STDC
ActiveSummary
STDC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,019 and a net result of €11,019. Its solvency ranks better than 47% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €16,019
- Profit
- €11,019
Why 95lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.78, cash €7,589Figures for financial year 2025 (filed 07-07-2026)Size: total assets €28,282Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 49% on solvency, 46% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: SEYEN Niels (sole director)…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,871 |
| Other operating charges640/8 | €260 |
| Gross operating margin9900 | €20,430 |
| Operating profit (loss)9901 | €18,300 |
| Financial income75/76B | €15 |
| Recurring financial income75 | €15 |
| Financial charges65/66B | €87 |
| Recurring financial charges65 | €87 |
| Profit (loss) for the period before taxes9903 | €18,227 |
| Income taxes67/77 | €7,209 |
| Profit (loss) for the period9904 | €11,019 |
| Profit (loss) for the period to be appropriated9905 | €11,019 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €28,282 | |
| Fixed assets21/28 | €6,513 | |
| Tangible fixed assets22/27 | €6,513 | |
| Plant, machinery and equipment23 | €4,986 | |
| Furniture and vehicles24 | €1,527 | |
| Current assets29/58 | €21,769 | |
| Amounts receivable within one year40/41 | €12,583 | |
| Trade receivables40 | €12,578 | |
| Other amounts receivable41 | €5 | |
| Cash at bank and in hand54/58 | €7,589 | |
| Deferred charges and accrued income490/1 | €1,597 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €28,282 | |
| Equity10/15 | €16,019 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €11,019 | |
| Amounts payable17/49 | €12,263 | |
| Amounts payable within one year42/48 | €12,263 | |
| Trade debts44 | €87 | |
| Suppliers440/4 | €87 | |
| Taxes, remuneration and social security45 | €12,176 | |
| Taxes450/3 | €12,176 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €11,019 |
| + Depreciation and write-downs630 | €1,871 |
| Operating cash flow (approximation) | €12,889 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 07-07-2026 | 2026-00262025 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| SEYEN Niels |
|
Owners and capital
Capital and shareholders
- SEYEN Niels 100 shares (100%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 31-12-2024 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
31-12
Gazette deed
IncorporationAppointment: SEYEN Niels (sole director) · Pre-incorporation commitments · Founder6 facts ▸
- Director appointment, SEYEN Niels (sole director)
- Other provision, “geen beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
- Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in haar naam en voor haar rekening gesteld door comparanten voor oprichting sedert heden” (deed in Dutch)
- Incorporation, 18-12-2024
- Founder, SEYEN Niels
- Founding capital, €5,000
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13029C0083/00F005 | Flanders | 833 m² | 1 · 84 m² | 5.4 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Uitvoeren van computerconsultancy activiteiten; Ontwerpen en programmeren van computerprogramma’s; Activiteiten inzake sauna’s, solariums…” (deed in Dutch)
6 activities (deed in Dutch)
- Uitvoeren van computerconsultancy activiteiten.
- Ontwerpen en programmeren van computerprogramma’s.
- Activiteiten inzake sauna’s, solariums, baden, enz.
- Verlenen van advies aan de gebruikers over hard- en software, en configuratie en de toepassing van deze hard- en software.
- Overige dienstverlenende activiteiten op het gebied van IT, informatie, e.d.
- Diensten in verband met het lichamelijk welzijn, zoals verleend in kuuroorden, e.d.
- Name clauseThe name the company operates under according to its articles.
- STDC
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, 2250 Olen, Grensstraat 42” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “VERTEGENWOORDIGING: Het bestuursorgaan vertegenwoordigt de vennootschap jegens derden, met inbegrip van de vertegenwoordiging in rechte…”
- Board ruleHow the board is made up, meets and takes decisions.
- “1, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder” (deed in Dutch)“Algemene vergadering, onbepaalde duur bij gebrek aan bepaling” (deed in Dutch)“Algemene kosten, los van representatie-, reis- en verplaatsingskosten, absolute meerderheid van stemmen of enige aandeelhouder” (deed in Dutch)“Al dan niet in statuten benoemde bestuurder, wettige reden” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 19:00