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STDep

Active
Private limited companyfounded 20224 yrs activeAvenue de Sur Cortil 151, 4130 Esneux, BelgiumKBO/BCE: BE 0791.422.208
Summary

The computed 12-month bankruptcy probability of STDep is 2.2% (moderate). The 2025 annual accounts show equity of €5,342 and a net result of €1,052. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 18537 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability65▼-25
Solvency64▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
63 d early
2024
38 d early
2023
7 d early
2022
5 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

STDep was incorporated on 26 September 2022 as a Private limited company.1 Total assets rose from EUR 3,566 in 2022 to EUR 13,596 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,342▲ 24.5%
2024 · €4,290
Total assets
€13,596▼ 17.6%
2024 · €16,497
Net result
€1,052▼ 62.5%
2024 · €2,807
Working capital
€3,080▲ 141%
2024 · €1,279
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€1,011--€479▲ 52.6%€3,253€1,850▼ 43.1%
Net result-€934--€583▲ 37.5%€2,807€1,052▼ 62.5%
Equity€2,066-€1,483▼ 28.2%€4,290▲ 189%€5,342▲ 24.5%
Total assets€3,566-€5,177▲ 45.2%€16,497▲ 219%€13,596▼ 17.6%
Debt€1,500-€3,694▲ 146%€12,207▲ 230%€8,254▼ 32.4%
Working capital€595-€319▼ 46.4%€1,279▲ 301%€3,080▲ 141%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2022: -€1,011-€1,011Net result 2022: -€934-€934Operating result 2023: -€479-€479Net result 2023: -€583-€583Operating result 2024: €3,253€3,253Net result 2024: €2,807€2,807Operating result 2025: €1,850€1,850Net result 2025: €1,052€1,0522022202320242025-€1,000€0€1,000€2,000€3,000Operating result 2023: -€479-€479Net result 2023: -€583-€583Operating result 2024: €3,253€3,250Net result 2024: €2,807€2,810Operating result 2025: €1,850€1,850Net result 2025: €1,052€1,050202320242025
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13,047
Fixed assets €1,713 ▼ 20.5%
Current assets €11,334 ▼ 16.0%
Equity and liabilities €13,596
Equity €5,342 ▲ 24.5%
Debt €8,254 ▼ 32.4%
Debt's share of the balance-sheet total falls from 74.0% to 60.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,598▼
2024 · €3,611
Cash flow
€1,800▼
2024 · €3,165
Current ratio
1.37▲
2024 · 1.10
Quick ratio
1.31▲
2024 · 0.99
Debt to equity
1.55▼
2024 · 2.85
ROE
19.7%▼
2024 · 65.4%
ROA
7.7%▼
2024 · 17.0%
Interest coverage
4.38▼
2024 · 15.48
Debt ≤ 1 year
€8,254▼
2024 · €12,207
Income taxes
€418▲
2024 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€16,497€13,596▼
Formation expenses20€856€549▼
Fixed assets21/28€2,154€1,713▼
Tangible fixed assets22/27€2,154€1,713▼
Furniture and vehicles24€2,154€1,713▼
Current assets29/58€13,486€11,334▼
Stocks and contracts in progress3€1,460€557▼
Stocks30/36€1,460€557▼
Amounts receivable within one year40/41€6,709€8,094▲
Trade receivables40€6,709€8,094▲
Other amounts receivable41€0€0=
Current investments50/53-€1,991
Cash at bank and in hand54/58€5,318€692▼
Equity and liabilities
Total equity and liabilities10/49€16,497€13,596▼
Equity10/15€4,290€5,342▲
Contributions10/11€3,000€3,000=
Reserves13-€0
Distributable reserves133-€0
Profit (loss) carried forward14€1,290€2,342▲
Amounts payable17/49€12,207€8,254▼
Amounts payable within one year42/48€12,207€8,254▼
Trade debts44€0€1,063▲
Suppliers440/4€0€1,063▲
Taxes, remuneration and social security45€711€1,603▲
Taxes450/3€711€1,603▲
Other amounts payable47/48€11,496€5,588▼
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€14,618€21,092▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€358€748▲
Gross operating margin9900€3,611€2,598▼
Operating profit (loss)9901€3,253€1,850▼
Financial income75/76B€87€213▲
Recurring financial income75€87€213▲
Financial charges65/66B€233€593▲
Recurring financial charges65€233€593▲
Profit (loss) for the period before taxes9903€3,107€1,470▼
Income taxes67/77€300€418▲
