STARFACIALTOWEL

Active

Private limited companyfounded 20242 yrs activeMolenweg 37, 3080 Tervuren, BelgiumKBO/BCE: BE 1013.543.201

The computed 12-month bankruptcy probability of STARFACIALTOWEL is 1.7% (moderate). The 2024 annual accounts show equity of €35k and a net result of €15k. Its solvency ranks better than 67% of 6161 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability94

Solvency71

Growth-

Track record67

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 1.63; short-term debt: 53.9% and cash: 27.6% of total assets), but 53.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

46.1%

Return on assets

19.9%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-05-2025, 84 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

84 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€35k

Total assets

€77k

Net result

€15k

Working capital

€26k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €77k

12%

88.1%

Fixed assets €9k

Current assets €67k

Equity and liabilities €77k

46.1%

53.9%

Equity €35k

Debt €41k

Debt finances 53.9% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€22k

Cash flow

€15k

Solvency

46.1%

Current ratio

1.63

Quick ratio

1.20

Debt / equity

1.17

ROE

43.3%

ROA

19.9%

Interest coverage

22.86

Debt

€41k

Debt ≤ 1 year

€41k

Income taxes

€5k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€77k

Fixed assets21/28€9k

Intangible fixed assets21€989

Tangible fixed assets22/27€8k

Plant, machinery and equipment23€3k

Furniture and vehicles24€5k

Current assets29/58€67k

Stocks and contracts in progress3€18k

Stocks30/36€18k

Amounts receivable within one year40/41€2k

Trade receivables40€1k

Other amounts receivable41€696

Cash at bank and in hand54/58€21k

Deferred charges and accrued income490/1€27k

Equity and liabilities

Total equity and liabilities10/49€77k

Equity10/15€35k

Contributions10/11€20k

Reserves13€15k

Distributable reserves133€15k

Amounts payable17/49€41k

Amounts payable within one year42/48€41k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€5k

Taxes450/3€5k

Other amounts payable47/48€32k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126

Other operating charges640/8€4k

Gross operating margin9900€26k

Operating profit (loss)9901€21k

Financial charges65/66B€943

Recurring financial charges65€943

Profit (loss) for the period before taxes9903€20k

Income taxes67/77€5k

Profit (loss) for the period9904€15k

Profit (loss) for the period to be appropriated9905€15k

Appropriation of the result

Profit (loss) to be appropriated9906€15k

Transfer to equity691/2€15k

To other reserves6921€15k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

08-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Tervuren · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Molenweg 373080 Tervuren

Ground area

3,631 m²

Building footprint

210 m²

Volume, LiDAR

736 m³

Parcel 24023B0035/00T000, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

STARFACIAL TOWEL

Molenweg 37, 3080 TervurenRetail trade

since 20242.364.297.596

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24023B0035/00T000	Flanders	3,630 m²	1 · 210 m²	11.0 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 5,250 EUR awarded · 5,250 EUR paid

Year	Entries	awarded	paid
2025	1	2,625 EUR	5,250 EUR
2024	1	2,625 EUR	0 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 5,250 EUR · 5,250 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

CCS CAMERMANS CONSTRUCT SOLUTIONS

Of 24,858 companies in sector 96220 we hold annual accounts for 1,441. 1,161 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-09-2024

Fiscal year end31-12

Activities, NACEBEL

96022Beauty treatment

96220Beauty care and other beauty treatments

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.starfacialtowel.be

Enterprise

E-mail:katrien@starfacialtowel.be

Enterprise