STARTAM

Active

Private limited company (pre-2019)founded 200719 yrs activeRue du Masy 12, 6040 Charleroi, BelgiumKBO/BCE: BE 0889.785.453

Summary

The computed 12-month bankruptcy probability of STARTAM is 2.3% (moderate). The 2025 annual accounts show negative equity (-€8,312). The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

STARTAMActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€841total assets 2025

Equity: -€8,312

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 2.3%

Too few figures to score

Structure

Accounts filed 10 d late0 of 9 deeds read

Signals- 1 change of registered office in 24 months- No main activity registered+ Size: total assets €841+ Figures for FY 2025 (filed 10-08-2026)Filed after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 15.6%highest value 12-2024: 15.6%● 0.0% vs 11-2024highest value 01-2025: 3.6%▼ -76.6% vs 12-2024 02-2025: 3.6%● 0.0% vs 01-2025 03-2025: 3.7%▲ +1.7% vs 02-2025 04-2025: 4.1%▲ +10.3% vs 03-2025 05-2025: 4.5%▲ +9.6% vs 04-2025 06-2025: 4.9%▲ +8.8% vs 05-2025 07-2025: 5.3%▲ +8.5% vs 06-2025 08-2025: 6.2%▲ +17.1% vs 07-2025 09-2025: 2.7%▼ -56.6% vs 08-2025 10-2025: 6.6%▲ +144% vs 09-2025 11-2025: 6.7%▲ +1.4% vs 10-2025 12-2025: 6.7%● 0.0% vs 11-2025 01-2026: 6.7%● 0.0% vs 12-2025 02-2026: 6.7%● 0.0% vs 01-2026 03-2026: 6.6%▼ -1.3% vs 02-2026 04-2026: 6.7%▲ +1.8% vs 03-2026 05-2026: 6.7%▲ +0.4% vs 04-2026 06-2026: 7.2%▲ +7.8% vs 05-2026 07-2026: 7.5%▲ +3.2% vs 06-2026 08-2026: 9.0%▲ +20.0% vs 07-2026 09-2026: 2.3%▼ -74.9% vs 08-2026lowest value 10-2026: 2.3%● 0.0% vs 09-2026lowest value

Size: total assets €841 lowers the probability for this profile
1 change of registered office in 24 months raises the probability
No main activity registered raises the probability
Figures for FY 2025 (filed 10-08-2026) lowers the probability

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €841

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Figures for FY 2025 (filed 10-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

10 d late

2024

19 d late

2023

119 d late

2022

485 d late

2021

850 d late

2020

61 d late

2019

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 225 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 November (4 of the last 5 filed years within 365 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage