JACOBS & PARTNER
ActiveJACOBS & PARTNER has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €-8k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency67=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.16 against 0.35 in 2024), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
-3.8%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
21 d late
2022
3 d early
2021
2 d late
2020
3 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close04-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▼ 4.9%
2024 · €164k
2023: €64k
2024: €164k
2023 → 2025
Total assets
€213k▼ 10.0%
2024 · €236k
2023: €233k
2024: €236k
2023 → 2025
Net result
€-8k
2024 · €100k
2023: €-18k
2024: €100k
2023 → 2025
Working capital
€-45k▼ 1.3%
2024 · €-44k
2023: €-38k
2024: €-44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€64k-€164k▲ 156%€156k▼ 4.9%
Operating result€-14k-€150k€-8k
Net result€-18k-€100k€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €150k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€204k▼ 3.7%
Current assets
€9k▼ 65.0%
Equity and liabilities €213k
Equity
€156k▼ 4.9%
Debt
€56k▼ 21.8%
The debt ratio falls from 30.5% to 26.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€7k▼
2024 · €165k
Cash flow
€7k▼
2024 · €114k
Solvency
73.5%▲
2024 · 69.5%
Current ratio
0.16▼
2024 · 0.35
Quick ratio
0.16▼
2024 · 0.35
Debt / equity
0.36▼
2024 · 0.44
ROE
-5.1%▼
2024 · 60.9%
ROA
-3.8%▼
2024 · 42.3%
Interest coverage
14.11▼
2024 · 53.03
Debt
€56k▼
2024 · €72k
Debt ≤ 1 year
€53k▼
2024 · €69k
Debt > 1 year
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€236k€213k▼
Fixed assets
21/28€212k€204k▼
Tangible fixed assets
22/27€212k€204k▼
Current assets
29/58€24k€9k▼
Amounts receivable within one year
40/41€3k€2k▼
Cash & bank
54/58€19k€5k▼
Total equity & liabilities
10/49€236k€213k▼
Equity
10/15€164k€156k▼
Contributions / capital
10/11€6k€6k=
Reserves
13€158k€150k▼
Amounts payable
17/49€72k€56k▼
Amounts payable after one year
17€2k€2k▼
Amounts payable within one year
42/48€69k€53k▼
Trade debts payable within one year
44€4k€472▼
Income statement
Code20242025
Gross operating margin
9900€167k€9k▼
Operating result
9901€150k€-8k▼
Financial income
75€0-
Financial charges
65€3k€499▼
Result before taxes
9903€147k€-8k▼
Income taxes
67/77€47k-
Net result for the period
9904€100k€-8k▼
Result to be appropriated
9905€100k€-8k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
31-03
Financial
Equity above €150kEq €164k ▲156%
Equity rises from €64k to €164k.
2023
21-12
State Gazette act
Director changes
Nathalie Claes
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
A&I Associates
BE 0793.234.920
Brussel · Eq €156k
ADEXCO
BE 0421.493.011
Etterbeek · Eq €156k
Verlimac
BE 0847.791.183
Koekelare · Eq €156k
SG Customs Services
BE 1012.426.810
Sint-Truiden · Eq €156k
JUSON
BE 0774.909.046
Sprimont · Eq €156k
Of 82,369 companies in sector 70200 we hold annual accounts for 50,889. 39,868 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2006
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74501
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 28-07-2026. Scores and ratios are computed by Checked and are not a credit decision.