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Private limited companyfounded 20197 yrs activeVeemarkt(Kor) 1, 8500 Kortrijk, BelgiumKBO/BCE: BE 0726.980.356
Summary

Stay has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,492 and a net result of €28,826. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 37% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
StayActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Interior design
NACE 74130NACE 74104
1 site
Size
€565,778total assets 2025
Staff
3 FTE
Equity
€198,492
Profit
€28,826
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 99 d early0 of 3 deeds read
Why 93+ Sector Other professional, scientific and technical activities (NACE 74)+ Size: total assets €565,778+ Liquidity: current ratio 1.59, cash €116,202+ Figures for FY 2025 (filed 24-04-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 60=
equity 35.1% of total assets
Liquidity 65+5
short-term debt 27.7% · cash 20.5%
Profitability 75+2
return on assets 5.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,346 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▲ +2.8% vs 11-2024highest value 01-2025: 0.1%▼ -72.4% vs 12-2024 02-2025: 0.1%▲ +1.1% vs 01-2025 03-2025: 0.1%▲ +4.3% vs 02-2025 04-2025: 0.1%▲ +13.5% vs 03-2025 05-2025: 0.1%▲ +10.1% vs 04-2025 06-2025: 0.1%▲ +24.2% vs 05-2025 07-2025: 0.2%▲ +26.2% vs 06-2025 08-2025: 0.1%▼ -64.4% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -7.5% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.6% vs 12-2025 02-2026: 0.1%▲ +1.6% vs 01-2026 03-2026: 0.1%▲ +3.2% vs 02-2026 04-2026: 0.1%▲ +17.2% vs 03-2026 05-2026: < 0.1%▼ -40.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Size: total assets €565,778 lowers the probability for this profile
  • Liquidity: current ratio 1.59, cash €116,202 lowers the probability
  • Figures for FY 2025 (filed 24-04-2026) lowers the probability
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.67 in 2024; short-term debt: 27.7% and cash: 20.5% of total assets), but 64.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 39%, liquidity 55%, profitability 46%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €565,778
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.59, cash €116,202
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 24-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
99 d early
2024
7 d early
2023
15 d early
2022
29 d late
2021
30 d late
2020
31 d early
2019
108 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €200,000Eq €209,079 ▲4.7%

Key points

  • Positive: Among the best 14% on equitysector median €41,940 · 3,834 companies €198,492 View
  • Positive: 7 profitable years in a rowprofit 2025: €28,826 7 years View
  • Total assets 20256 fiscal years filed €565,778 View

By topic

Financials

Fiscal year
2025
Total assets
€565,778
Profit
€28,826
Solvency
35.1%
Total assets▼ 5.1%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-07-2027
  1. 23-04-2026Annual accounts filed
  2. 24-07-2025Annual accounts filed
  3. 31-12-2024Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Interior designNACE 74130
Founded
21-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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