STATION HAMOIR
ActiveSTATION HAMOIR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €618k and a net result of €77k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency100▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 1.75 in 2024; short-term debt: 20.8% and cash: 54.6% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
22 d early
2023
13 d early
2022
31 d late
2021
40 d late
2020
5 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€618k▲ 10.9%
2024 · €557k
2018: €216k
2019: €385k
2020: €388k
2021: €402k
2022: €425k
2023: €506k
2024: €557k
2018 → 2025
Total assets
€816k▼ 15.0%
2024 · €961k
2018: €744k
2019: €811k
2020: €791k
2021: €789k
2022: €790k
2023: €960k
2024: €961k
2018 → 2025
Net result
€77k▲ 14.8%
2024 · €67k
2018: €48k
2019: €58k
2020: €18k
2021: €29k
2022: €38k
2023: €96k
2024: €67k
2018 → 2025
Working capital
€321k▲ 20.3%
2024 · €267k
2018: €-686
2019: €34k
2020: €126k
2021: €147k
2022: €170k
2023: €192k
2024: €267k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€402k-€425k▲ 5.7%€506k▲ 19.0%€557k▲ 10.1%€618k▲ 10.9%
Operating result€33k-€43k▲ 28.7%€133k▲ 212%€84k▼ 37.1%€102k▲ 21.4%
Net result€29k-€38k▲ 31.7%€96k▲ 154%€67k▼ 30.7%€77k▲ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €816k
Fixed assets
€326k▼ 4.1%
Current assets
€490k▼ 21.0%
Equity and liabilities €816k
Equity
€618k▲ 10.9%
Debt
€198k▼ 50.8%
The debt ratio falls from 42.0% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2024 · €142k
Cash flow
€125k▼
2024 · €125k
Solvency
75.7%▲
2024 · 58.0%
Current ratio
2.89▲
2024 · 1.75
Quick ratio
2.89▲
2024 · 1.75
Debt / equity
0.32▼
2024 · 0.72
ROE
12.4%▲
2024 · 12.0%
ROA
9.4%▲
2024 · 6.9%
Interest coverage
35.26▲
2024 · 30.55
Debt
€198k▼
2024 · €403k
Debt ≤ 1 year
€170k▼
2024 · €354k
Debt > 1 year
€29k▼
2024 · €49k
Income taxes
€40k▲
2024 · €29k
Staff costs
€12k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€961k€816k▼
Fixed assets21/28€340k€326k▼
Tangible fixed assets22/27€329k€315k▼
Land and buildings22€182k€173k▼
Plant, machinery and equipment23€388€243▼
Furniture and vehicles24€147k€142k▼
Financial fixed assets28€11k€11k=
Current assets29/58€621k€490k▼
Amounts receivable within one year40/41€39k€35k▼
Trade receivables40€32k€26k▼
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€571k€446k▼
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€961k€816k▼
Equity10/15€557k€618k▲
Contributions10/11€12k€12k=
Reserves13€197k€261k▲
Non-distributable reserves130/1€195k€259k▲
Other1319€195k€259k▲
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€312k€325k▲
Investment grants15€36k€20k▼
Amounts payable17/49€403k€198k▼
Amounts payable after more than one year17€49k€29k▼
Financial debts170/4€49k€29k▼
Amounts payable within one year42/48€354k€170k▼
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€26k€20k▼
Suppliers440/4€26k€20k▼
Taxes, remuneration and social security45€87k€117k▲
Taxes450/3€57k€87k▲
Remuneration and social security454/9€30k€30k▲
Other amounts payable47/48€221k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€48k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8k
Other operating charges640/8€8k€8k▲
Gross operating margin9900€185k€178k▼
Operating profit (loss)9901€84k€102k▲
Financial income75/76B€17k€19k▲
Recurring financial income75€17k€19k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€96k€117k▲
Income taxes67/77€29k€40k▲
Profit (loss) for the period9904€67k€77k▲
Profit (loss) for the period to be appropriated9905€67k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€357k€388k▲
Profit (loss) brought forward from the previous period14P€291k€312k▲
Transfer to equity691/2€45k€64k▲
To other reserves6921€45k€64k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €96k ▲154%
Operating result €133k, net result €96k, both a record.
31-12
Financial
Equity above €500kEq €506k ▲19%
6 profitable years in a row build equity to €506k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Weakest financial yearnet €18k ▼68%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Lemoinelaan 11/41070 AnderlechtGround area
1,530 m²
Building footprint
333 m²
Volume, LiDAR
15,939 m³
2 parcels, Brussels, Wallonia · tallest building 52.2 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
STATION HAMOIR
since 19942.065.248.180
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0298/00G000 | Brussels | 797 m² | 1 · 333 m² | 52.2 m · 16 fl. |
| 55372D0067/00S013 | Wallonia | 733 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,725 companies in sector 52210 we hold annual accounts for 771. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-1993
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.