STAVELOTBOIS
ActiveSummary
STAVELOTBOIS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 93% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+60
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 12.87 against 9.1 in 2024; short-term debt: 7.5% and cash: 10.8% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
7 d late
2023
8 d early
2022
33 d early
2021
25 d early
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k
2024 · €-19k
2018: €-62k
2019: €7k
2020: €-3k
2021: €19k
2022: €9k
2023: €12k
2024: €-19k
2018 → 2025
Working capital
€370k▲ 7.4%
2024 · €345k
2018: €347k
2019: €354k
2020: €355k
2021: €366k
2022: €369k
2023: €370k
2024: €345k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€373k-€374k▲ 0.2%€386k▲ 3.1%€367k▼ 4.8%€380k▲ 3.6%
Operating result€34k-€15k▼ 56.1%€16k▲ 7.4%€-14k€24k
Net result€19k-€9k▼ 52.4%€12k▲ 30.3%€-19k€13k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417k
Fixed assets
€15k ▼ 44.7%
Current assets
€401k ▲ 3.7%
Equity and liabilities €417k
Equity
€380k ▲ 3.6%
Debt
€36k ▼ 23.9%
Debt's share of the balance-sheet total falls from 11.5% to 8.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €-11k
Cash flow
€20k▲
2024 · €-16k
Current ratio
12.87▲
2024 · 9.10
Quick ratio
2.81▲
2024 · 0.99
Debt to equity
0.10▼
2024 · 0.13
ROE
3.5%▲
2024 · -5.1%
ROA
3.2%▲
2024 · -4.5%
Interest coverage
8.50▲
2024 · -3.68
Debt ≤ 1 year
€31k▼
2024 · €43k
Income taxes
€7k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€415k€417k▲
Formation expenses20€0€0=
Fixed assets21/28€28k€15k▼
Tangible fixed assets22/27€17k€10k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€13k€8k▼
Financial fixed assets28€11k€5k▼
Current assets29/58€387k€401k▲
Stocks and contracts in progress3€345k€314k▼
Stocks30/36€345k€314k▼
Amounts receivable within one year40/41€36k€43k▲
Trade receivables40€33k€43k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€6k€45k▲
Equity and liabilities
Total equity and liabilities10/49€415k€417k▲
Equity10/15€367k€380k▲
Contributions10/11€120k€120k=
Capital10€120k€120k=
Issued capital100€120k€120k=
Reserves13€182k€195k▲
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€170k€183k▲
Profit (loss) carried forward14€65k€66k▲
Amounts payable17/49€48k€36k▼
Amounts payable within one year42/48€43k€31k▼
Financial debts43€38k-
Credit institutions430/8€38k-
Trade debts44€2k€18k▲
Suppliers440/4€2k€18k▲
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Other amounts payable47/48€475€5k▲
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-10k€32k▲
Operating profit (loss)9901€-14k€24k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-17k€20k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€-19k€13k▲
Profit (loss) for the period to be appropriated9905€-19k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€79k▲
Profit (loss) brought forward from the previous period14P€84k€65k▼
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 7current ratio 22.77
Current ratio from 3.22 to 22.77; short-term debt falls from €166k to €17k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Libramont,Avenue de Bouillon 85/C6800 Libramont-Chevigny1 establishment unit
Recogne,Avenue de Bouillon 85, 6800 Libramont-Chevigny
since 19892.045.192.342
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VANDAMME HOUTATELIER
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DOUR VANCAU
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Of 857 companies in sector 46832 we hold annual accounts for 588. 440 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-10-1989
Fiscal year end31-12
Activities, NACEBEL 2025
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:061/22.42.67
Fax:061/22.54.26