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STARTAM

Active
Private limited company (pre-2019)· 19 yrs active
Rue du Masy 12 ·6040 Charleroi, Belgium
KBO/BCE: BE 0889.785.453
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Age19 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STARTAM is 1.1% (low). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 19 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 19-08-2025 19 d late 2025-00384054
31-12-2023 31-07-2024 27-11-2024 119 d late 2024-00608247
31-12-2022 31-07-2023 27-11-2024 485 d late 2024-00609164
31-12-2021 31-07-2022 27-11-2024 850 d late 2024-00609180
31-12-2020 31-07-2021 30-09-2021 61 d late 2021-71100164
31-12-2019 31-07-2020 31-08-2020 31 d late 2020-51100443
31-12-2018 31-07-2019 08-10-2019 69 d late 2019-69100039
31-12-2017 31-07-2018 17-10-2018 78 d late 2018-69700416
31-12-2016 31-07-2017 07-12-2017 129 d late 2017-71700072
31-12-2014 31-07-2015 13-09-2015 44 d late 2015-58600309

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 19-08-2025 2025-00384054
31-12-2023 micro 27-11-2024 2024-00608247
31-12-2022 micro 27-11-2024 2024-00609164
31-12-2021 micro 27-11-2024 2024-00609180
31-12-2020 micro 30-09-2021 2021-71100164
31-12-2019 micro 31-08-2020 2020-51100443
31-12-2018 micro 08-10-2019 2019-69100039
31-12-2017 micro 17-10-2018 2018-69700416
31-12-2016 micro 07-12-2017 2017-71700072
31-12-2014 volledig 13-09-2015 2015-58600309

Structure & network

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

1 location
STARTAM
Chaussée de Gilly 106, 6040 CharleroiNiet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
since 20072.162.749.315
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area8.0 ha
Buildings2
Building footprint3,566 m²
Volume (LiDAR)36,606 m³
Tallest building13.2 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52362F0898/00D002 Wallonia 7.9 ha 1 · 3,492 m² 13.2 m · 4 fl.
52034C0744/00R006 Wallonia 120 m² 1 · 74 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 1
29-09-2023
Capital change
Address history · 2
10-09-2025
Registered-office move
27-08-2024
Registered-office move
All acts · 3 updated 11 months ago
2025
10-09-2025 Registered office moved from Bruxelles to JUMET Registered-office change
  • Rue Grand Bigard 14 1082 Bruxelles → Rue du Masy 12 A 6040 JUMET
2024
27-08-2024 Registered office moved from CHATELET to Bruxelles Registered-office change
  • Rue de Couillet 185 6200 CHATELET → Rue Grand Bigard 14 1082 Bruxelles
2023
29-09-2023 Transaction in capital or shares Capital & shares

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR STARTAM
Registered office
Rue du Masy 12 bus A
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.