Result
-€130,164 -€130,164
From profit to loss in 2025, after a profit of €343,936 in 2024.
STB IMMO
Lifetime
16 annual accounts with figures on one time axis, 47 filings since 1977peak €5.6m (2021)
€38,852▲ €68,455
lowest -€428,078 (2022)
-€130,164▼ €474,100
peak €6.7m (2021)
€6.4m▼ 2.0%
€1.1m▲ 4.0%
peak 52 FTE (2008)
-not published
Board2 names since 2016
2 directors and 1 other
Owners
100%
Documentsfilings and deeds
28-01-20263 days before the deadline
2025micro format
Gross margin from -€29,603 to €38,852Loss of €130,164Cash from €131,566 to €53,423
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Investments
€200,363 1.7 × depreciation
Green is investment, beige is depreciation.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 832 companies had the same profile as STB IMMO has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 832 companies, not a prediction for STB IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Managing director,
Managing director
- 100%score equity €5.5m (2025) · 30-12-2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0417885403
2 directors reappointed
(managing director) and (managing director) · Permanent representative: · Gazette deed
Resignations & appointments
General meeting of 12-04-2023 · Gazette deed
Environmental permit granted
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging · Kortrijk
Official details
Source: KBO- Status
- Active since 28-12-1977Normal situation
- Registered office
- 42 active companies are registered at this addressSource: KBO register, as of 13 November 2026.
- Activity
- “La fabrication,l'achat et la vente de tous matériaux de construction,de béton et de tous…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Joint committee
- 124Construction · annual accounts 30-06-2025
- Establishment unit
- 2.014.469.4727700 Mouscron, since 01-01-1978
- Financial year end
- 30 June
- Peppol
- Reachable since 01-09-2026
Annual accounts to 30-06-2025
- €8.2m▼ 1.3%
- Filing
- Filed on 28-01-2026, 3 days before the end of the filing period
Insights on STB IMMO
STB IMMO files the micro format. That format states no turnover. The gross margin fell from €296,376 in 2013 to €38,852 in 2025.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STB IMMO
- What is the company number of STB IMMO?
- The company number of STB IMMO is 0417.885.403. The VAT number is the same number with BE in front: BE 0417.885.403.
- Where is STB IMMO based?
- The registered office is at Porte des Bâtisseurs 20, 7730 Estaimpuis.Company details
- What is the legal form of STB IMMO?
- STB IMMO is a public limited company (NV).
- When was STB IMMO founded?
- STB IMMO was founded on 28-12-1977.
- Is STB IMMO still active?
- Yes, STB IMMO is an active enterprise in the KBO register.
- Which joint committee does STB IMMO fall under?
- In its 30-06-2025 annual accounts, STB IMMO states joint committee 124 (Construction).
- What is the turnover of STB IMMO?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €38,852 and 2,935 comparable companies of the same size. It probably lies between €94,000 and €280,000. It is a rough estimate.Financials
- Is STB IMMO profitable?
- In financial year 2025, STB IMMO made a loss of €130,164.
- Where can I find the annual accounts of STB IMMO?
- STB IMMO filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STB IMMO due?
- STB IMMO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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