | €106 | €138 | ▲ 29.5% |
| Recurring financial charges65 | €106 | €138 | ▲ 29.5% |
| Profit (loss) for the period before taxes9903 | -€2,598 | €1,952 | ▲ 175% |
| Income taxes67/77 | €23,112 | €2,163 | ▼ 90.6% |
| Profit (loss) for the period9904 | -€25,710 | -€210 | ▲ 99.2% |
| Profit (loss) for the period to be appropriated9905 | -€25,710 | -€210 | ▲ 99.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €54,703 | €53,906 | ▼ 1.5% |
| Fixed assets21/28 | €12,670 | €8,726 | ▼ 31.1% |
| Tangible fixed assets22/27 | €12,670 | €8,726 | ▼ 31.1% |
| Furniture and vehicles24 | €12,670 | €8,726 | ▼ 31.1% |
| Current assets29/58 | €42,034 | €45,180 | ▲ 7.5% |
| Amounts receivable within one year40/41 | €34,387 | €26,912 | ▼ 21.7% |
| Trade receivables40 | €28,070 | €23,895 | ▼ 14.9% |
| Other amounts receivable41 | €6,317 | €3,017 | ▼ 52.2% |
| Cash at bank and in hand54/58 | €7,647 | €18,268 | ▲ 139% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €54,703 | €53,906 | ▼ 1.5% |
| Equity10/15 | €53,874 | €53,664 | ▼ 0.4% |
| Contributions10/11 | €20 | €20 | = |
| Outside capital11 | €20 | €20 | = |
| Other1109/19 | €20 | €20 | = |
| Reserves13 | €68,000 | €68,000 | = |
| Distributable reserves133 | €68,000 | €68,000 | = |
| Profit (loss) carried forward14 | -€14,146 | -€14,356 | ▼ 1.5% |
| Amounts payable17/49 | €830 | €243 | ▼ 70.7% |
| Amounts payable within one year42/48 | €830 | €243 | ▼ 70.7% |
| Trade debts44 | €503 | - | - |
| Suppliers440/4 | €503 | - | - |
| Other amounts payable47/48 | €327 | €243 | ▼ 25.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€25,710 | -€210 | ▲ 99.2% |
| + Depreciation and write-downs630 | €3,943 | €3,943 | = |
| Operating cash flow (approximation) | -€21,767 | €3,733 | ▲ 117% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €10,621 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23088A0066/00A003 | Flanders | 132 m² | 1 · 66 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.