Profit (loss) for the period9904€2,807€1,052▼
Profit (loss) for the period to be appropriated9905€2,807€1,052▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,290€2,342▲
Profit (loss) brought forward from the previous period14P-€1,517€1,290▲
Transfer to equity691/2-€0
To other reserves6921-€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Goods, raw materials, services and sundry goods60/61€1,810€12,339€14,618€21,092▲ 44.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65€307€358€748▲ 109%
Gross operating margin9900-€945-€172€3,611€2,598▼ 28.1%
Operating profit (loss)9901-€1,011-€479€3,253€1,850▼ 43.1%
Financial income75/76B€132€0€87€213▲ 144%
Recurring financial income75€132€0€87€213▲ 144%
Financial charges65/66B€55€104€233€593▲ 154%
Recurring financial charges65€55€104€233€593▲ 154%
Profit (loss) for the period before taxes9903-€934-€583€3,107€1,470▼ 52.7%
Income taxes67/77--€300€418▲ 39.3%
Profit (loss) for the period9904-€934-€583€2,807€1,052▼ 62.5%
Profit (loss) for the period to be appropriated9905-€934-€583€2,807€1,052▼ 62.5%
Line2022202320242025Change
Assets
Total assets20/58€3,566€5,177€16,497€13,596▼ 17.6%
Formation expenses20€1,471€1,164€856€549▼ 35.9%
Fixed assets21/28--€2,154€1,713▼ 20.5%
Tangible fixed assets22/27--€2,154€1,713▼ 20.5%
Furniture and vehicles24--€2,154€1,713▼ 20.5%
Current assets29/58€2,095€4,013€13,486€11,334▼ 16.0%
Stocks and contracts in progress3€367€2,221€1,460€557▼ 61.9%
Stocks30/36€367€2,221€1,460€557▼ 61.9%
Amounts receivable within one year40/41€425€1,021€6,709€8,094▲ 20.6%
Trade receivables40€15€297€6,709€8,094▲ 20.6%
Other amounts receivable41€410€724€0€0-
Current investments50/53---€1,991-
Cash at bank and in hand54/58€1,303€771€5,318€692▼ 87.0%
Equity and liabilities
Total equity and liabilities10/49€3,566€5,177€16,497€13,596▼ 17.6%
Equity10/15€2,066€1,483€4,290€5,342▲ 24.5%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13---€0-
Distributable reserves133---€0-
Profit (loss) carried forward14-€934-€1,517€1,290€2,342▲ 81.6%
Amounts payable17/49€1,500€3,694€12,207€8,254▼ 32.4%
Amounts payable within one year42/48€1,500€3,694€12,207€8,254▼ 32.4%
Trade debts44€0€0€0€1,063-
Suppliers440/4-€0€0€1,063-
Taxes, remuneration and social security45€0€0€711€1,603▲ 126%
Taxes450/3€0€0€711€1,603▲ 126%
Other amounts payable47/48€1,500€3,694€11,496€5,588▼ 51.4%
Line2022202320242025Change
Profit (loss) for the period9904-€934-€583€2,807€1,052▼ 62.5%
+ Depreciation and write-downs630€65€307€358€748▲ 109%
Operating cash flow (approximation)-€869-€276€3,165€1,800▼ 43.1%
Investment in fixed assets (approximation)----€307-
Change in cash--€532€4,546-€4,625▼ 202%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €2,807
Net result €2,807 after 2 loss-making years.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,386 m²
Building footprint
149 m²
Volume, LiDAR
702 m³
Parcel 62101B0131/00L004, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Avenue de Sur Cortil 151, 4130 Esneux
Retail trade
since 20222.336.255.193
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62101B0131/00L004 Wallonia 1,386 m² 1 · 149 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Esneux2.336.255.193
1 permission
Toelating · Verpakker levensmiddelen · since 14-02-2024

Similar companies · same sector, comparable size

Of 6,495 companies in sector 47716 we hold annual accounts for 2,439. 950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
47784Retail sale of souvenirs and religious articles
47789Other retail sale of new goods
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
70200Business and other management consultancy
82990Other business support services
Contact
E-mail depont@mgex.be
E-mail stephane.depont@gmail.com
Phone +32475495921
Phone +32494116628
E-invoicing
Reachable via Peppol
Peppol ID 0208:0791422208
Also 9925:BE0791422208
Registered 17-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.