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START OFFICE

Active
Private limited companyfounded 20178 yrs activeRue de l'Yser 3/1, 7180 Seneffe, BelgiumKBO/BCE: BE 0686.631.920
Summary

START OFFICE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213,001 and a net result of -€1,493. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 94% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
START OFFICEActiveChecked score 84/100
Risk analysis ReportCompare

Overview

What they do
Other business support services
NACE 82990
1 site
How big
€224,264total assets 2025
Staff
0.8 FTE
Equity
€213,001
Loss
-€1,493
Turnover not published (abridged schema)
Financially healthy?
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Board
1 member
Accounts filed 31 d late1 of 4 deeds read
Why 84- Latest accounts 31 days late; 2 of the last 3 late- Size: total assets €224,264+ Sector Office administrative, office support and other business support activities (NACE 82)+ Equity €213,001 (95.0% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.0% of total assets
Liquidity 63-3
short-term debt 5.0% · cash 10.5%
Profitability 38-40
return on assets -0.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,418 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -1.6% vs 12-2024 02-2025: 0.6%▲ +3.3% vs 01-2025 03-2025: 0.6%▼ -0.9% vs 02-2025 04-2025: 0.6%▲ +2.1% vs 03-2025 05-2025: 0.6%▲ +3.0% vs 04-2025 06-2025: 0.6%▲ +1.6% vs 05-2025 07-2025: 0.6%▲ +2.2% vs 06-2025 08-2025: 1.0%▲ +49.5% vs 07-2025highest value 09-2025: 0.2%▼ -77.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -2.7% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -2.3% vs 02-2026lowest value 04-2026: 0.2%▲ +1.9% vs 03-2026 05-2026: 0.2%▲ +1.9% vs 04-2026 06-2026: 0.2%▲ +1.9% vs 05-2026 07-2026: 0.2%▼ -1.4% vs 06-2026 08-2026: 0.4%▲ +87.6% vs 07-2026 09-2026: 0.4%▼ -5.7% vs 08-2026 10-2026: 0.4%▼ -0.8% vs 09-2026
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Size: total assets €224,264 raises the probability for this profile
  • Equity €213,001 (95.0% of total assets) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 19.25 against 13.54 in 2024; short-term debt: 5% and cash: 10.5% of total assets), and 5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 88%, liquidity 58%, profitability 22%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Size: total assets €224,264
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €213,001 (95.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
31 d late
2022
87 d late
2021
16 d late
2020
31 d late
2019
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Appointment: Margot CERAULO (director)State Gazette act
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 6% on solvencysector median 51.1% · 8,535 companies 95.0% View
  • New directorlatest change 14-07-2026 · 1 in office 1 joined View
  • Total assets 20256 fiscal years filed €224,264 View

By topic

Financials

Fiscal year
2025
Total assets
€224,264
Loss
-€1,493
Solvency
95.0%
Total assets▼ 2.8%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2019
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 14-07-2026Appointment: Margot CERAULO (director)
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
19-12-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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