STC EUROPE
ActiveFrom the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of STC EUROPE is 7.0% (elevated). The 2025 annual accounts show negative equity (-€308,980) and a net result of -€300,235. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 13,716 sector peers (NACE 46, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 08-04-1999 Normal situation
- Registered office
- 20 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Wholesale of other household goods NACE 46499and 1 other
- Establishment unit
- 2.091.616.542 2490 Balen, since 13-07-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 22-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.0%
- Gross margin
- -€210,759
- Loss
- €300,235
- ▲ 16×
- Equity
- -€308,980
- ▼ 3,433%
- Total assets
- €131,274
- ▼ 70.4%
- Staff
- 1 FTE
- ▲ 11.1%
Score breakdownraises riskLoss of €300,235, the second in a row (financial year 2025)Last filed accounts filed 76 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthsNegative equity -€308,980Show the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 7% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 138 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€308,980 View
- Caution: Result fell in 2025from -€18,479 to -€300,235 ▼ 1,525% View
- Caution: Lower solvency than 95% of companies in wholesale tradesector median 40.6% · 13,716 companies -235.4% View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€300,235 View
Comparable companies
These companies have the same main activity as STC EUROPE: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €117,000 and €197,000, founded between 1993 and 2002.
| Company | Total assets | Gross margin |
|---|---|---|
| STC EUROPE Balen | €131,274 | -€210,759 |
| HELIOS Bocholt | €129,323 | -€8,849 |
| ABP BELUX Braine-le-Comte | €116,889 | -€30,370 |
| CAJEU-SPECTRA Hasselt | €149,032 | -€15,273 |
| Easy-Food Bilzen-Hoeselt | €130,599 | -€14,012 |
| PIBEL Braine-l'Alleud | €197,229 | -€2,745 |
| FOOD MATERIAL FINANCE Waremme | €193,954 | -€624 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 15-10-2026
- Annual accounts 2024filed on 29-09-2026
- Annual accounts 2023filed on 16-09-2025
- Annual accounts 2022filed on 25-07-2023
Acts in the Belgian Official Gazette
- Registered officeact of 04-11-2025
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about STC EUROPE
- What is the company number of STC EUROPE?
- The company number of STC EUROPE is 0465.837.748. The VAT number is the same number with BE in front: BE 0465.837.748.
- Where is STC EUROPE based?
- The registered office is at Steenweg Op Leopoldsburg 28, 2490 Balen.Company details
- What does STC EUROPE do?
- According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
- What is the legal form of STC EUROPE?
- The legal form of STC EUROPE is Private limited company (pre-2019) (BVBA).
- When was STC EUROPE founded?
- STC EUROPE was founded on 08-04-1999.
- Is STC EUROPE still active?
- Yes, STC EUROPE is an active enterprise in the KBO register.
- How many employees does STC EUROPE have?
- STC EUROPE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of STC EUROPE?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is STC EUROPE profitable?
- In financial year 2025, STC EUROPE made a loss of €300,235.
- Where can I find the annual accounts of STC EUROPE?
- STC EUROPE filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of STC EUROPE due?
- STC EUROPE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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