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STD MANAGEMENT SRL

Active
Private limited companyfounded 20214 yrs activeRue E. Falmagne(LU) 19, 5170 Profondeville, BelgiumKBO/BCE: BE 0778.794.786
Summary

STD MANAGEMENT SRL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,156 and a net result of -€10,710. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability2▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 26.64 against 44.82 in 2024; short-term debt: 3.6% and cash: 1.2% of total assets), and 3.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€10,710
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
27 d late
2024
31 d early
2023
16 d early
2022
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

STD MANAGEMENT SRL was incorporated on 17 December 2021.1 Total assets fell from EUR 100,526 in 2022 to EUR 77,993 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€75,156▼ 12.5%
2024 · €85,866
Total assets
€77,993▼ 11.1%
2024 · €87,686
Net result
-€10,710▼ 3.6%
2024 · -€10,338
Working capital
€72,738▼ 8.8%
2024 · €79,775
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€83,400-€40,408▼ 51.5%-€11,788-€12,439▼ 5.5%
Net result€64,691above the sector's middle half-€30,513within the sector's middle half▼ 52.8%-€10,338below the sector's middle half-€10,710below the sector's middle half▼ 3.6%
Equity€65,691within the sector's middle half-€96,204within the sector's middle half▲ 46.4%€85,866within the sector's middle half▼ 10.7%€75,156within the sector's middle half▼ 12.5%
Total assets€100,526within the sector's middle half-€128,795within the sector's middle half▲ 28.1%€87,686within the sector's middle half▼ 31.9%€77,993below the sector's middle half▼ 11.1%
Debt€34,835-€32,591▼ 6.4%€1,820▼ 94.4%€2,837▲ 55.9%
Working capital€45,442within the sector's middle half-€80,167within the sector's middle half▲ 76.4%€79,775within the sector's middle half▼ 0.5%€72,738within the sector's middle half▼ 8.8%
Solvency65.3%within the sector's middle half-74.7%within the sector's middle half▲ 9.3pp97.9%above the sector's middle half▲ 23.2pp96.4%above the sector's middle half▼ 1.6pp
Current ratio2.30within the sector's middle half-3.46within the sector's middle half▲ 1.1644.82above the sector's middle half▲ 41.3626.64above the sector's middle half▼ 18.19
Return on assets (ROA)64.4%above the sector's middle half-23.7%within the sector's middle half▼ 40.7pp-11.8%below the sector's middle half▼ 35.5pp-13.7%below the sector's middle half▼ 1.9pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2022: €83,400€83,400Net result 2022: €64,691€64,691Operating result 2023: €40,408€40,408Net result 2023: €30,513€30,513Operating result 2024: -€11,788-€11,788Net result 2024: -€10,338-€10,338Operating result 2025: -€12,439-€12,439Net result 2025: -€10,710-€10,7102022202320242025-€20,000€0€20,000€40,000Operating result 2023: €40,408€40,400Net result 2023: €30,513€30,500Operating result 2024: -€11,788-€11,800Net result 2024: -€10,338-€10,300Operating result 2025: -€12,439-€12,400Net result 2025: -€10,710-€10,700202320242025
The operating result stays negative: a loss of €12,439 in 2025 against €11,788 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77,993
Fixed assets €2,418 ▼ 60.3%
Current assets €75,575 ▼ 7.4%
Equity and liabilities €77,993
Equity €75,156 ▼ 12.5%
Debt €2,837 ▲ 55.9%
Debt's share of the balance-sheet total rises from 2.1% to 3.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€8,922▼
2024 · -€955
Cash flow
-€7,193▼
2024 · €494
Debt to equity
0.04▲
2024 · 0.02
ROE
-14.3%▼
2024 · -12.0%
Interest coverage
-165.23▼
2024 · -1.64
Debt ≤ 1 year
€2,837▲
2024 · €1,820
Income taxes
€357▲
2024 · €269
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,686€77,993▼
Fixed assets21/28€6,091€2,418▼
Tangible fixed assets22/27€5,935€2,418▼
Plant, machinery and equipment23€90-
Furniture and vehicles24€3,839€1,077▼
Other tangible fixed assets26€2,006€1,340▼
Financial fixed assets28€156-
Current assets29/58€81,596€75,575▼
Amounts receivable within one year40/41€78,095€74,373▼
Trade receivables40€34,837€37,763▲
Other amounts receivable41€43,258€36,610▼
Cash at bank and in hand54/58€2,503€949▼
Deferred charges and accrued income490/1€998€253▼
Equity and liabilities
Total equity and liabilities10/49€87,686€77,993▼
Equity10/15€85,866€75,156▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€84,866€74,156▼
