Financials
- Fiscal year
- 2025
- Total assets
- €82,241
- Loss
- -€3,269
- Solvency
- 19.9%
Total assets▲ 18.7%
Net result
20182025
Starter-IT
ActiveSummary
Starter-IT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,391 and a net result of -€3,269. Equity is shrinking by ~13.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 20% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€82,241total assets 2025
- Equity
- €16,391
- Loss
- -€3,269
Turnover not published (abridged schema)
Structure
Accounts filed 20 d late0 of 4 deeds read
Why 82- Latest accounts 20 days late; 1 of the last 3 late- Liquidity: current ratio 0.47, cash €2,017+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €82,241Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 20% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
45-8
equity 19.9% of total assets
Liquidity
21-12
short-term debt 61.3% · cash 2.5%
Profitability
64+64
return on assets -4.0%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● 0.0% vs 11-2024lowest value
01-2025: 0.1%● 0.0% vs 12-2024lowest value
02-2025: 0.1%● 0.0% vs 01-2025lowest value
03-2025: 0.1%● 0.0% vs 02-2025lowest value
04-2025: 0.1%▲ +10.5% vs 03-2025
05-2025: 0.1%● 0.0% vs 04-2025
06-2025: 0.1%● 0.0% vs 05-2025
07-2025: 0.1%▲ +15.5% vs 06-2025
08-2025: 0.2%▲ +82.5% vs 07-2025
09-2025: 0.2%▲ +15.8% vs 08-2025
10-2025: 0.7%▲ +252% vs 09-2025
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.8%▲ +7.8% vs 11-2025
01-2026: 0.8%▼ -0.6% vs 12-2025
02-2026: 0.8%● 0.0% vs 01-2026
03-2026: 0.8%▼ -1.8% vs 02-2026
04-2026: 0.7%▼ -4.7% vs 03-2026
05-2026: 0.7%▼ -1.5% vs 04-2026
06-2026: 0.7%▼ -2.7% vs 05-2026
07-2026: 0.7%▲ +8.1% vs 06-2026
08-2026: 1.0%▲ +39.0% vs 07-2026highest value
09-2026: 0.3%▼ -69.7% vs 08-2026
10-2026: 0.3%● 0.0% vs 09-2026
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Size: total assets €82,241 lowers the probability for this profile
- Latest accounts 20 days late; 1 of the last 3 late raises the probability
- Liquidity: current ratio 0.47, cash €2,017 raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.47 in 2024; short-term debt: 61.3% and cash: 2.5% of total assets), and 80.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 22%, liquidity 8%, profitability 25%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,269
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 20854 sector peers (2025).
NBB · sector comparisonPosition among 20854 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
50 d late
2023
34 d early
2022
6 d early
2021
1 d late
2020
19 d early
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€64,956
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 20-08-2026Annual accounts filed
- 19-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 25-03-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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