STAVIM
ActiveSummary
The computed 12-month bankruptcy probability of STAVIM is 2.4% (moderate). The 2025 annual accounts show equity of €174,044 and a net result of €717. Equity remains stable across the filed fiscal years (±1.6% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 2,372 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,578 | €345 | €661 | €598 | €507 | ▼ 15.1% |
| Other operating charges640/8 | €6,076 | €2,264 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €63,558 | €45,094 | -€2,907 | -€1,725 | -€3,327 | ▼ 92.9% |
| Operating profit (loss)9901 | €33,905 | €42,486 | -€3,953 | -€2,710 | -€4,234 | ▼ 56.3% |
| Financial income75/76B | - | €179,765 | €894 | €8,095 | €6,671 | ▼ 17.6% |
| Recurring financial income75 | - | €179,765 | €894 | €8,095 | €6,671 | ▼ 17.6% |
| Non-recurring financial income76B | - | €179,765 | - | - | - | - |
| Financial charges65/66B | €4,223 | €2,376 | €2,133 | €1,880 | €1,608 | ▼ 14.5% |
| Recurring financial charges65 | €4,223 | €2,376 | €2,133 | €1,880 | €1,608 | ▼ 14.5% |
| Profit (loss) for the period before taxes9903 | €29,682 | €219,875 | -€5,193 | €3,505 | €829 | ▼ 76.3% |
| Income taxes67/77 | €9,496 | €70,047 | - | - | €113 | - |
| Profit (loss) for the period9904 | €20,186 | €149,829 | -€5,193 | €3,505 | €717 | ▼ 79.6% |
| Profit (loss) for the period to be appropriated9905 | €20,186 | €149,829 | -€5,193 | €3,505 | €717 | ▼ 79.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €601,833 | €803,981 | €768,568 | €682,603 | €603,270 | ▼ 11.6% |
| Fixed assets21/28 | €371,136 | €1,575 | €914 | €316 | €776 | ▲ 145% |
| Tangible fixed assets22/27 | €371,136 | €1,575 | €914 | €316 | €776 | ▲ 145% |
| Land and buildings22 | €370,235 | - | - | - | - | - |
| Furniture and vehicles24 | €901 | €1,575 | €914 | €316 | €776 | ▲ 145% |
| Current assets29/58 | €230,697 | €802,406 | €767,654 | €682,287 | €602,494 | ▼ 11.7% |
| Amounts receivable within one year40/41 | - | - | €268 | €2,697 | €3,594 | ▲ 33.3% |
| Trade receivables40 | - | - | - | - | €27 | - |
| Other amounts receivable41 | - | - | €268 | €2,697 | €3,567 | ▲ 32.3% |
| Current investments50/53 | - | - | - | - | €502,501 | - |
| Cash at bank and in hand54/58 | €230,233 | €802,406 | €766,492 | €677,721 | €96,215 | ▼ 85.8% |
| Deferred charges and accrued income490/1 | €464 | - | €894 | €1,869 | €183 | ▼ 90.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €601,833 | €803,981 | €768,568 | €682,603 | €603,270 | ▼ 11.6% |
| Equity10/15 | €25,186 | €175,015 | €169,822 | €173,327 | €174,044 | ▲ 0.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €20,186 | €170,015 | €170,015 | €170,015 | €170,015 | = |
| Distributable reserves133 | €20,186 | €170,015 | €170,015 | €170,015 | €170,015 | = |
| Profit (loss) carried forward14 | - | - | -€5,193 | -€1,688 | -€971 | ▲ 42.5% |
| Amounts payable17/49 | €576,647 | €628,966 | €598,746 | €509,276 | €429,226 | ▼ 15.7% |
| Amounts payable after more than one year17 | €546,094 | €526,643 | €506,916 | €486,909 | €406,618 | ▼ 16.5% |
| Financial debts170/4 | €151,002 | €131,551 | €111,824 | €91,817 | €71,526 | ▼ 22.1% |
| Other amounts payable178/9 | €395,092 | €395,092 | €395,092 | €395,092 | €335,092 | ▼ 15.2% |
| Amounts payable within one year42/48 | €30,350 | €102,144 | €91,405 | €21,673 | €22,443 | ▲ 3.6% |
| Current portion of amounts payable after more than one year42 | €20,765 | €21,060 | €21,359 | €21,662 | €21,969 | ▲ 1.4% |
| Trade debts44 | €90 | €1,542 | - | €12 | €474 | ▲ 3,999% |
| Suppliers440/4 | €90 | €1,542 | - | €12 | €474 | ▲ 3,999% |
| Taxes, remuneration and social security45 | €9,496 | €79,543 | €70,047 | - | - | - |
| Taxes450/3 | €9,496 | €79,543 | €70,047 | - | - | - |
| Accrued charges and deferred income492/3 | €202 | €179 | €425 | €694 | €165 | ▼ 76.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,186 | €149,829 | -€5,193 | €3,505 | €717 | ▼ 79.6% |
| + Depreciation and write-downs630 | €23,578 | €345 | €661 | €598 | €507 | ▼ 15.1% |
| Operating cash flow (approximation) | €43,764 | €150,173 | -€4,532 | €4,103 | €1,224 | ▼ 70.2% |
| Investment in fixed assets (approximation) | - | €369,216 | €0 | €0 | -€967 | - |
| Change in cash | - | €572,173 | -€35,914 | -€88,771 | -€581,506 | ▼ 555% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0529/00F008 | Wallonia | 2,677 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.