Amounts payable17/49€1,820€2,837▲
Amounts payable within one year42/48€1,820€2,837▲
Trade debts44€1,552€2,481▲
Suppliers440/4€1,552€2,481▲
Taxes, remuneration and social security45€269€357▲
Taxes450/3€269€357▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,832€3,517▼
Other operating charges640/8€1,942€1,373▼
Gross operating margin9900€986-€7,549▼
Operating profit (loss)9901-€11,788-€12,439▼
Financial income75/76B€2,301€2,140▼
Recurring financial income75€2,301€2,140▼
Financial charges65/66B€583€54▼
Recurring financial charges65€583€54▼
Profit (loss) for the period before taxes9903-€10,070-€10,354▼
Income taxes67/77€269€357▲
Profit (loss) for the period9904-€10,338-€10,710▼
Profit (loss) for the period to be appropriated9905-€10,338-€10,710▼
Appropriation of the result
Profit (loss) to be appropriated9906€84,866€74,156▼
Profit (loss) brought forward from the previous period14P€95,204€84,866▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,848€10,210€10,832€3,517▼ 67.5%
Other operating charges640/8€2,756€1,816€1,942€1,373▼ 29.3%
Gross operating margin9900€96,004€52,434€986-€7,549▼ 865%
Operating profit (loss)9901€83,400€40,408-€11,788-€12,439▼ 5.5%
Financial income75/76B€80€918€2,301€2,140▼ 7.0%
Recurring financial income75€80€918€2,301€2,140▼ 7.0%
Financial charges65/66B€51€278€583€54▼ 90.7%
Recurring financial charges65€51€278€583€54▼ 90.7%
Profit (loss) for the period before taxes9903€83,429€41,049-€10,070-€10,354▼ 2.8%
Income taxes67/77€18,737€10,536€269€357▲ 32.6%
Profit (loss) for the period9904€64,691€30,513-€10,338-€10,710▼ 3.6%
Profit (loss) for the period to be appropriated9905€64,691€30,513-€10,338-€10,710▼ 3.6%
Line2022202320242025Change
Assets
Total assets20/58€100,526€128,795€87,686€77,993▼ 11.1%
Formation expenses20€97----
Fixed assets21/28€20,152€16,037€6,091€2,418▼ 60.3%
Tangible fixed assets22/27€19,996€15,881€5,935€2,418▼ 59.3%
Plant, machinery and equipment23€425€257€90--
Furniture and vehicles24€17,186€12,953€3,839€1,077▼ 71.9%
Other tangible fixed assets26€2,385€2,671€2,006€1,340▼ 33.2%
Financial fixed assets28€156€156€156--
Current assets29/58€80,277€112,758€81,596€75,575▼ 7.4%
Amounts receivable within one year40/41€33,993€69,329€78,095€74,373▼ 4.8%
Trade receivables40€31,747€33,285€34,837€37,763▲ 8.4%
Other amounts receivable41€2,246€36,043€43,258€36,610▼ 15.4%
Cash at bank and in hand54/58€46,284€43,429€2,503€949▼ 62.1%
Deferred charges and accrued income490/1--€998€253▼ 74.7%
Equity and liabilities
Total equity and liabilities10/49€100,526€128,795€87,686€77,993▼ 11.1%
Equity10/15€65,691€96,204€85,866€75,156▼ 12.5%
Contributions10/11€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14€64,691€95,204€84,866€74,156▼ 12.6%
Amounts payable17/49€34,835€32,591€1,820€2,837▲ 55.9%
Amounts payable within one year42/48€34,835€32,591€1,820€2,837▲ 55.9%
Trade debts44€8,148€4,044€1,552€2,481▲ 59.9%
Suppliers440/4€8,148€4,044€1,552€2,481▲ 59.9%
Taxes, remuneration and social security45€26,687€28,546€269€357▲ 32.6%
Taxes450/3€26,687€24,758€269€357▲ 32.6%
Remuneration and social security454/9-€3,788---
Line2022202320242025Change
Profit (loss) for the period9904€64,691€30,513-€10,338-€10,710▼ 3.6%
+ Depreciation and write-downs630€9,848€10,210€10,832€3,517▼ 67.5%
Operating cash flow (approximation)€74,539€40,723€494-€7,193▼ 1,556%
Investment in fixed assets (approximation)--€6,095-€886€156▲ 118%
Change in cash--€2,854-€40,927-€1,553▲ 96.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Weakest financial yearnet -€10,710
Net result drops to -€10,710, the lowest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 13current ratio 44.82
Current ratio from 3.46 to 44.82; short-term debt falls from €32,591 to €1,820.
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue E. Falmagne(LU) 195170 Profondeville
1 establishment unit
STD MANAGEMENT
Rue E. Falmagne(LU) 19, 5170 ProfondevilleOther activities auxiliary to financial services, excluding insurance and pension funding
since 20212.326.717.323

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 39,927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Contact
E-mail stephane.deridder@skynet.be
Phone +32477409155
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778794786
Registered 24-06-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.