STARK
ActiveSummary
STARK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €2k. Its solvency ranks better than 37% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+4
Solvency41▲+4
Growth78
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.4%
Return on assets
3.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€8k▲ 27.2%
2023 · €6k
2023: €6k
2023 → 2024
Total assets
€49k▼ 4.9%
2023 · €51k
2023: €51k
2023 → 2024
Net result
€2k▲ 33.3%
2023 · €1k
2023: €1k
2023 → 2024
Working capital
€-12k▼ 7.0%
2023 · €-11k
2023: €-11k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€6k-€8k▲ 27.2%
Operating result€4k-€4k▼ 2.3%
Net result€1k-€2k▲ 33.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets
€48k ▼ 2.9%
Current assets
€785 ▼ 57.9%
Equity and liabilities €49k
Equity
€8k ▲ 27.2%
Debt
€41k ▼ 9.4%
Debt's share of the balance-sheet total falls from 87.7% to 83.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2023 · €7k
Cash flow
€3k▼
2023 · €4k
Current ratio
0.06▼
2023 · 0.15
Debt to equity
5.10▼
2023 · 7.16
ROE
21.4%▲
2023 · 20.4%
ROA
3.5%▲
2023 · 2.5%
Interest coverage
3.27▲
2023 · 2.95
Debt ≤ 1 year
€12k▼
2023 · €13k
Debt > 1 year
€28k▼
2023 · €32k
Income taxes
€427▲
2023 · €227
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€51k€49k▼
Fixed assets21/28€49k€48k▼
Tangible fixed assets22/27€49k€48k▼
Land and buildings22€46k€45k▼
Plant, machinery and equipment23€3k€3k▼
Current assets29/58€2k€785▼
Cash at bank and in hand54/58€2k€729▼
Deferred charges and accrued income490/1€54€56▲
Equity and liabilities
Total equity and liabilities10/49€51k€49k▼
Equity10/15€6k€8k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€1k€3k▲
Amounts payable17/49€45k€41k▼
Amounts payable after more than one year17€32k€28k▼
Financial debts170/4€32k€28k▼
Amounts payable within one year42/48€13k€12k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€751€91▼
Suppliers440/4€751€91▼
Taxes, remuneration and social security45€227€427▲
Taxes450/3€227€427▲
Other amounts payable47/48€7k€7k=
Accrued charges and deferred income492/3€272-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€592€415▼
Gross operating margin9900€7k€6k▼
Operating profit (loss)9901€4k€4k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€227€427▲
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€3k▲
Profit (loss) brought forward from the previous period14P-€1k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2022
Ground area
1,400 m²
Building footprint
206 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
STARK
since 20222.336.128.303
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55302C0203/00S000 | Wallonia | 1,344 m² | 1 · 169 m² | - |
| 55302C0155/00A005 | Wallonia | 57 m² | 1 · 37 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CBTL IMMO
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BE 0803.260.067
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VQV REAL ESTATE
BE 0750.631.728
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MAJUTO
BE 0560.923.680
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Immo-Leanto
BE 0787.463.915
Leuven · Eq €8,074
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 1,386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
41001General construction of residential buildings
68329Real estate activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:[email protected]