Equity
€165,974 ▲ 0.8%
STB MANAGEMENT has made a profit without a break since 2023.
STB MANAGEMENT
Lifetime
17 annual accounts with figures on one time axispeak €86,877 (2021)
€14,363▼ 72.7%
lowest -€45,829 (2022)
€1,310▼ 96.5%
peak €165,974 (2025)
€165,974▲ 0.8%
€61,725▲ 107%
peak 0.3 FTE (2020)
-not published
Board1 name since 2021
1 directorBOSTEELS Steve
Documentsfilings and deeds
30-09-202661 days late
2025abbreviated format
Gross margin from €52,705 to €14,363Result from €37,019 to €1,310Debts from €29,748 to €61,725Cash from €2,416 to €9,773
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 42% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.3%▼ -0.1 percentage points vs 04-2025lowest value
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.6%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.4%▼ -0.4 percentage points vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 0.8%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▼ -0.4 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
Profit of €1,310 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 66% of them on solvency, 25% on liquidity, 32% on profitability and 43% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as STB MANAGEMENT has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of STB MANAGEMENT itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for STB MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.89 in 2024), below the usual 1.5. Short-term debt is 26.2% and cash 4.2% of total assets. 29.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
60 days late
2023
35 days late
2022
58 days late
2021
76 days late
2020
72 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 65 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0809472522
Change of role: BOSTEELS Steve, from manager to director
Permanent representative: BOSTEELS Steve · Director discharge: BOSTEELS Steve · General meeting of 13-06-2023 · Gazette deed
Registered office moved from Dilbeek to Kraainem
New registered office: Albert Bechet laan 1C, 1950 Kraainem · Previous registered office: Zakstraat 111, 1701 Dilbeek · General meeting of 23-07-2021 · Gazette deed
First establishment
Zakstraat 111, Dilbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STB MANAGEMENT Kraainem | €235,216 | €14,363 | 70.6% | - |
| JACOBS & PARTNER Scherpenheuvel-Zichem | €263,489 | €13,487 | 81.2% | - |
| FORTESCUE PARTNERS Linkebeek | €297,892 | €15,509 | 65.3% | - |
| TOMBELAINE Kapellen | €252,510 | €13,990 | 98.5% | - |
| ALELA Woluwe-Saint-Pierre | €229,549 | €13,627 | 42.0% | - |
| ADIMO Uccle | €221,989 | €16,352 | 90.7% | - |
| INDITI Aalst | €202,210 | €14,548 | 87.3% | - |
These companies have the same main activity as STB MANAGEMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €202,000 and €298,000, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 30-01-2009Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.176.189.9511701 Dilbeek, since 18-02-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on STB MANAGEMENT
STB MANAGEMENT files the abbreviated format. That format states no turnover. The gross margin fell from €16,531 in 2009 to €14,363 in 2025.
The balance sheet grew most from 2012 to 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STB MANAGEMENT
- What is the company number of STB MANAGEMENT?
- The company number of STB MANAGEMENT is 0809.472.522. The VAT number is the same number with BE in front: BE 0809.472.522.
- Where is STB MANAGEMENT based?
- The registered office is at Albert Bechetlaan 1C, 1950 Kraainem.Company details
- What does STB MANAGEMENT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of STB MANAGEMENT?
- STB MANAGEMENT is a private limited company (BV).
- When was STB MANAGEMENT founded?
- STB MANAGEMENT was founded on 30-01-2009.
- Is STB MANAGEMENT still active?
- Yes, STB MANAGEMENT is an active enterprise in the KBO register.
- How many employees does STB MANAGEMENT have?
- STB MANAGEMENT had an average of 0.3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of STB MANAGEMENT?
- The turnover in financial year 2025 is ≈ €57,000. This figure is estimated from the gross margin of €14,363 and 139 comparable companies (NACE 70200). It probably lies between €25,000 and €140,000. It is a rough estimate.
- Is STB MANAGEMENT profitable?
- In financial year 2025, STB MANAGEMENT made a profit of €1,310.
- Where can I find the annual accounts of STB MANAGEMENT?
- STB MANAGEMENT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STB MANAGEMENT due?
- STB MANAGEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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